Find an updated list of CIBM Bank promotions, bonuses and offers here.
Currently, they have a $250 bonus when you open a new account and meet all the requirements.
Table of Contents
About CIBM Bank Promotions
Established in 1921, CIBM Bank values customer service, excellence, and integrity in everything that they do. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: IL, IN, WI (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown (sensitive)
- Credit Card Funding: Unknown
CIBM Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare CIBM Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
I’ll review the offers below.
CIBM Bank $450 Checking Bonus

CIBM Bank $450 Checking Bonus
CIBM Bank is offering a $450 bonus when you open a new qualifying checking account.
- What you’ll get: $450 bonus
- Account Type: Personal Checking Account
- Availability: IL, IN, WI
(Expires June 30, 2022)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
- Open your new High Performance Checking Account and use promo code GET4504HP.
- Maintain a $1,000 minimum monthly balance for 6 months.
- Use your account. Direct Deposit(s) of $500 or more monthly. Complete debit transaction (month 1 – one, month 2 – two, month3 – three, month 4 – four, month 5 – five, and month 6 – six).
- Offer available on new High Performance Checking accounts opened between 4/1/22 and 6/30/22 and limited to one per customer.
- Offer not available for existing CIBM Bank personal checking account holders or those who have closed a CIBM Bank personal checking account within the past 6 months.
- Promo code GET4504HP must be used at time of account opening.
- In each of the six (6) calendar months following the month of account opening, customer shall be eligible to receive a $75.00 bonus payment upon completing all required Qualifying Activities. Each month’s Qualifying Activities shall be reviewed, and any such related bonus payments made, independently of other months.
- Maximum total bonus per account is $450.00.
- In each calendar month, “Qualifying Activities” are: (i) the account must maintain a minimum monthly balance of $1,000.00 (as determined by CIBM Bank; see “Truth in Savings Disclosure”); (ii) the account must receive one or more Qualifying Direct Deposits with a cumulative total of $500.00 or more; and (iii) one or more Qualifying Debits must be posted to the account as follows: Month 1- one Qualifying Debit; Month 2 – two Qualifying Debits; Month 3 – three Qualifying Debits; Month 4 – four Qualifying Debits; Month 5 – five Qualifying Debits; and Month 6 – six Qualifying Debits. “Qualifying Direct Deposits” are electronic deposits of your paycheck, retirement, or government benefits (such as Social Security) from your employer or the government. “Qualifying Debits” are debit card purchase transactions, checks, or ACH debit transactions.
- Bonus payments will be made to the account no later than 5 business days following the end of the calendar month in which they are earned.
- Account must be open and in good standing in order to receive any bonus payment.
- Cash bonus considered interest and reportable on IRS Form 1099-INT.
- Minimum opening deposit of $100.00 required. Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee.
- Annual Percentage Yield (APY) accurate as of 4/1/22. Balances of $0.00-$4,999.99 (0.02% APY) and $5,000.00 and up (0.05% APY).
- Variable rate account and interest rate is subject to change.
- Account remains subject to all terms and conditions as outlined in the “Terms and Conditions of Your Account” and all account disclosures, including $7 monthly service fee if minimum monthly balance of $1,000.00 is not maintained.
- We reserve the right to amend or cancel any part of this offer at any time.
CIBM Bank $50 Referral Bonus

Earn a $50 bonus at CIBM Bank!
CIBM Bank is offering a $50 bonus when you refer a friend who opens a new qualifying checking account.
- What you’ll get: $450 bonus
- Account Type: Checking Account
- Availability: IL, IN, WI
(Expires December 31, 2022)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
- Tell all your friends how great CIBM Bank is.
- Be sure to complete the attached form, and give it to them when you talk about us.
- If your friend turns in the form when they open their account, you both to be paid.
- Referred customer must open a new CIBM Bank checking account as the primary owner to qualify for the one-time Refer-A-Friend bonus credit.
- The new account bonus is not available for existing CIBM Bank customers or those who have closed accounts within the past 6 months.
- Referral form and/or online input of referral source serves as a one-time waiver of privacy rights detailed in the CIBM Bank privacy policy as the referral source and referred will be aware of the account opening.
- The form must be presented in branch or referral source information must be included online at the time of account opening.
- A $50.00 bonus will be paid to the existing and referred customers’ accounts at the time of new account opening.
- Existing checking, savings or money market account must be open and have a positive balance in order to receive bonus payment.
- Referral bonuses are unlimited for referring customers.
- Bonus considered interest/income and reportable on IRS Form 1099-INT/MISC.
- Minimum opening deposit of $100.00 required.
- Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee.
- Offer expires 12/31/2022.
- Employees are not eligible.
- We reserve the right to amend or cancel any part of this offer at any time.
(Expired) CIBM Bank $250 Checking Bonus

