Discover Bank is an online financial institution, they often offer generous bonuses when you apply for some of their accounts including checking, savings, money market and even CDs!
Read our guide to learn how to access and use your Discover Bank account and ways to take full advantage of its online and mobile banking services.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover® Bank Online Savings terms apply | $150/$200 bonus + 3.50% APY | Review |
| Discover® Checking | $360 Cash Back | Review |
| Discover® Bank CD | Up to 4.00% APY | Review |
| Discover® Bank Money Market | Up to 3.45% APY | Review |
| Discover® Bank IRA CD | Up to 4.00% APY | Review |
How to Log In from a Computer
If you’re using your desktop, you can find the links in the upper-right corner of the Discover homepage:
- Click the “LOG IN” button.
- Enter your user ID and password.
- Click “Log In.”
To create a bank account with Discover, you’ll need the following information:
- The last four digits of any one of your Discover account numbers
- Your Social Security number
- Date of birth
- Mother’s maiden name
Once you provide it, you’ll need to create your login ID and verify it.
How to Log In from a Mobile Phone or Tablet
You can use and log in to the Discover app from your Android or Apple phones using your account information. The Discover app is free for download via iOs or Google Play services.
After you login, Discover gives you quick access to your account. You also have a choice on logging into your account by Face ID or mobile fingerprint login, or a four-digit passcode that’s different from your mobile passcode! Not only that, you can also set up a Quick View to be able to view your account without logging in.
How to Retrieve Forgotten Username or Password
You can easily retrieve your Discover username or password by clicking on the “Forgot User ID/Password?” link, it’s located under the user ID and password fields.
Once clicked you will be on a new page where you need to enter the following:
- Date of birth
- Social Security number
- Mother’s maiden name
Then they will send you instructions to retrieve your username and password.
How to View Your Discover Statements
You can view your statements using the appropriate tab in the homepage or within the app. For an eco friendly alternative, you also have to option to download monthly statements instead of receiving them in the mail, you can do this by going to the “Accounts” tab.
Contact Discover Customer Service
Discover has several numbers for help or questions. If you need help with their online banking, here are the key phone numbers:
- Opening an account: 800-347-7000
- Identity verification: 866-598-7726
- Online banking tech support: 800-290-9885
Discover also has contact numbers for other issues such as inactive accounts and reporting phishing schemes.
Discover Bank Promotions
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
 • Get started and open a Discover® Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.45%% APY balances $100,000 and over • Earn 3.40% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
• Available nationwide online, Discover® offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
| CD Term | APY Rate |
|---|---|
| 3-Month Term | 2.00% APY |
| 6-Month Term | 3.70% APY |
| 9-Month Term | 4.00% APY |
| 12-Month Term | 4.00% APY |
| 18-Month Term | 3.80% APY |
| 24-Month Term | 3.80% APY |
| 30-Month Term | 3.50% APY |
| 3-Year Term | 3.50% APY |
| 4-Year Term | 3.50% APY |
| 5-Year Term | 3.50% APY |
| 7-Year Term | 3.50% APY |
| 10-Year Term | 3.50% APY |
• Available nationwide online • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY • Step-by-step help available 24/7 by phone • Flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later) • Gather your retirement savings into one place. • Just three steps and you’re on your way to saving with a Discover® IRA CD. |
| IRA CD Term | APY Rate |
|---|---|
| 3-Month Term | 2.00% APY |
| 6-Month Term | 3.70% APY |
| 9-Month Term | 4.00% APY |
| 12-Month Term | 4.00% APY |
| 18-Month Term | 3.80% APY |
| 24-Month Term | 3.80% APY |
| 30-Month Term | 3.50% APY |
| 3-Year Term | 3.50% APY |
| 4-Year Term | 3.50% APY |
| 5-Year Term | 3.50% APY |
| 7-Year Term | 3.50% APY |
| 10-Year Term | 3.50% APY |
 |
 |
Bottom Line
Online banking can be beneficial for you because instead of having to visit a physical branch to conduct business, or mail out checks using the postal service, you can do it all on your computer or other devices.
In addition, check out the latest Discover Bank Promotions! Furthermore, if you’re interested on banking online with Discover read our Discover bank review and see if their services if what you’re looking for.
Not your bank? If you’re banking with another institution, you can check out our bank guide master list to help you with your banking questions or browse through our archives.
Leave a Reply