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The Citi^® Secured Mastercard^® will help guide those with limited or no credit to build and establish credit the appropriate way. Upon approval, a security deposit between $200 to $2,500 is required and will be considered your credit line or your credit limit.

Make monthly payments on time and observe your credit improve as the Citi Secured Mastercard reports to all three credit bureaus. Stay within the parameters of the card and you’ll soon be on your way to great credit and better overall financial status.

View our list of the latest Citi credit card offers and the complete guide to Citi ThankYou Rewards.

* The Citi Secured Mastercard is issued by Citibank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!

Table of Contents

Citi Secured Mastercard Summary

Bonus Available	No sign-up bonus available
Foreign Transaction Fees	3% foreign transaction fee
Annual Fee	No annual fee

* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.

Why You Should Apply

Build Credit: A required security deposit between $200 to $2,500 will also serve as your credit limit. Use your card to make everyday purchases and make monthly payments on time to build healthy credit.
Reports to All 3 Credit Bureaus: The Citi Secured Mastercard will report to all 3 credit bureaus: TransUnion, Experian, and Equifax. All the effort you’ve put in will count and reflect in your credit scores.
Simple and Easy: The Citi Secured Mastercard is straight forward with one objective which is to build credit. There are helpful tools like Auto Pay, online Bill Pay, and automatic alerts to reach that goal.
No Annual Fee: With no annual fee, you can continue focusing on building your credit.

Additional Benefits

Purchase Benefits: Shop without hesitation knowing your purchases are covered with damage & theft protection and extended warranty. Also get fraud protection and not be held responsible with $0 liability on unauthorized charges.
Travel Benefits: Book your travel with your card and get travel protection that includes worldwide travel accident insurance and car rental insurance, trip cancellation and interruption protection.
Security Features: Citi offers basic protection against fraud for customers, including account monitoring and zero liability for fraudulent purchases.

Bottom Line

The Citi^® Secured Mastercard^® is designed to help establish a strong credit history which is vital for future financial milestones. Approval is based on careful review of your income and debt which must be clear of any bankruptcy within the last two years. There is no longer an annual fee to worry about. Be sure to to check out our full list of Credit Card Bonuses.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.