Find an updated list of Delta Community Credit Union promotions, bonuses and offers here.
Update 9/4/24: The $250 checking & savings bonus has been extended through 12/31/24. There is also another $200 checking & savings bonus valid though 12/31/24.
About Delta Community Credit Union Promotions
Being the largest credit union in Georgia, Delta Community Credit Union offers convenient access through 25 branches. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
I’ll review the offers below.
Delta Community Credit Union $250 Checking & Savings Bonus
Delta Community Credit Union is offering a $250 bonus when you open a new qualifying checking & savings account.
- What you’ll get: $250 bonus
- Account Type: Checking & Savings
- Availability: GA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 12/31/2024)
BMO Smart Money Checking ($350 bonus) | BMO Smart Advantage Checking ($350 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Savings and Checking Account between now and December 31, 2024, and get a $250 Bonus!
- To earn the bonus, set up and receive a qualifying direct deposit totaling $1,000 and make at least 10 Visa Debit Card transactions within the first 90 days of account opening.
- You will need to mention your company’s exclusive promo code “SEG250_64” when applying in the branch; it is not needed when you apply on the landing page.
- Applicant must be eligible and qualify for membership.
- To obtain the $250 bonus, applicant must complete the following: (1) Between June 1 and August 31, 2024 become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account; exclusive Invitation Code must be applied online or in a branch at account opening.
- Offer not valid if not redeemed by one of these two methods. (2) Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of opening Checking Account.
- The qualifying direct deposit must be deposited from member’s employer via ACH transfer. Deposits that do not originate from an employer (such as check deposits; P2P transfers such as Venmo or PayPal; bank ACH transfers not from an employer; and merchant transactions such as Square or Stripe) are not eligible as a qualifying direct deposit for this promotion. (3) Complete a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 90 days of opening Checking Account.
- ATM transactions will not be considered for bonus.
- To receive bonus, account must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotion are subject to IRS reporting.
- The Annual Percentage Yield for Savings is 0.25% as of June 1, 2024.
- The Annual Percentage Yield for Interest Checking is 0.10% as of June 1, 2024.
- Rates are subject to change.
- Free Checking and SpendSafe Checking do not pay dividends.
- The bonus will be deposited to the Checking Account within 60 days after qualifying direct deposit and transaction requirements are met.
- Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
- Offer may only be redeemed once per member.
- Business accounts are not eligible for this promotion.
- Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third-party websites and promotional materials with no affiliation or prior authorization from the Credit Union.
- Branch personnel please enter SEG250_63 in the invitation code field at account opening or use PROMO.CODE if necessary.
Delta Community Credit Union $200 Checking & Savings Bonus
- What you’ll get: $200 bonus
- Account Type: Checking & Savings
- Availability: GA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 12/31/2024)
BMO Smart Money Checking ($350 bonus) | BMO Smart Advantage Checking ($350 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Savings and Checking Account between September 1 and December 31, 2024, and get a $200 bonus!
- To earn the bonus, simply deposit $1,000 to your new Checking Account and make at least 10 Visa® Debit Card purchases within the first 90 days of account opening.
- Once you have met the requirements, we will deposit the bonus in your new account.
- To get started, you can apply online and a special promotion code will be added to your application. Just be sure to remember your promo code, CHECKING200.
- Open a consumer membership with a Savings Account and Checking Account simultaneously between September 1 and December 31, 2024 and provide the promo code CHECKING200, and within 90 days of account opening (1) make deposits totaling $1,000 to the Checking Account and (2) make 10 Visa® Debit Card purchases. (Note ATM transactions do not qualify.
- Debit Card transactions must post and clear the account within the 90-day period.)
- Transfers from another Delta Community account (including those of another member) do not count toward deposit requirement.
- Accounts must be opened either online or in a branch.
- Offer not valid unless redeemed by one of these two methods.
- Savings Account must have a minimum deposit of $5.
- To obtain bonus, accounts of applicant must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotional offer are subject to IRS reporting.
- The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
- This offer is valid for first-time Delta Community members only and cannot be combined with other offers.
