You can now earn a $300 bonus when you open a new Chase Total Checking® account.
Established in 1982, Chase Bank is one of the nation’s largest banks as measured by total assets. Chase offers a full line of banking services with branches/ATMs across many States.
One of the most popular checking accounts available, new customers can apply for a Chase Total Checking® to get a $300 bonus when they open a new account with qualifying activities.
Apply online or enter your email to receive a Total Checking Coupon to take to your local Chase branch.
Update 6/9/25: The offer has been extended through 7/16/25. One of the most popular bank bonuses on the web! Have a banking relationship with Chase would only help you get more Chase credit cards. You will have access to Chase offers which provide many cash back opportunities with your purchases.
Chase Total Checking® $300 Bonus Coupon
With Chase Total Checking®, you get access Chase ATMs and branches, free debit card, free online banking & bill pay, and mobile banking with their award winning Chase Mobile App. Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture.
- Learn More at Chase Bank
- What you’ll get: $300 bonus
- Account Type: Chase Total Checking®
- Availability: Nationwide except in Alaska, Hawaii and Puerto Rico (Locator)
- Direct Deposit Requirement: Yes
- Opening Deposit: $0
- Credit Inquiry: Soft Pull
- Early Account Termination Fee: If your Checking account is closed by you or by Chase within six months after opening, they will deduct the bonus amount at closing.
(Expires 07/16/2025)
How To Earn Bonus
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Receive your bonus within 15 days.
Account Features
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Chase Mobile® app – Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
- Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
*With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Waive The Monthly Fees
- $12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
Fine Print
- Chase Total Checking bonus is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 business days.
- You are considered a new customer if you don’t have either account within the last 90 days and are in good standing.
Bottom Line
The Chase Total Checking® is one of the best checking accounts to open along with a generous welcome bonus. The checking account is an easily obtainable bonus while offering fantastic services to cater to your needs.
If you’re looking for convenience, this checking account offers that! You’ll get access to more than 15,000 Chase ATMs and more than 4,700 branches. Waiving the monthly fee on this account is easy! If you have direct deposits coming in, that’s a sure way or simply have a minimum $1500 balance in the account.
If either the checking or savings account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
You can find our collection of Chase’s best offers here and other top bank bonuses here.
To enhance your experience with Chase, complement your checking account with one of their credit cards!
If you’re looking to open a business, we recommend opening a Chase business checking account.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
This seems like a good opportunity for those considering a new checking account.
No early termination fee if account closed in six months
All good so far chase is good bank better other bank good check record
Did you ever figure out how to check on this…I am going through it now…. Mobile app said I would get the $200 on Sept 1st (that’s today) and it’s NOT in my account
It has been 8 business days since I’ve completed the requirements to receive the college checking bonus. When do you estimate I’ll receive it?
Any word on if multiple people per address can get the Chase Total Checking bonus? Have not seen anything that prohibits it yet, but it’s often limited to one bonus per address.
Chase now claims to have a 2 year lockout period from the last time a bonus was given for each type of account.
Does anyone know anything about this new rule or when it was made?
I am a long time (several decades) Chase Sapphire Preferred cardholder. My account log-in page keeps providing me with the offer you describe to open a checking account and earn $200 “Selected just For You”. But alas, I cannot get past the personal information page as I keep getting an error message that says I have not provided all of the required information. I have tried several different browsers. I have tried clearing my cache and cookies … I have sent Chase four different massages, including a screen shot of the page where I completed each and every field with the error message displayed. I have called tech support four different times. All to NO AVAIL. I am considering cancelling my cards on account of the lousy customer service. How do you have an on-line application process that does not work? VERY FRUSTRATING!
I opened the account and have had a direct deposit and when I first opened the account, they gave me a tracking number to check on my bonus. Where can I check the status of this?
Chase bank $200 offer says it’s available in WI but it’s not. That should be removed.
I am in NC and had the same issue; however I used my sister’s address as she lives in CA. She mailed me my debit card and I’ve since updated my address with Chase. There obviously aren’t any branches nearby, but I typically handle all of my banking digitally so it isn’t an issue for me.
Does a chase college account still qualify for the direct deposit bonus??
You should get your bonus towards the end of August.
That is, provided your deposits are at least 500 monthly.
Got a new chase total checking account it has been 7 business days since the first direct deposit hit but still no bonus?
Hi. Tomorrow I am signing up to be a chase member. I’m going to get a checking account and direct deposit. Curious on when will I receive the $200.00?
Did not allow me to open an account online. Says I’m not in the right area (SC).
I made account showing coupon and made direct deposit . Jts already been more than 10 days and didn’t got any bonus till now.
Cannot get Chasr Bank coupon by email. Please help
You can get the coupon by clicking on the link and entering your email address.
so where do I get link to get coupons for Chase pretty lousy site
Does Serve/Bluebird still count as a Direct Deposit?