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The Costco Anywhere Visa® Card by Citi is offering Costco members the chance to earn 4% cash back on gas purchases for up to $7,000 per year and then 1% for any additional purchases.
Cardholders have even more cash back opportunities with chances to earn 3% cash back on restaurant and eligible travel purchases, 2% cash back on all Costco and Costco.com purchases, and 1% cash back on all other purchases.
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As long as you’re a Costco member, you will be automatically eligible for this card. And the best thing about it is that you can earn all of this cash back with no annual fee.
* The Costco Anywhere Visa® Card is issued by Citibank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Table of Contents
Costco Anywhere Visa® Card Summary
| Bonus Available | No sign-up bonus available |
| Ongoing Rewards/Benefits | 4% cash back on the first $7,000 spent each year on eligible gas purchases worldwide (1% back after that)
3% cash back on restaurant and eligible travel purchases worldwide 2% cash back on all purchases at Costco and Costco.com 1% cash back on all other purchases |
| Foreign Transaction Fees | None |
| Annual Fee | $0 annual fee |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
720 – 850 Excellent)
PROS
- Bonus cash back categories
- No annual fee
- High rewards rates in certain categories
- Can use card as Costco membership ID
CONS
- Requires excellent credit
- Needs Costco membership to qualify
- Rewards redeemable once a year and only at Costco
Editor’s Alternate Pick
 The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn unlimited 1.5% cash back on all other purchases. • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
Earning Cashback
It’s easy to to earn and rack up cash back with the Costco Anywhere Visa® Card by Citi. You can get:
- 4% cash back on the first $7,000 spent each year on eligible gas purchases worldwide (1% back after that)
- 3% cash back on restaurant and eligible travel purchases worldwide
- 2% cash back on all purchases at Costco and Costco.com
- 1% cash back on all other purchases
However, the only drawback is that the card doesn’t offer a sign-up bonus for new cardholders — something a lot of other cash back cards have.
If you spend a lot on gas each month, you can get a good return with this card since you get 4 percent cash back on every dollar you spend filling up your tank.
The only merchants that are excluded are gas stations at another warehouse club, grocery store, superstore or convenience store. Gas also has to be used to fill up a car to qualify for the bonus.
Rewards Redemption
You receive a coupon for the full amount of the cash back you earned during the previous calendar year. You can redeem this coupon at any Costco warehouse location, either as credit against in-store purchases, or for hard cash or a paper check.
If your coupon’s value is greater than your redemption transaction’s value, you receive the remainder in cash or by check, your preference.
Why You Should Apply For This Card
If you have a Costco membership, this credit card will be perfect because it offers a great 2% cash back rate on all Costco purchases.
Even if you don’t use your card at Costco, you’ll be able to earn at least 1% cash back. Plus, this card is a Visa so it can be used almost anywhere!
With 4% cash back on up to $7,000 spent on gas per year, you can easily get $280 in cash back every year.
You can maximize your savings by combining this high cash back rate with the 3% cash back rate for travel expenses including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel.
Enjoy all of these great card features without having to worry about an annual fee!
While you’re saving money on gas and restaurant/travel purchases, you’ll be saving even more without an annual fee.
Bottom Line
The Costco Anywhere Visa® Card by Citi offers many benefits and features that allow Costco members to save big on gas, travel, and Costco expenses.
As long as you’re a Costco member, you can take advantage of this chance to earn 4% cash back on gas purchases for up to $7,000 per year and then 1% for any additional purchases.
With no annual fee you will have free access to great features like high cash back rates on travel purchases, Costco purchases, and much more.
Apply online now and start earning your Costco Cash Rewards points. Find more great cards from our full list of Credit Card Promotions.
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Who’s the Competition?
* Below are some of the top competitors to theCostco Anywhere Visa® Card by Citi to consider.
The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn unlimited 1.5% cash back on all other purchases. • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
 The Blue Cash Preferred® Card from American Express offers 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits. You'll earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. In addition, you'll earn 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more. The card does come with a $0 introductory annual fee for one year, then $95. (See Rates & Fees) Terms Apply. |
 The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
Sounded good ! Got the card. Within 30 days, had 6 Fraudulent charges on the account. They reversed the charges. Next statement, 5 more Fraudulent charges. They reversed charges, canceled the card and issued a new card. Next Statement, 5 more Fraudulent charges, on the newly issued card ! Unbelievable ! I called, and they reversed the charges. After a total of more than 3 hours on the phone with them, trying to resolve all of these fraudulent charges, I canceled the card. All of this was in only 3 short months !