Find current Citizens Bank promotions, bonuses, and offers here.
Update 5/27/25: There is now a $750 business checking bonus valid through 8/31/25. The $500 checking & savings bonus is available through 5/31/25 – there’s also a $400 checking bonus good through 8/3/25.
About Citizens Bank Promotions
Citizens Bank is headquartered in Providence, Rhode Island, and is the largest financial institution in the state. Being the 17th largest bank in the nation, Citizens Bank offers a wide variety of checking, savings, business accounts for you to take advantage of.
They have grown to more than 1,000 locations throughout Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Vermont, Virginia, and Washington DC.
I’ll review the current Citizens Bank Promotions below.
Citizens Bank $500 Checking & Savings Bonus
- What you’ll get: $500 bonus
- Account Type: Checking & Savings account
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft pull (as long you opt out of over draft protection)
- ChexSystem: Mixed data points
- Credit Card Funding: None
- Monthly Fees: $$9.99; waivable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 05/31/2025)
Editor’s Note: You are consider a new customer after 6 months from the last account closure. This is clearly written in the fine print.
**We recommend to sign up the One Deposit Checking from Citizens. You can avoid the $9.99 monthly fee when you make one deposit each statement period.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $250 bonus when you open your first new personal Citizens Checking account and make one or more direct deposits totaling $1,000 within 60 days. and
- Get $250 bonus when you open your first new personal Citizens Savings account on the same date as you open your new personal Citizens Checking account.
- Then make monthly deposits of $500 or more for 3 months in a row, starting the month after the accounts are opened.
- To Earn Bonus: To earn a $250 Checking bonus, open your first new personal checking account between 5/16/25 and 5/31/25 and have at least one single direct deposit of $1,000 or multiple direct deposits totaling $1,000 or more post into your new checking account within 60 days of account opening. To earn a $250 Savings bonus, open your first new personal savings account on the same date as the above new checking account (direct deposit not required) and make at least one single deposit of $500 or multiple deposits totaling $500 or more post into your new savings account every month for 3 consecutive months, starting the month after the new checking and savings accounts are opened, as noted in the table below. A total of $1,500 must be on deposit in the new savings account as of the date noted in the table below. To earn the total $500 bonus, you must qualify for both the Checking and the Savings bonuses noted above.
- Qualifications: Primary signer on the new checking and savings accounts may not be or have been a signer on any Citizens personal checking or savings account within the previous six months. Your new account(s) must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Any account that remains at a zero balance may be closed if it is not funded. Direct deposit is recurring income electronically deposited into your Citizens checking account and may include salary, pension, and other regular income. Certain forms of electronically deposited funds may not be considered eligible direct deposits, including those originating from peer-to-peer money transfer applications such as Zelle®, CashApp®, Venmo® or PayPal®.
- Eligibility: Offer is only available in select Citizens branches. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens’ sole discretion.
- Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus”. If your new checking account is closed prior to payout date stated in the table below, then your new savings account will also no longer be eligible for this offer. Bonus will be reported to the IRS for income tax purposes.
Citizens Bank $400 Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Checking account
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft pull (as long you opt out of over draft protection)
- ChexSystem: Mixed data points
- Credit Card Funding: None
- Monthly Fees: $$9.99; waivable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 08/03/2025)
Editor’s Note: You are consider a new customer after 6 months from the last account closure. This is clearly written in the fine print.
**We recommend to sign up the One Deposit Checking from Citizens. You can avoid the $9.99 monthly fee when you make one deposit each statement period.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To earn a $400 bonus:
- Open your first new personal checking account between 5/19/2025 and 8/3/2025 and
- Have at least one single direct deposit of $1,000 or more post to your new checking account within 60 days of account opening.
- To Earn Bonus: To earn a $400 bonus, open your first new personal checking account between 5/19/2025 and 8/3/2025 and have at least one single direct deposit of $1,000 or more post to your new checking account within 60 days of account opening.
- Qualifications: Primary signer on the new checking account may not be or have been a signer on any Citizens personal checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Any account that remains at a zero balance may be closed if it is not funded. Direct Deposit is recurring income electronically deposited into your Citizens checking account and may include salary, pension, and other regular income. Certain forms of electronically deposited funds may not be considered eligible direct deposits, including those originating from peer-to-peer money transfer applications such as Zelle®, CashApp®, Venmo® or PayPal®.
