Find the latest ConnectOne Bank CD Rates, promotions, and offers here.

Best CD Rates: Time Deposits (CDs) – 10-Month (4.90% APY), 13-month (4.50% APY), $500 minimum deposit

Availability: Nationwide through online application

Credit Inquiry: Soft Pull

Table of Contents

About ConnectOne Bank

ConnectOne Bank only opened their doors in 2005 but has since expanded into new markets and continues to offer cutting-edge financial solutions.

Term	APY Rate	Minimum Deposit
90-Day	0.25%	$500
6-Month	0.25%	$500
7-Month	3.80%	$500
10-Month	4.90%	$500
12-Month	0.25%	$500
13-Month	4.50%	$500
18-Month	3.60%	$500
23-Month	3.60%	$500
24-Month	0.50%	$500
34-Month	2.25%	$500
36-Month	0.50%	$500
46-Month	2.35%	$500
48-Month	0.50%	$500
58-Month	2.45%	$500
60-Month	0.50%	$500

*The above rates are accurate as of 12/22/2022*

Editor’s Note: You can see the 10-Month CD Special at this page.

ConnectOne Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.

ConnectOne Bank’s Best CD Offer pays the highest APY rate with a 4.90% APY rate for their 10-month CD term. They currently offer standard CD rates from 3-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out ConnectOne Bank’s CDs and their rates listed below.

Minimum deposit:$500
Maximum deposit: $1M
Early withdrawal penalty: The penalty imposed will equal 180 days of interest on your account.

CD Rates at ConnectOne Bank

(FDIC Insured)

Compare the best CD rates:
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)
Quontic Bank CD (Up to 4.25% APY)

ConnectOne Bank CD Features

Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the FDIC up to the maximum allowed by law

Bottom Line

If you are interested in a short or long term CD then, ConnectOne Bank is currently offering great CD rates! Opening a CD with ConnectOne Bank means greater savings and maximizing your earning potential.

ConnectOne Bank Certificate of Deposits are available online nationwide. The rates are worth a look at but see how they stack up to our list of Nationwide CD Rates and Savings Rates.

*While ConnectOne Bank has these rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

FEATURED CD RATES
Service Credit Union	4.25% APY 9-Month CD	Review
Western Alliance Bank	4.50% APY 3-Month CD	Review
Western Alliance Bank	4.40% APY 6-Month CD	Review
First Tech Federal Credit Union	4.35% APY 13-Month Share Certificate	Review
Sallie Mae	4.35% APY 10-Month CD	Review
Western Alliance Bank	4.25% APY 12-Month CD	Review
Ponce Bank	4.25% APY 3-Month High Yield CD	Review
Sallie Mae	4.25% APY 14-Month CD	Review
Ponce Bank	4.15% APY 4-Month No-Penalty CD	Review
Live Oak Bank	4.10% APY 12-Month CD	Review
Live Oak Bank	4.10% APY 12-Month Business CD	Review
First Mid Bank & Trust	4.08% APY 9-Month CD	Review
Discover Bank	Up to 4.00% APY CD	Review
Sun Canyon Bank	3.87% APY 11-Month CD	Review
Western Alliance Bank	3.85% APY 5-Month CD	Review
Quontic Bank	Up to 3.75% APY CD	Review
GreenState Credit Union	3.65% APY 10-Month CD	Review
Blue Federal Credit Union	3.55% APY 15-Month CD	Review
Blue Federal Credit Union	3.50% APY 9-Month No Penalty CD	Review
CIT Bank	3.50% APY 13-Month CD	Review
CIT Bank	3.50% APY 11-Month No-Penalty CD	Review
Southwestern National Bank	3.40% APY 8-Month CD	Review
Ponce Bank	3.00% APY 1-Month High Yield CD	Review
CIT Bank	3.00% APY 6-Month CD	Review
CIT Bank	3.00% APY 18-Month CD	Review

That being said, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest ConnectOne Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.