Chase Total Checking Account $300 Bonus – Ends 10/15/25

You can now earn a $300 bonus when you open a new Chase Total Checking® account.

Established in 1982, Chase Bank is one of the nation’s largest banks as measured by total assets. Chase offers a full line of banking services with branches/ATMs across many States.

One of the most popular checking accounts available, new customers can apply for a Chase Total Checking^® to get a $300 bonus when they open a new account with qualifying activities.

Apply online or enter your email to receive a Total Checking Coupon to take to your local Chase branch.

Update 7/3/25: The offer has been extended through 10/15/25. One of the most popular bank bonuses on the web! Have a banking relationship with Chase would only help you get more Chase credit cards. You will have access to Chase offers which provide many cash back opportunities with your purchases.

Chase Total Checking^® $300 Bonus Coupon

With Chase Total Checking®, you get access Chase ATMs and branches, free debit card, free online banking & bill pay, and mobile banking with their award winning Chase Mobile App. Chase QuickDeposit^SM lets you deposit checks almost anytime, anywhere with the ease of taking a picture.

• Learn More at Chase Bank
• What you’ll get: $300 bonus
• Account Type: Chase Total Checking®
• Availability: Nationwide except in Alaska, Hawaii and Puerto Rico (Locator)
• Direct Deposit Requirement: Yes
• Opening Deposit: $0
• Credit Inquiry: Soft Pull
• Early Account Termination Fee: If your Checking account is closed by you or by Chase within six months after opening, they will deduct the bonus amount at closing.

(Expires 10/15/2025)

How To Earn Bonus

• Apply directly online or in-branch using your personalized coupon generated from the offer page.
• Open a Chase Total Checking^® account.
• Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
• Receive your bonus within 15 days.

Account Features

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
• Chase Mobile® app – Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
• Chase Overdraft Assist^SM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
• Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
• Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
• With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

*With Chase Overdraft Assist^SM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Waive The Monthly Fees

Chase Total Checking®:

• Monthly Service Fee: $12 ($15, effective August 24, 2025) or $0 with one of the following, each monthly statement period:
  • Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network, OR
  • a balance at the beginning of each day of $1,500 or more in this account, OR
  • an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

Fine Print

• Chase Total Checking bonus is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
• Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
• After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 business days.
• You are considered a new customer if you don’t have either account within the last 90 days and are in good standing.

Bottom Line

The Chase Total Checking® is one of the best checking accounts to open along with a generous welcome bonus. The checking account is an easily obtainable bonus while offering fantastic services to cater to your needs.

If you’re looking for convenience, this checking account offers that! You’ll get access to more than 15,000 Chase ATMs and more than 4,700 branches. Waiving the monthly fee on this account is easy! If you have direct deposits coming in, that’s a sure way or simply have a minimum $1500 balance in the account.

If either the checking or savings account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.

You can find our collection of Chase’s best offers here and other top bank bonuses here.

To enhance your experience with Chase, complement your checking account with one of their credit cards!

If you’re looking to open a business, we recommend opening a Chase business checking account.

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account