- Eligibility: Customer must open their first new account via Citizens’ online account opening system accessed by clicking on one of the links on this page. Customer should print this screen for their records. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens’ sole discretion.
- Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus”. Bonus will be reported to the IRS for income tax purposes.
Citizens Bank $750 Business Checking Bonus
- What you’ll get: $750 bonus
- Account Type: Business Checking account
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- Direct Deposit Requirement: No
- Credit Inquiry: Soft pull (as long you opt out of over draft protection)
- ChexSystem: Mixed data points
- Credit Card Funding: None
- Monthly Fees: $0-25; waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 08/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn $750 bonus for opening a first new Business Advisor Checking® account and complete offer requirements:
- Open your first new Business Advisor Checking® account
- Deposit at least $30,000 in a single transaction and maintain at least $30,000 of that balance according to the dates listed in the table below
- Make five qualifying transactions within the two months
- Earn $300 bonus for opening a first new Clearly Better Business Checking® account and complete offer requirements:
- Open your first new Clearly Better Business Checking® account
- Deposit at least $5,000 in a single transaction and maintain at least $5,000 of that balance according to the dates listed in the table below
- Make five qualifying transactions within the two months
- To Earn Bonus: To earn a $750 bonus, open your first new Business Advisor Checking account between 4/1/25 and 8/31/25, and have a minimum single deposit of $30,000 post to the account by the date stated in the table below then remain on deposit until the date stated in the table below and make five qualifying transactions in the two months stated in the table below OR to earn a $300 bonus, open your first new Clearly Better Business Checking account between 4/1/24 and 8/31/25, and have a minimum single deposit of $5,000 post to the account by the date stated in the table below then remain on deposit until the date stated in the table below and make five qualifying transactions in the two months stated in the table below.
- Qualifying Transactions: Include deposits made at a Citizens branch, ATM or through the mobile app; payments made by check or Online Bill Pay; and debit card transactions, including signature and PIN-based debit transactions in person directly at a merchant location, in app or at online merchant sites. Transfers between other Citizens accounts do not qualify.
- Qualifications: Primary signer on the new business checking account may not be or have been a signer on any Citizens business checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Transfers between other Citizens accounts do not qualify.
- Eligibility: This offer is non-transferable and is only available for those that received the offer at the address stated on the mailer. Retain the mailer for your records. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other business checking offer. Offer eligibility is determined at Citizens’ sole discretion.
- Payout: Bonus will be deposited to the new business checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus.” Bonus will be reported to the IRS for income tax purposes.
Citizens Bank $500 Savings Bonus *No Direct Deposit Requirement*
- What you’ll get: $250 or $500 bonus
- Account Type: Savings
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft pull (as long you opt out of over draft protection)
- ChexSystem: Mixed data points
- Credit Card Funding: None
- Monthly Fees: $0 or $4.99 monthly maintenance fee with theOne Deposit Savings from Citizens. Make at least one deposit of any amount each monthly maintenance fee period to waive the fee.
- Early Account Termination Fee: None
- Household Limit: None
(Expires 04/26/2025)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings (4.00% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings (4.10% APY) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- You must have a personal Citizens Checking Account to receive the cash bonus.
- Get $250 when you make one single deposit of at least $10,000 in new money to your personal Citizens Savings account and maintain the savings balance through July 28, 2025. OR
- Get $500 when you make one single deposit of at least $25,000 or more in new money to your personal Citizens Savings account and maintain the savings balance through July 28, 2025.
- To Earn Bonus: You must, 1) have an existing or open a new personal Citizens checking account between 4/11/25 and 4/26/25 and, 2) have an existing or open a new personal Citizens savings account between 4/11/25 and 4/26/25 and, 3) have one single deposit of at least $10,000/$25,000 or more in new money post into one personal Citizens savings account by 4/30/25 and, 4) your savings balance as of the end of the day prior to the qualifying single deposit plus qualifying single deposit ($10,000/$25,000) must be maintained through 7/28/25. The qualifying deposit of $10,000.00-$24,999.99 is eligible for a $250 bonus, or qualifying deposit of $25,000.00 or more is eligible for a $500 bonus. If the qualifying deposit at the end of the retention period drops into the lower tier, you will be eligible for the lower bonus.
