Find the latest Consumers Credit Union CD Rates, Offers, and Promotions here.
They currently offer rates up to 1.70% APY.
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About Consumers Credit Union
Consumers Credit Union is a credit union founded in 1951 and is headquartered in Kalamazoo, Michigan. In January 2018, they had 19 locations, 86,268 members, and almost 300 employees.
Consumers Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Consumers Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
Discover Bank | Up to 2.90% APY | Review |
Quontic Bank | Up to 2.85% APY | Review |
CIT Bank | 1.40% APY | Review |
Consumers Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
They currently offer jumbo CD rates from 3-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Consumers Credit Union’s CDs and their rates listed below.
- Minimum deposit: $250
- Maximum deposit: None listed
- Early withdrawal penalty: The amount of the early withdrawal penalty is 90 days dividends calculated on the principal amount or $25, whichever is greater.
(NCUA Insured)
Term | APY Rate | Minimum Deposit |
91 Day | 0.35% | $250 |
6-Month | 0.40% | $250 |
11-Month | 1.15% | $250 |
1-Year | 0.45% | $250 |
18-Month | 0.45% | $250 |
22-Month | 1.70% | $250 |
2-Years | 0.50% | $250 |
30-Month | 0.55% | $250 |
3-Year | 0.60% | $250 |
4-Year | 0.65% | $250 |
5-Year | 0.70% | $250 |
Term | APY Rate | Minimum Deposit |
91 day | 0.35% | $100,000 |
6-Month | 0.40% | $100,000 |
11-Month | 1.25% | $100,000 |
1-Year | 0.55% | $100,000 |
18-Month | 0.55% | $100,000 |
22-Month | 1.80% | $100,000 |
2-Year | 0.60% | $100,000 |
30-Month | 0.65% | $100,000 |
3-Year | 0.70% | $100,000 |
4-Year | 0.75% | $100,000 |
5-Year | 0.80% | $100,000 |
Term | APY Rate | Minimum Deposit |
11-Month | 1.34% | $250,000 |
1-Year | 0.65% | $250,000 |
18-Month | 0.65% | $250,000 |
22-Month | 1.99% | $250,000 |
2-Year | 0.70% | $250,000 |
30-Month | 0.75% | $250,000 |
3-Year | 0.80% | $250,000 |
4-Year | 0.85% | $250,000 |
5-Year | 0.90% | $250,000 |
Consumers Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as Consumers Credit Union offers you various CD terms from 3 to 60 months but be sure to take advantage of their current CD Special.
This is a great opportunity to invest in a high-interest CD from Consumers Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Consumers Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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