Find an updated list of Communication Federal Credit Union promotions, bonuses and offers here.
Update 5/6/26: There is now a $300 bonus available when opening a new checking account at the Deer Creek branch through 6/22/26.
About Communication Federal Credit Union Promotions
Established in 1939, Communication Federal Credit Union has keeping your money for 80 years! They have ranked consistently as one of the nation’s more secure credit unions for 27 years running, and take customer service seriously.
| Eligibility: You are eligible for membership at SharePoint Credit Union if you live or work in Broken Arrow, OK, or anywhere in Carter County or Pottawatomie County, OK. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll review the offers below.
Communication Federal Credit Union $300 Checking Bonus (Deer Creek Branch)
Communication Federal Credit Union is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: OK, KS (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Mixed
- ChexSystems: Unknown
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 06/22/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Get a $300 bonus when you open a free PayMe Checking account with promo code DC26 and perform qualifying activities within 90 days of opening!*
- Make 25 debit card purchases of $25 or more.
- Receive $2,500 in payroll direct deposits.
- Enroll in eStatements.
- Get $25 match on a kid’s first savings or checking account.
- Earn $25 for each account opened!
- All offers subject to approval. Must be member’s first checking account with CFCU. Offer valid 04/23/26 through 06/22/26. Members who open their first PayMe Checking or Connect Card account in-branch at 16209 Ironstone Place, Edmond, OK 73013, with promo code “DC26” will receive $300 if they enroll in eStatements, make 25 debit card purchases of $25 or more, and receive $2,500 in payroll (payroll, pension, or government benefit) direct deposits within 90 days of opening. Bonus paid to Primary Savings account within 100 days of requirements being met. Cannot be combined with other offers. Members who receive more than $600 in incentives annually will receive a 1099-MISC. For a checking relationship, you must qualify for membership, have a Primary Savings with a $5 deposit, and an opening deposit of $25 for the checking account.
- Offer valid April 23, 2026 through June 22, 2026. Child must be 18 years or younger to qualify for Youth Savings match. Child must be age 8 through 18 to qualify for Student Checking match. Checking accounts are subject to approval and all eligibility guidelines apply. CFCU membership is required, which involves opening a Primary Savings account with a $5 deposit. Must be the child’s first CFCU checking or savings account. Promo code YM26 must be applied at the time of opening and a minimum opening deposit of $25 in each account is required to earn the matching bonus. A joint owner over the age of 18 years is required. We will deposit the matching bonus into the new account by the last business day of the month following account opening. The new account must stay open through the time we attempt to deposit the bonus. May not be combined with any other offers. Youth Savings accounts earn 0.1% annual percentage yield. Members who receive more than $600 in incentives annually will receive a 1099-Misc.
Communication Federal Credit Union $25 Referral Bonus (Expired)
Communication Federal Credit Union is offering members a $25 bonus when they refer a friend who opens a new checking account and meets the requirements.
- What you’ll get: $25
- Account Type: Checking Account
- Availability: KS (Bank Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Mixed
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Offer Expires 12/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | |
How To Earn Bonus
- Earn a $25 bonus for each new member referred with your unique referral code who joins Communication Federal Credit Union in-branch or online between 1/1/2024 and 12/31/2024, opens a qualifying account* within 90 days and meets all necessary requirements.
- Qualifying Accounts & Requirements:
- Pay Me Checking, Performance Checking, Student Checking, Connect Card
- Within 90 Days of Opening:
- Receive qualifying (Payroll, Pension, or Government Benefit) Direct Deposits Totaling at Least $1,500
- Make 15 Debit Card Purchases of at least $10
- Share Certificate
- Must be Member’s First CFCU Share Certificate!
- Opening Deposit of at Least $5,000
- Auto Loan
- Loan Amount of at Least $10,000
- Must Apply In-Branch or Online
- Signature Loan
- Must be Member’s First CFCU Signature Loan!
- Loan Amount of at Least $5,000
- Must Apply In-Branch or Online
- Within 90 Days of Opening:
- Pay Me Checking, Performance Checking, Student Checking, Connect Card
- The referral bonus cannot be combined with other offers.
- Referral bonus is not available for members who join through an affiliate or dealer partner.
- Members who receive more than $600 in incentives annually will receive a 1099-Misc.
- Bonus paid to Primary Share within 90 days of membership if requirements are met by the referred member.
Communication Federal Credit Union $100 Checking Bonus (Expired)
Earn a $100 bonus when you open a new checking account!
Communication Federal Credit Union is offering a $100 bonus when you open a new qualifying checking account using promo code: PAYCOM
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: KS
(Expires December 31, 2020)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | |
How To Earn Bonus
- Join Communication Federal Credit Union by opening a new Pay Me, Performance, or Plus checking account using the promo code PAYCOM.
- Use your new account to perform these qualifying activities within 60 days:
- Enroll in eStatements through Online Banking
- Receive a Total of $1,000+ in Paycom Payroll Direct Deposits
- Make 5 or More Debit Card Purchases of at Least $5
- Receive a $100 bonus from Communication Federal Credit Union within 60 days of meeting the requirements.
- Incentive will be paid within 60 days of account opening once qualifications are met and will be deposited into savings account.
- Must be a new member’s first checking account with CFCU.
- Members who receive more than $600 in incentives annually will receive a 1099-Misc.
How To Waive The Monthly Fees
- Pay Me Checking: None
- Performance Checking: None
- Plus+ Checking: $4, Monthly fee waived with $500 per month direct deposit or if $750 is maintained on deposit in a CFCU Savings, Share Certificate or Share Draft/Checking account.
- Free Student Checking: None
- Prime Business Checking: $5
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Bottom Line
Lastly, definitely take a second look at the current offers from Communication Federal Credit Union. Additionally, note that these bonuses are pretty good because it has soft pull, so it won’t harm your credit score. But we know that with this being a credit union in one state, the offer is unavailable to most.
Your feedback is highly appreciated and makes our site even better!
However, while they have generous bonuses, Communication Federal Credit Union doesn’t have great rates for CDs and Savings. Therefore, you may want to check out our full list of Bank Rates and CD Rates.
Compare Communication Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Communication Federal Credit Union promotions, bonuses and offers.
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