
Check out Community Choice Credit Union promotions, bonuses, and offers here!
Update 6/18/26: There’s currently a $100 referral bonus when referring friends and family to open a new checking account.
About Community Choice Credit Union Promotions
Community Choice Credit Union is headquartered in Farmington Hills, Michigan. They were established in 1935 and have grown up to 20 locations. They also have money market rates that are 36% higher than the national average, and they have an A health rating.
| Eligibility: Community Choice Credit Union membership is open to anyone who resides, worships, or works in Michigan, or is an employee or retiree of General Motors, Kelly Services, Conrail, or Amtrack. Eligibility also extends to the immediate family of current credit union members. (Membership requirements are listed in the credit union’s online application) See current membership details |
I’ll review the Community Choice Credit Union offers below.
Community Choice Credit Union $100 Referral Bonus

Community Choice Credit Union is offering a $100 bonus when you refer a friend for a new Checking Account. Additionally, your friend can earn up to a $100 bonus when all the requirements are met.
- What you’ll get: $100 bonus
- Account Type: Choice Checking Account
- Availability: MI
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | Bank of America (Up to $500 bonus offer) |
How To Earn Bonus
- Make sure you’re eligible: you must be 18+ and have a checking account in good standing.
- Fill out the form and we’ll email your friend with details.
- Once your friend opens a checking account and lets us know you referred them, you’ll get your $100 after 30 days, and they’ll get their $100 just 30 days after that, as long as both accounts remain in good standing.
- To receive the incentive payment the current, referring member must meet the following qualifications: Must be 18 years or older with a checking account. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The new referred account must be open for 30 days for the current, referring member to receive the incentive payment. Incentive payment will occur on the Monday following the 30th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
- To receive the incentive payment new members must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 60 days and must have completed one of the following: (1) Combined $300 in direct deposits OR (2) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 60 days of opening account. Incentive payment will occur on the Monday following the 60th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account if there is one on file. If no checking account on file deposits will be made to the savings account.
- Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is subject to change and could be discontinued at any time.
Community Choice Credit Union $100 Checking Bonus (Expired)

- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 12/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Open a new Basic or Choice Checking account and mention promo code NewChecking100.
- Set up and receive at least $300 per month in direct deposit.
- Complete 20 transactions with your debit or credit card in the first 90 days.
- Offer not available to Community Choice Credit Union members with an existing checking account, or those whose accounts have been closed within 90 days or closed with a negative balance. Members can only receive one new checking account opening related bonus.
- To receive the incentive payment new checking account holder must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 90 days and must have completed the following: (1) Opened a new checking account (2) $300 in total direct deposits and (3) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 90 days of opening account. Incentive payment will occur on the Monday following the 90th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
- Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is valid through December 31, 2024 and is subject to change and could be discontinued at any time.
Community Choice Credit Union $50 Checking Bonus (Expired)

Earn a $50 Checking Bonus at Community Choice CU
Community Choice Credit Union is offering a $50 bonus when you open a new qualifying checking account
- What you’ll get: $50
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | Bank of America (Up to $500 bonus offer) |
How To Earn Bonus
- Get $25 Bonus for joining and opening a new Checking Acccount
- Additional $25 Bonus for having a Choice Checking Account or a qualifying direct deposit
- Incentive will be paid via deposit into the checking account of the qualifying new member on the first Monday following 30 days of membership.
- Bonus payout will be paid via deposit into the checking account of the qualifying new member on the first Monday following 60 days of membership with a Choice Checking account or a qualifying aggregate deposit of at least $300 every 35 days.
- This offer is subject to change and could be discontinued at any time.
- Account must remain open and in good standing to receive incentive deposit(s).
- Promo code: NewPartner.
Community Choice Credit Union $108 Checking Bonus (Expired)

Earn up to $108 when you sign up with Community Choice CU
Community Choice Credit Union is offering a $108 bonus when you open a new qualifying checking account
- What you’ll get: $108
- Account Type: Checking, Money Market, and Prime Share Savings
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Be a member of Community Choice CU
- Sign up for the Superior Rewards Program
- Choose 8+ Products/Services
- Checking
- ATM/Visa® debit card
- 15 or more debit card transactions a month
- Direct Deposit
- e-Banking/mobile banking
- e-Pay
- e-Statement
- e-deposit
- VISA Credit Card
- Loan interest rebate is determined annually by the Board of Directors
- Product counts towards GetBigReward$ status, but does not qualify for loan interest rebate
- Must have an aggregate deposit of at least $300 every 35 days to be considered active for Prime Share Savings
How To Waive The Monthly Fees
- Choice Checking: Enroll in Choice Checking to start enjoying all included benefits, and we will waive the first month’s fee. Only $5.95/month thereafter.
- Basic Checking: None
- Choice Savings: None listed
- Choice Goals: None listed
- Simply Business Checking: None listed
- Analyzed Business Checking: None listed
- IOLTA: None listed
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Bottom Line
With Community Choice Credit Union you can earn bonuses ranging from $50-$108. Although this promotion seems straightforward, I can only recommend this post if it triggers a soft pull. Also be sure to check with you local CSR to find more information.
Feel free to leave a comment below letting us know if this event triggers a soft pull! We will continue to make sure to keep you guys updated on all the latest deals nationwide!
Community Choice Credit Union has pretty competitive Money Market rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
Compare Community Choice Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Community Choice Credit Union promotions, bonuses and offers.





What a BS offer. 8 requiremenrs including a credit card application?? Better offer $700 for all that requirement
Can verify that there is a hard credit pull on account opening.
Did the same promotion when the Northville, MI branch was opened.