Citi Prestige® Card is offering 50,000 bonus points after $4,000 in purchases made with your card in the first 3 months of account opening. This includes the $250 Air Travel Credit. As a cardholder, you’ll also get complimentary access to hundreds of VIP lounges through Priority Pass Select.
You can actually earn more for your points by using Citi’s transfer partners which would increase your average to 1.7 cents per point.
The card has no foreign transaction fees on purchases. You’ll earn 5x points on Air Travel and Restaurants, 3x points on Hotels and Cruise Lines, and 1 ThankYou Point per $1 spent on other purchases. No expiration and no limit on the number of points you can earn. However, there is a hefty annual fee of $495.
*Check out more Checking bonuses Citibank offers as well.
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Citi Prestige® Card Features
|Bonus Available||50,000 bonus points after spending $4,000 within the first 3 months.|
|Travel Credit||$250 travel credit every calendar year|
5 points per $1 spent on Air Travel and Restaurants.
|Foreign Transaction Fees||No|
|Airport Lounge Access||Over 1,200 lounges worldwide with a free Priority Pass Select membership.|
Priority Pass Airport Lounges
Priority Pass is the best all-around program that gives you airport lounge access, with over 1,200 locations available worldwide. The membership level that is complimentary with the Citi Prestige Card is the Priority Pass Select, which is equivalent to the Prestige membership level when purchased directly through Priority Pass. This is a $429 value (discounted rate here), which helps to offset the $495 annual fee by a little.
While many major airports in the U.S. have lounges in the program (e.g. JFK, LAX, ATL, ORD, etc.), many also do not. Luckily, the worldwide footprint is massive, where relaxation in lounges abroad benefit the most.
You can look on their website or mobile app to find all the current locations.
Get $250 In Air Travel Credit Annually
If you travel at all during the year, you’re probably going to use up this benefit and essentially cut out more than half of the annual fee. Every year, you’ll receive $250 in Air Travel Credit that will be automatically applied to flight related expenses charged to your card.
This perk applies to a broad array of travel expenses. It includes purchases from airlines, hotels, car rental agencies, travel agencies/travel aggregators/tour operators, commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, and bus lines.
For frequent travelers who will take advantage of the lounge access and air travel credit to use towards any of the things listed above, the $495 annual fee will already be more than negated.
4th Hotel Night Complimentary
When you book through the Citi Prestige Concierge, you’ll get a free 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking. The benefit will be calculated as the average nightly rate of your total stay, not including taxes.
This is certainly a good perk if you travel often and stay at luxury hotels. However, your options for booking through the concierge are by calling in or emailing them. There’s no streamlined web interface for price comparison versus booking through the hotel itself, or through travel sites like Priceline or Agoda.
Regardless, if you’re staying somewhere that is $300+ a night, it may be worth checking the price through the concierge to compare with your outside booking options.
*Beginning September 1, 2019, this benefit will be capped at 2 times, each year. Bookings made prior to 9/01/19 will not count towards the two-stay cap in 2019.
No Foreign Transaction Fee: Purchases made outside the U.S. will not incur any foreign transaction fees.
Citi Prestige Concierge: Personalized requests and assistance is available when help is needed with anything from booking travel and hotel to finding the nearest ATM.
Purchase and Travel Benefits: Travel protection includes worldwide car rental insurance, roadside assistance, travel & emergency assistance, worldwide travel accident insurance, trip cancellation & interruption protection, lost baggage protection, trip delay protection, and baggage delay protection. Purchase protection includes damage and theft purchase protection, extended warranty coverage, missed event ticket protection, and Citi’s Price Rewind service.
Is the Citi Prestige® Card worth the $495 fee? If you consider the 50,000 bonus points, $250 in Air Travel credit, the Global Entry waiver, and other perks like 4th night free at any hotel stay, you could make back the value of the annual fee and more in the first year.
Whether you’re a big spender or do a lot of traveling, the Citi Prestige® Card is something to consider with its first-class benefits for your first-class lifestyle! If you’re interested in more deals like this, check out our list of Citibank Promotions and the best Credit Card Bonuses, here on HMB!
What’s The Competition?
Most would say the Chase Sapphire Reserve is one of the best, if not the best, premium credit card options available.
The other big player is The Platinum Card from American Express. This card earns rewards faster than its competitors on flights booked directly with airlines or with American Express Travel. You’ll also get more lounge access that includes The Centurion, International American Express, Delta Sky Club, and Airspace Lounges networks, as well as the Priority Pass Select membership. However, one big pitfall for international travelers is going to be the lack of American Express acceptance in many locations abroad.
The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit.
You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value.
This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®.
The The Platinum Card® from American Express offers 75,000 Membership Rewards(R) Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
• 10X points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.
• 5X Membership Rewards(R) Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
• 5X Membership Rewards(R) Points on prepaid hotels booked on amextravel.com.
This card comes with an annual fee of $550 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
Plus, up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card® & receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts.
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