- Applicant must be eligible to qualify for membership.
Delta Community Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: GA
(No expiration date listed)
BMO Smart Money Checking ($350 bonus) | BMO Smart Advantage Checking ($350 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Are You a Referrer (Existing Member)?
- Create a Delta Community Refer-A-Friend account.
- Send eligible friends a referral by email or social message.
- Let your friends claim the offer and open an account with Delta Community Credit Union.
- Monitor the status of your referrals in the Refer-A-Friend Program site.
- Are You a Referee (New or Prospective Member)?
- Claim your referral offer from a Delta Community member within 14 days by creating an account on our Refer-A-Friend site.
- Open a Delta Community Checking Account with Debit Card by applying online.
- Make a $50 deposit to your new Checking Account.
- Lastly, be sure to use your new Delta Community Debit Card at least 5 times within a 60-day period.
- Refer-A-Friend bonus cannot be combined with other promotions and is not valid for previous offers or orders.
- Bonus payments are made within 60 days of program requirements being met.
- Referrer must be Primary Account Holder with Delta Community.
- Bonuses earned through this promotion are subject to IRS reporting.
Delta Community Credit Union $150 Checking & Savings Bonus (Expired)
Delta Community Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: GA (Bank Locator)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 08/31/2023)
BMO Smart Money Checking ($350 bonus) | BMO Smart Advantage Checking ($350 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Savings and Checking Account and get a $150 bonus!
- To earn the bonus, simply deposit $500 to your new Checking Account and make at least 10 Visa® Debit Card purchases within the first 60 days of account opening.
- Applicant must be eligible and qualify for membership.
- To obtain the $150 bonus, applicant must complete the following: (1) Between June 1 and July 31, 2023 become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account; exclusive invitation code must be applied online or in a branch at account opening.
- Offer not valid if not redeemed by one of these two methods; (2) make deposits totaling $500 to Checking Account and a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 60 days of opening Checking Account.
- ATM transactions will not be considered for bonus.
- To receive bonus, account must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid.
- Bonuses earned through this promotion are subject to IRS reporting.
- The Annual Percentage Yield for Savings is 0.20% as of May 1, 2023.
- The Annual Percentage Yield for Checking is 0.00% for balances less than $5,000 as of May 1, 2023.
- Rates are subject to change.
- The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
- Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
- Offer may only be redeemed once per member. Business accounts are not eligible for this promotion.
Delta Community Credit Union $100 Youth Savings Bonus (Expired)
Delta Community Credit Union is offering a $100 bonus when you open a new qualifying youth savings account.
- What you’ll get: $100 bonus
- Account Type: Youth Savings
- Availability: GA (Bank Locator)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 04/30/2023)
Western Alliance Bank High-Yield Savings Premier (5.31% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Upgrade Premier Savings ($200 Bonus + 5.21% APY) | CloudBank 24/7 High Yield Savings (5.24% APY) |
RBMAX High Yield Savings (5.15% APY) | Harborstone Credit Union Money Market (5.25% APY) |
Ponce Bank Money Market (5.26% APY) | CIT Bank Platinum Savings (5.00% APY) |
Hanover Bank Money Market (5.30% APY) |
How To Earn Bonus
- Parents/Guardians complete the Youth Savings Account application and send it via secure messaging on the Mobile App or Online Banking, mail it, fax it, or bring it to a Delta Community branch.
- Once your new Youth Savings Account is opened, make a deposit! We will match that initial deposit up to $100 by July 15, 2023.
- Parents/Guardians complete the Youth Savings Account application and send it via secure messaging on the Mobile App or Online Banking, mail it, fax it, or bring it to a Delta Community branch. Once your new Youth Savings Account is opened, make a deposit! We will match that initial deposit up to $100 by July 15, 2023.
- Only new Youth Savings Accounts opened between March 1, 2023 and April 30, 2023 are eligible.
- Any child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) 12 years of age and under can have Youth Savings Account, as long as they have a Joint Owner. The child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) does not have to reside within Delta Community Credit Union’s eligible counties.