- Qualifications: New money is external funds that are not currently on deposit with Citizens or Citizens Access. The participating personal Citizens savings account must remain open and active AND the participating personal Citizens checking account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer.
- Eligibility: Only one personal Citizens savings account is eligible for a bonus and only one customer on the savings account is eligible for a bonus. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice. Offer eligibility is determined at Citizens’ sole discretion.
- Payout: Bonus will be deposited to your personal Citizens checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus”. If your personal Citizens checking account is closed prior to payout date stated in the table below, then your personal Citizens savings account will also no longer be eligible for this offer. Bonus will be reported to the IRS for income tax purposes.
Citizens Bank $250 Checking Bonus (Expired)
This is the exact checking bonus as above, but way less bonus money. We do not recommend this bonus.
- What you’ll get: $250 bonus
- Account Type: Checking account
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft pull (as long you opt out of over draft protection)
- ChexSystem: Mixed data points
- Credit Card Funding: None
- Monthly Fees: $5-25; waivable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 08/01/2024)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To earn a $250 bonus, open your first new personal checking account, excluding Citizens Private Bank Checking, between 4/18/2024 and 8/1/2024 and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
- To Earn Bonus: To earn a $250 bonus, open your first new personal checking account, excluding Citizens Private Bank™ Checking, between 4/18/2024 and 8/1/2024 and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
- Qualifications: Primary signer on the new checking account may not be or have been a signer on any Citizens personal checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Direct Deposit is recurring income electronically deposited into your Citizens checking account and may include salary, pension, and other regular income. Certain forms of electronically deposited funds may not be considered eligible Direct Deposits, including those originating from peer-to-peer money transfer applications such as Zelle®, CashApp®, Venmo® or PayPal®.
- Eligibility: Customer must open their first new checking account via Citizens’ online account opening system accessed by clicking on one of the links on this page. Customer should print this screen for their records. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens’ sole discretion.
- Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus”. Bonus will be reported to the IRS for income tax purposes.
How To Waive Monthly Fees
- One Deposit Checking: $9.99 monthly fee waived with one deposit each statement period
- Quest Checking: $25 monthly fee waived with one of the following:
- Make $5,000 in total deposits to your primary checking each statement period OR
- Maintain $25,000 in monthly combined deposits and investments
- Clearly Better Business Checking: No monthly fee
- Business Advisor Checking: $25 monthly fee waived if:
- $10,000 average daily balance -OR-
- $35,000 monthly combined balance.
- Citizens Analysis Business Checking: $20 Monthly Maintenance Fee cannot be waived; however, the cost of this fee can be offset using an Earnings Credit.
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Bottom Line
These are all the current Citizens Bank promotions and offers. These bonuses are very generous, so I recommend checking it out if you have a location near you. Additionally, this account is good because it triggers a soft pull, meaning it won’t harm your credit score.
Feel free to leave a comment below informing us about your experience with Citizens Bank. Your feedback is highly appreciated and makes our site even better!
Citizens Bank has a decent rate of 4.5% APY with their High Yield Savings account, however you can get some higher rates from the best Bank Rates and CD Rates nationwide.
*Compare Citizens Bank Promotions with other bank bonuses from institutions like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back for updated Citizens Bank promotions, bonuses, and offers.
Promo code is not working, It says offer is not found
Send any money that will help er now
I reported citizens to the consumer financial protection bureau several years ago when they refused my bonus. Did the same as you and spoke to the CEO. Still refused. They only give the bonus with a promo code or if they mail you and offer. Otherwise you will be very lucky to get a bonus from them.
