Inspired by many business owners searching for ways to simplify what they can and increase their business’ productivity and efficiency, here’s a fantastic proposition!
Introducing the Ink Business UnlimitedSM Card, this card will offer several perks and benefits business owners will love! Similar to the Chase Freedom® Unlimited, This card offers a 1.5% unlimited flat rate cash back on every purchase with no cap or restrictions!
The Chase Ink Business UnlimitedSM is a terrific choice for business owners in search of a no annual fee card and a straightforward rewards structure. In addition, business owners can receive employee cards at no additional cost!
New cardholders can earn a generous $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening!
Along with this welcome offer, cardholders can benefit from the 0% introductory APR for 12 months on purchases, then a 15.49% – 21.49% variable rate will apply! If you’re interested in what more this card has to offer, see below!
Table of Contents
Chase Ink Business UnlimitedSM Card Summary
With the Ink Business UnlimitedSM Credit Card:
• Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase made for your business
• 0% introductory APR for 12 months on purchases
• Employee cards at no additional cost
• No Annual Fee
Earn Cash Back
Experience the hassle-less simple, straight forward rewards structure. Very similar to the Chase Freedom® Unlimited (but for business), the Ink Business UnlimitedSM Card rewards business owners on every purchase.
Earn an unlimited 1.5% cash back on every purchase made for your business. There are no categories to worry about. Plus, points don’t expire as long as your account remains open and in good standing.
Redeem your accumulated Ultimate Rewards points for cash, merchandise, experiences, and services in Chase’s Ultimate Rewards portal.
The most straightforward way to redeem is for cash back, as a statement credit or bank account deposit.
You can also redeem for gift cards from many merchants, travel (hotels, rental cars, and airfare), general merchandise, and experiences. You can also redeem your points directly for Amazon purchases.
There’s no minimum threshold for cash redemptions. For other redemption types, there may be a minimum, such as for gift cards.
Points are usually worth $0.01 apiece at redemption. Points redeemed for Amazon.com purchases are worth less.
Free Employee Cards
As an added perk to business owners, the Chase Ink Business UnlimitedSM Card comes with no annual fee. Plus, you’re able to receive employee cards at no additional cost to you.
As a credit card account manager, you can set limits on spending on your employees’ cards. This is ideal for businesses looking to track and manage their employee’s expenditures.
Plus, continue to earn unlimited 1.5% cash back on every purchase when your employees spend using their card.
Overall, this is one of the best no annual fee business cards that I’ve seen by far. The generous cash back bonus offer really takes the cake! With unlimited 1.5% cash back on all purchases, the Chase Ink Business UnlimitedSM Card is something to keep in mind.
There may be other cards that have the potential to offer more value for businesses that spend more in certain categories. However, businesses can use this card in conjunction with the category-specific cards to cover areas that don’t earn such bonuses and will likely earn better value with the Ink Business Unlimited card.
The Ink Business Unlimited is alright on its own. But, pair it up with other Chase cards that earn Ultimate Rewards points, and you can earn rich rewards and better redemption value. Both the Chase Ink Business PreferredSM Card and Chase Sapphire Preferred® Card are great cards to use for this.
Once you pool your points, points increase in value by 25% when redeemed for travel. This effectively increases the Ink Business Unlimited’s rewards rate from 1.5% to 1.875%. This way, it’ll become the best flat-rate cash back business card without an annual fee.
If you’re interested in what more Chase has to offer, see our list of the best Chase Bank promotions or the best Chase credit cards! For more credit cards, see our latest list of the best credit card bonuses!
|Chase Ink Business PreferredSM Card||80,000 Points||Review|
|Chase Sapphire Preferred® Card||60,000 Points||Review|
|Chase Ink Business UnlimitedSM Credit Card||$500 Cash||Review|
|Chase Ink Business CashSM Card||$500 Cash||Review|
|Wells Fargo Cash Wise Visa® Card||$200 Cash||Review|
|Wells Fargo Propel American Express® Card||30K Points||Review|
|Chase Freedom®||$150 Cash||Review|
|Chase Freedom Unlimited®||3% Cash Back||Review|
|UnitedSM Explorer Business Card||50,000 Miles||Review|
|ABOC Platinum Rewards Mastercard®||$150 Cash||Review|
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.