Delta Community Credit Union $100 Student Checking Bonus (Expired)
Delta Community Credit Union is offering a $100 bonus when you open a new Savings and Checking Account account.
- What you’ll get: $100 bonus
- Account Type: Savings and Checking Account
- Availability: GA
(Offer Expires June 30, 2022)
BMO Smart Money Checking ($350 bonus) | BMO Smart Advantage Checking ($350 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Apply online and a special promotion code GRAD22 will be added to your application
- To qualify for $100, simply open a new Savings and Checking Account between May 15 and June 30 and deposit $100.
- Offer is valid for new Delta Community members between the ages of 17 and 25 and cannot be combined with any other offer.
- Applicant must qualify and open membership and Checking Account between May 15 and June 30, 2022.
- Existing members ages 17 to 25 without a Delta Community Checking Account are also eligible.
- Bonus of up to $100 will be paid equal to the deposits made to account (up to $100) which remain in the account through June 30, 2022, excluding dividends.
- The annual Percentage Yield for Savings is 0.08% as of May 1, 2022.
- The Annual Percentage Yield for Checking is 0.00% for balances less than $5,000 as of May 1, 2022.
- Rates are subject to change.
- The bonus will be deposited to the Checking Account within 60 days after deposit requirements are met.
- To receive bonus, all accounts must remain in good standing, including all loan payments current.
(Expired) Delta Community Credit Union $150 Checking Bonus
Delta Community Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: Savings and Checking Account
- Availability: GA
(Expires March 31, 2021)
BMO Smart Money Checking ($350 bonus) | BMO Smart Advantage Checking ($350 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account
- Exclusive invitation code must be applied online or in a branch at account opening
- Complete the following within 60 days
- Make a deposit of at least $500 to Checking Account
- Make a minimum of 10 Debit Card transactions at a minimum of $5.00 per transaction
- The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
- Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
- Offer may only be redeemed once per member. Business accounts are not eligible for this promotion.
- One new customer incentive bonus per household every 24 months.
- Excludes Student Checking Account.
- New personal households only.
- Restrictions may apply.
- Debit card or direct deposit bonus of $20.00 will be credited to the new checking account each month after your statement cycles for up to 15 months provided you have had 10 qualified debit card transactions or a direct deposit for that statement cycle.
- ATM transactions will not qualify.
- Direct deposit must be payroll, Social Security, pension or other government benefits.
- Fees may be applied and could reduce earnings.
- For tax purposes, a 1099 form may be issued.
How To Waive Monthly Fees
- Personal Checking: None
- Business Value Checking: $5 monthly fee, waivable with $500 average daily balance, $5,000 deposit balance or combined deposit and/or loan relationship totaling $10,000
- Business Checking: $10 monthly fee, waivable with $750 average daily balance, $10,000 deposit balance or combined deposit and/or loan relationship totaling $20,000
Bottom Line
Make sure to check out Delta Community Credit Union to learn more about the bonus promotions. With easy to meet requirements build atop the foundation of a better financial future, I would definitely recommend taking advantage of this promotion!
While they have generous bonuses, Delta Community Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Delta Community Credit Union Promotions with other bank bonuses from Chase, Huntington, HSBC, CIT, TD, Discover, Bank of America, Citi, Ally Bank, & more!*
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*Check back at this page for updated Delta Community Credit Union promotions, bonuses and offers.
yier says
https://refer.deltacommunitycu.com/yierx-3
1. Click on the referral link to be taken to the referral page. Insert your name, email, and birthdate to confirm so a unique promo code will be generated for you.
2. Open a savings account and a checking account using the unique promo code at the time of applying, either online or in branch. Just check both accounts, and apply promo code.
3. Savings account minimum deposit is $5 to open. Within 60 days of opening the new checking account, deposit a minimum of $50 into the checking account and complete at least 10 Debit Card purchases.
4. Receive $50 bonus.
There are no fees and no minimum balance requirement. Make sure to keep at least $0.01 in the checking account until bonus is received.