If you travel on a Celebrity, Azamara, or Royal Caribbean cruise at least once per year, then you will benefit from the Bank of America Celebrity Cruises Visa Signature Credit Card the most. You can take advantage of the many bonuses and discounts it offers such as nice signup bonus of 10,000 MyCruise points after making a transaction within the first 90 days of account opening, enough for a $100 onboard credit.
*There’s also a $69 annual fee version of this card with a few more benefits.
You could also earn up to 2x MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises, Royal Caribbean, and Azamara Cruises, with 1x point per $1 on all other purchases. There is a $69 annual fee but no foreign transaction fee which is always a good thing.
The sister of the Celebrity Cruises Visa Signature Card is the Royal Caribbean Visa Signature Card, which will offer you similar welcome bonuses and rewards rates that can be used on the same MyCruise points program. However, they do not offer much loyalty benefits, so you might want to consider a general travel card instead.
*The Celebrity Cruises Visa Signature Card is issued by Bank of America. See Bank of America’s Checking/Savings bonuses here.
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Bank of America Celebrity Cruises Card Summary
|Bonus Available||Get 10,000 bonus points after making one transaction within the first 90 days of account opening.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 2 points for every $1 spent on qualifying purchases with Celebrity Cruises, Royal Caribbean and Azamara Club Cruises, and 1 point for every $1 spent on all other purchases.|
|Foreign Transaction Fees||No|
- No annual fee
- Bonus points
- Sister brands
- No foreign transaction fees
- Good-Excellent credit needed to qualify
- Limited redemption options
Editor’s Alternate Pick
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
• 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter!
This card has no annual fee.
Celebrity Cruises Credit Card 10,000 Bonus Points Offer
Take advantage of the Celebrity Cruises credit card’s introductory offer: 10,000 MyCruise bonus points. My valuation puts these points at around $100 (more on that below).
To qualify, charge your first purchase to your card within the first 90 days of opening your account. There’s no minimum spend requirement to worry about.
What Are MyCruise Points Worth?
Like many other points-based cards, the value of your rewards depends on how you use them. Each MyCruise point is worth around $0.01.
When it comes time to redeem your points, you have a variety of options, including:
- Stateroom upgrades
- Cruise discounts
- Cruise vacations
- Onboard credits or amenities
- Companion fares
- Charitable donations
Point values remain consistent across all redemption options. So no matter how you trade in your rewards, you’ll get the best value.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
If you are looking for a new travel rewards credit card, check out the Bank of America Celebrity Cruises Visa Signature Credit Card, especially if you cruise with Celebrity Cruises, Royal Caribbean, or Azamara Club atleast once a year. There is a sign up bonus of 10,000 MyCruise points after making a transaction within the first 90 days of account opening.
You could also earn up to 2x MyCruise points for every $1 spent on qualifying purchases on these cruiselines and 1x point per $1 on all other purchases. Redeem these points for Celebrity, Royal Caribbean and Azamara onboard credits, stateroom upgrades, discounts, cruises and more.
($0 Annual Fee)
What’s The Competition?
Looking For More Flexibility?
A general travel rewards card is going to be much more rewarding if you like to travel. Cruises are included in the travel rewards category for these cards. The Barclaycard Arrival Plus® World Elite Mastercard® , Chase Sapphire Preferred Card and Capital One Venture Rewards Credit Card are good options to start with.
The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
This card carries a $95 annual fee.
The Capital One Venture Rewards Credit Card offers 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.
You're able to earn 2X miles on every purchase, every day.
This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®.
No-Annual-Fee Cash Back Cards
If you don’t spend enough to justify an annual fee, see these cash back card options:
- Chase Freedom Unlimited
- American Express Cash Magnet Card
- Capital One Quicksilver Cash Rewards Credit Card
The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
In addition, you can earn:
• 5% on travel purchased through Chase,
• 3% on dining at restaurants and drugstores, and
• Unlimited 1.5% cash back on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.
The American Express Cash Magnet® Card offers $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
You'll earn unlimited 1.5% Cash Back on your purchases; your cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
The card has no annual fee. (See Rates & Fees).
The Capital One Quicksilver Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
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The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.