Earn a $250 Checking Bonus
CIBM Bank is offering a $250 bonus when you open a new qualifying checking account.
- What you’ll get: $450 bonus
- Account Type: Personal Checking Account
- Availability: IL, IN, WI
(Expires May 31, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
- Choose High Performance, Acceleration, or Classic Checking
- Open your account by May 31, 2021
- Enter promo code IHSPRING2021 during account opening
- Use ClickSWITCH to move your direct deposit at the time of account opening
- Your bonus will be deposited into your account
- Bonus of $250.00 limited to one per customer for new checking account opened between 4/1/21 and 5/31/21.
- Offer not available for existing CIBM Bank personal checking account holders or those who have closed a CIBM Bank personal checking account within the past 6 months.
- Promo code IHSPRING2021 must be used at time of account opening.
- To qualify for the bonus, the new account must receive direct deposit(s) of at least $500.00 from qualifying source(s) during June 2021.
- Qualifying direct deposits are electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- Bonus will be paid to the account in July 2021.
- Account must be open and have a balance greater than zero when the bonus is paid.
- Minimum opening deposit of $100.00 required.
- Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee per closed account.
- Cash bonus considered interest/income and reportable on IRS Form 1099-INT or 1099-MISC. †Acceleration Checking: *Annual Percentage Yield (APY) accurate as of 4/1/21.
- Checking account balances of $0.00-$10,000.00 (1.00% APY); $10,000.01 and above (.05% APY).
- If qualifications are not met, all funds in checking account earn .01% APY.
- Variable rate accounts and interest rates are subject to change.
- Fees may reduce earnings.
- Limit one Acceleration Checking account per primary social security number.
- Customer must initiate set up of e-statements through online banking, establish a monthly direct deposit and perform 12 debit card purchases each month to qualify and receive tiered rates and ATM surcharge refunds up to $12.00.
- Transactions may take one or more business days from the date transaction was made to post and clear the account.
CIBM Bank $450 Checking Bonus (Expired)

Earn a $450 bonus at CIBM Bank!
CIBM Bank is offering a $450 bonus when you open a new qualifying checking account and meet the requirements.
- What you’ll get: $450 bonus
- Account Type: High Performance Checking Account
- Availability: IL, IN, WI
(Expires December 31, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
- Open your new High Performance Checking Account and use promo code GIMME4504HP.
- Maintain a $1,000 minimum monthly balance for 6 months.
- Use your account. Direct Deposit(s) of $500 or more monthly. Complete debit transaction (month 1 – one, month 2 – two, month3 – three, month 4 – four, month 5 – five, and month 6 – six).
Your bonus will be deposited into your new account in $75 increments, for 6 months for a maximum of $450.
- Offer available on new High Performance Checking accounts opened between 6/15/21 and 12/31/2021 and limited to one per customer.
- Offer not available for existing CIBM Bank personal checking account holders or those who have closed a CIBM Bank personal checking account within the past 6 months.
- Promo code GIMME4504HP must be used at time of account opening.
- In each of the six (6) calendar months following the month of account opening, customer shall be eligible to receive a $75.00 bonus payment upon completing all required Qualifying Activities.
- Each month’s Qualifying Activities shall be reviewed, and any such related bonus payments made, independently of other months.
- Maximum total bonus per account is $450.00.
- In each calendar month, “Qualifying Activities” are: (i) the account must maintain a minimum monthly balance of $1,000.00 (as determined by CIBM Bank; see “Truth in Savings Disclosure”); (ii) the account must receive one or more Qualifying Direct Deposits with a cumulative total of $500.00 or more; and (iii) one or more Qualifying Debits must be posted to the account as follows: Month 1- one Qualifying Debit; Month 2 – two Qualifying Debits; Month 3 – three Qualifying Debits; Month 4 – four Qualifying Debits; Month 5 – five Qualifying Debits; and Month 6 – six Qualifying Debits.
- “Qualifying Direct Deposits” are electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- “Qualifying Debits” are debit card purchase transactions, checks, or ACH debit transactions. Bonus payments will be made to the account no later than 5 business days following the end of the calendar month in which they are earned. Account must be open and in good standing in order to receive any bonus payment.
- Cash bonus considered interest and reportable on IRS Form 1099-INT. Minimum opening deposit of $100.00 required.
- Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee.
- Annual Percentage Yield (APY) accurate as of 6/15/21.
- Balances of $0.00-$4,999.99 (0.02% APY) and $5,000.00 and up (0.05% APY).
- Variable rate account and interest rate is subject to change.
- Account remains subject to all terms and conditions as outlined in the “Terms and Conditions of Your Account” and all account disclosures, including $7 monthly service fee if minimum monthly balance of $1,000.00 is not maintained.
- We reserve the right to amend or cancel any part of this offer at any time.
How To Waive Monthly Fees
- High Performance Checking: $7, waived if minimum monthly monthly or average daily balance is maintained.
- Acceleration Checking: None
- Classic Checking: None
- Alternative Checking: $10
- Basic Business Checking: $7.50
- Premier Business Checking: Based on activity
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Bottom Line
CIBM Bank offers great promotions for you to earn money over time. You can have peace of mind knowing your money is insured by the FDIC.
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*Check back at this page for updated CIBM Bank promotions, bonuses and offers.

Thanks James for all your help. Very informative post.
I think I will go into the bank to take advantage of this bonus. Thanks again James!