If you travel on a Celebrity, Azamara, or Royal Caribbean cruise at least once per year, then you will benefit from the Bank of America Celebrity Cruises Visa Signature Credit Card the most. You can take advantage of the many bonuses and discounts it offers such as nice signup bonus of 10,000 MyCruise points after making a transaction within the first 90 days of account opening, enough for a $100 onboard credit.
*There’s also a $69 annual fee version of this card with a few more benefits.
You could also earn up to 2x MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises, Royal Caribbean, and Azamara Cruises, with 1x point per $1 on all other purchases. There is a $69 annual fee but no foreign transaction fee which is always a good thing.
The sister of the Celebrity Cruises Visa Signature Card is the Royal Caribbean Visa Signature Card, which will offer you similar welcome bonuses and rewards rates that can be used on the same MyCruise points program. However, they do not offer much loyalty benefits, so you might want to consider a general travel card instead.
*The Celebrity Cruises Visa Signature Card is issued by Bank of America. See Bank of America’s Checking/Savings bonuses here.
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Bank of America Celebrity Cruises Card Summary
|Bonus Available||Get 10,000 bonus points after making one transaction within the first 90 days of account opening.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 2 points for every $1 spent on qualifying purchases with Celebrity Cruises, Royal Caribbean and Azamara Club Cruises, and 1 point for every $1 spent on all other purchases.|
|Foreign Transaction Fees||No|
- No annual fee
- Bonus points
- Sister brands
- No foreign transaction fees
- Good-Excellent credit needed to qualify
- Limited redemption options
Editor’s Alternate Pick
Celebrity Cruises Credit Card 10,000 Bonus Points Offer
Take advantage of the Celebrity Cruises credit card’s introductory offer: 10,000 MyCruise bonus points. My valuation puts these points at around $100 (more on that below).
To qualify, charge your first purchase to your card within the first 90 days of opening your account. There’s no minimum spend requirement to worry about.
What Are MyCruise Points Worth?
Like many other points-based cards, the value of your rewards depends on how you use them. Each MyCruise point is worth around $0.01.
When it comes time to redeem your points, you have a variety of options, including:
- Stateroom upgrades
- Cruise discounts
- Cruise vacations
- Onboard credits or amenities
- Companion fares
- Charitable donations
Point values remain consistent across all redemption options. So no matter how you trade in your rewards, you’ll get the best value.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
If you are looking for a new travel rewards credit card, check out the Bank of America Celebrity Cruises Visa Signature Credit Card, especially if you cruise with Celebrity Cruises, Royal Caribbean, or Azamara Club atleast once a year. There is a sign up bonus of 10,000 MyCruise points after making a transaction within the first 90 days of account opening.
You could also earn up to 2x MyCruise points for every $1 spent on qualifying purchases on these cruiselines and 1x point per $1 on all other purchases. Redeem these points for Celebrity, Royal Caribbean and Azamara onboard credits, stateroom upgrades, discounts, cruises and more.
($0 Annual Fee)
What’s The Competition?
Looking For More Flexibility?
A general travel rewards card is going to be much more rewarding if you like to travel. Cruises are included in the travel rewards category for these cards. The Barclaycard Arrival Plus® World Elite Mastercard® , Chase Sapphire Preferred Card and Capital One Venture Rewards Credit Card are good options to start with.
With the Chase Sapphire Preferred® Card:
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
• 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
With the Capital One® Venture® Rewards Card:
• Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
• Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
• Named ‘The Best Travel Card' by CNBC, 2018
• Receive up to $100 application fee credit for Global Entry or TSA Pre?®
• Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• No foreign transaction fees
• $0 intro annual fee for the first year; $95 after that
No-Annual-Fee Cash Back Cards
If you don’t spend enough to justify an annual fee, see these cash back card options:
- Chase Freedom Unlimited
- American Express Cash Magnet Card
- Capital One Quicksilver Cash Rewards Credit Card
With the Chase Freedom Unlimited® Card:
• New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
• No minimum to redeem for cash back
• Cash Back rewards do not expire as long as your account is open
• Free credit score, updated weekly with Credit JourneySM
• No annual fee
With the American Express Cash Magnet® Card:
• Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
• Unlimited 1.5% Cash Back on your purchases.
• Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
• Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
• $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
• You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
• No Annual Fee.
• Terms Apply.
• See Rates & Fees
With the Capital One® Quicksilver® Cash Rewards Card:
-One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
-Earn unlimited 1.5% cash back on every purchase, every day
-No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
-0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
-0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
-Pay no annual fee or foreign transaction fees
|Chase Ink Business PreferredSM Card||80,000 Points||Review|
|Chase Sapphire Preferred® Card||60,000 Points||Review|
|Chase Ink Business UnlimitedSM Credit Card||$500 Cash||Review|
|Chase Ink Business CashSM Card||$500 Cash||Review|
|Wells Fargo Cash Wise Visa® Card||$200 Cash||Review|
|Wells Fargo Propel American Express® Card||30K Points||Review|
|Chase Freedom®||$150 Cash||Review|
|Chase Freedom Unlimited®||3% Cash Back||Review|
|UnitedSM Explorer Business Card||50,000 Miles||Review|
|ABOC Platinum Rewards Mastercard®||$150 Cash||Review|
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.