I’ve done the $600 promo, twice, and my spouse the more recent $400 promo and had no issues at all receiving the bonuses.
who in the hell is this about and whats going on. be straight forward and honest with me
Stay away from this bank, it’s full of scam. I just got my bonus only after sending emails to its CEO and calling them countless times. I took a screen shot of this offer (including fine prints) and also confirmed all the conditions over the phone before I deposited my money. However, they did not deposit the bonus by the date they said they would, so I called. They gave different excuses, like I had to give a promo code over the phone (which was not required in any of their find prints), and the direct deposit had to be one time $500+, which I made sure was not the case when I was talking to a rep on the phone. Banks are required to keep phone record with customers by the law.
So if you want to apply for this promo, be prepared: take a screenshot of their offer, including fine prints, and call them to clarify anything that’s not clear. Write down the date of the phone call and what you clarified. If they don’t pay out the bonus by the promised date, there are gov agencies you can report banks to, and they will investigate this bank if we report what happened. Reading comments here, I just can not believe this bank has tried to scam people for years with same tricks. They recently went public if I remember it correctly. Good luck with this poor reputation. I’ll never invest in cheaters, for one thing.
does webull or voyager trigger ach dd? o only get paid 450 a week, im just under the 500 transaction. on this site https://www.hustlermoneyblog.com/what-banks-count-as-direct-deposits it says capital one 360 both works and does not work, which one is it? I have many brokerage accounts and bank accounts how can I trigger a 500 ach with citizens bank?
Does anyone know if Citizen’s enforces the following clause that says it must be your FIRST new account?
“Eligibility: Customer must open their first new checking and/or savings account via Citizens’ online account opening system accessed by clicking on one of the links on this page.”
This seems somewhat contradictory to the qualifications that mention not having a prior account in the past 6 months. “Qualifications: Primary signer on the new checking and savings accounts may not be or have been a signer on any Citizens personal checking or savings account within the previous six months.”
This offer has ended, prior to June 11.
opened mid december bonus posted april 22nd
Been since January since I opened account still no money in my account.
I have just attempted applying for One deposit checking & savings since Platinum checking account needs 25k balance. I noticed that promo code isn’t getting applied at all. I even called and confirmed it. WATCH OUT!
Simply put –
One Deposit Checking/Savings offer doesn’t work;
Platinum Checking/Savings offer works;
Offer seemed to have extended —
To Earn Bonus: To earn a $300 bonus, open your first new personal checking account, excluding Student Checking, between 11/7/19 and 2/20/20 and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
https://www.citizensbank.com/promotion/checking/cash-offer-600c.aspx
Yes, it says in the fine print that if the account is closed in less than 180 days, then the bonus will be deducted before cashing out. Based on their bonus structure, I’d keep the account open at least till the very end of whichever month during which the 180th day falls.
Does anyone knows if we close the account in less than 180 days , does they take the Bonus Back? Or is there any account closure fees?
Any promo codes for Citizens Bank that anyone can share? I am thinking of opening an account at my local branch as I currently only have USAA and they have been terrible with the security of my account. I know they have the $300 targeted, is that emailed or mailed flyer? I don’t really have a stable address in NY since I’m always traveling.
11 states. Many states???
Thanks for the Info Rahul!
Even I had opened my account exactly 90 days ago online using the offer link and still have not received the bonus amount! let me wait for few more days as you have received amount once after 95 days.
Awesome Rahul. Glad you got your bonus!
I opened the CitizensBank and my first direct deposit was on March21st and I managed 2K direct deposit and today on June 27th Thursday I do see a credit fo $600 after approx 90+ days as they had mentioned in my bank account. I thought of posting this as even I was worried of not getting the bonus but it made it took a little like 95 days I wld say so thought I should post it here.
Total waste of time and energy. The promotion popped up on the webpage after I entered my address in MA. We went to a Citizens Branch to ask about it, and the rep told us it had to be done online. So, I applied, got “approved.” Tried funding the account electronically from another bank with the initial deposit. Somehow, this initial deposit was returned for reason of being “unauthorized.” I called Citizens, and they said the account was closed. I asked them why, and they said I’ll receive a letter in the mail, as they could not disclose the reason over the phone. Apparently, it seems this is a trend. Looking up the issue online, others have complained of the same thing. If they don’t want my business, I’ll gladly take it elsewhere.
I signed up for the checking bonus. I did receive my cash offer but that was after calling customer service repeatedly and well after 90 days of the first direct deposit.
I opened an account on 06/28/2018 for promo “open account till 06/30/2018”.
I never received my bonus. I called multiple times and they said I don’t qualify since I opened account after promo expired. There was absolutely no way to prove otherwise.
So, I just signed up for the $200 deal and am disappointed to see people saying that they had trouble getting the bonus paid. I think I will contact CS after the account is opened and get them to verify that they see the offer on the account. I charged the $1000 opening deposit to my BofA Premium rewards card, so I’ll get $26.25 from that alone (and if for some reason it comes in coded as a cash advance, it will get rejected because I have the cash credit limit set to $200 on the account).
I have had it out for Citizens for many years. I had an account with my son there when he was in college around 8 years ago. It was completely free at first but then they decided to require some number of transactions per month to avoid a monthly fee. Only problem was that they changed the rule in the middle of the statement period and then charged us the fee even though we only had a week to do the transactions. I complained to the local branch (at a supermarket) and then tried escalating but never got the fee refunded. Oh, and when the account was first opened, they signed us up for an overdraft credit line even though we did not ask for it and it came with an annual fee. Because my son was not using the account for the first couple of months (it was summer) I never noticed the fee and then they refused to refund it. I can only imagine there was some sort of contest/incentive for opening accounts and the banker got extra points for getting us to sign up for the coverage (when I suggested that to the branch manager she did not tell me that I was wrong).
I did get some money back from them when they had a promotion where if they could not show you how they could save you money with a different account, they would give you $25. With my son’s usage they were unable to do so, so we got $25. But I am looking forward to getting this $200 to sort of even the score.
I have now been contacted by a marketing team that tells me they have to contact the branch manager Ralph Mitchell of the Lexington Stop N Shop in Massachusetts to see if I’m eligible for the program ” I would never have opened the account if there weren’t any incentives
I opened an account at the stop n shop in Lexington on March 28th of 2018 with the promotion being $150 dollars bonus after 3months if you deposited 500 dollar direct deposit and at least one direct deposit each month which I did and never received the bonus ” the bank manager RALPH keeps telling me I Will receive it eventually ” I’m still waiting ” he also said I had to keep the first deposit of 500 dollars in the account the whole time before I got the bonus which also was a lie” I am dealing with someone in cooperate now ” they can’t be trusted it’s sad
I opened a One Deposit account in August under the current $150 bonus promo. Based on the date of my qualifying DD, I should have received my bonus on 12/29. I’ve been calling and calling, and finally someone from their specialized teams just called me back to tell me that their marketing department cannot verify that I am eligible, because I don’t have a promo code. I sent them the printout from the offer, which didn’t have a promo code, instead directed you to click through the link on the page which likely had the promo code embedded. I am furious. I’ve tweeted them asking for further assistance, but am not quiet ready to let this go. Any suggestions? I fulfilled all of their requirements, they just didn’t code my application correctly, which is beyond my control.
So, I could have a million dollars in the checking account, but if I don’t make at least one deposit, I’m charged $9.99 that month? Also, must it be a direct deposit, or could it be a check deposit, cash deposit, and/or Zelle deposit?
Doing the $200 Targeted Checking one now. The “catch” I can see so far is 2 things.. you only need to do ONE direct deposit ($500+ from employer or SS whatever…) but it can take up to 90 days for the reward to come through and you MUST make a deposit (any kind of deposit) each month in order to avoid a $10 maintenance fee. Also, for money tranfers between accounts at other establishments you must pay a $3 fee each. So in order to get out of this without paying them anything I have to leave my deposits in there until I extract them via something like venmo to pay myself… They also already tried to charge me saying that my initial deposit didn’t come through (like a $1 check bounced… are you kidding?) they reversed the fee when I called.
Hi Bill,
Which banks have given you problems? As long as an offer isn’t TARGETED, I have not had a problem getting the money.
Anyone who thinks that the BANK is just gonna give you CASH MONEY is kidding themselves. Banks will stop at nothing to TAKE YOUR MONEY instead. These penny pinchers are just that COCKY. I have to admit I’ve won a few times with these promotions BUT you have to put up a fight first. Or you can stand at an on-ramp with a cardboard sign and a cup and collect it the slow way…..