Find the latest Diversified Members Credit Union CD Rates, Offers, and Promotions here.
Some of the best Diversified Members Credit Union CD Rates up to 1.50% APY CD.
About Diversified Members Credit Union
Established in 1929 as the Detroit Municipal and Detroit Metropolitan Credit Union, Diversified Members Credit Union opened its doors for business only three days after the Wall Street Crash occurred. DMCU is currently 41st largest credit union in Michigan, with more than 26,000 members and assets in excess of $450 million.
| Eligibility: Headquartered in Detroit, Diversified Members Credit Union’s field of membership (FOM) is residency based, with individuals (18 years or older) who live or work anywhere in the state of Michigan, eligible for membership. See current membership details |
Diversified Members Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Diversified Members Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| Blue Federal Credit Union | 5.15% APY 15-Month CD | Review |
| Ponce Bank | 5.15% APY 3-Month High Yield CD | Review |
| Quontic Bank | 5.15% APY 12-Month CD | Review |
| Ponce Bank | 5.10% APY 1-Month High Yield CD | Review |
| Ponce Bank | 5.06% APY 4-Month No-Penalty CD | Review |
| Technology Credit Union | 5.06% APY 5-Month No-Penalty CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| First Mid Bank & Trust | 5.00% APY 9-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 3-Month CD | Review |
| Blue Federal Credit Union | 5.00% APY 9-Month No Penalty CD | Review |
| OceanFirst Bank | 5.00% APY 12-Month CD | Review |
| OceanFirst Bank | 5.00% APY 6-Month CD | Review |
| OceanFirst Bank | 5.00% APY 3-Month CD | Review |
| mph.bank | 4.92% APY 6-Month No Penalty CD | Review |
| FVCbank | 4.90% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Diversified Members Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $200, you can invest in a Diversified Members Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
The Save to Win CD is also known as a “prize-linked savings account that offers you the chance to win prizes in addition to earning regular interest.” For each $25 increase to the CD’s balance, one entry (up to 10 entries per month/30 entries per quarter) will be added into the savings raffle for cash prizes.
- Minimum deposit: $200
- Maximum deposit: None
- Early withdrawal penalty: Amount not specified
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.40% | $200 |
| 12 Month | 0.60% | $200 |
| 24 Month | 0.85% | $200 |
| 25Month | 1.15% | $200 |
| 36 Month | 1.20% | $200 |
| 60 Month | 1.50% | $200 |
Diversified Members Credit Union Save to Win CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
- Chance to enter in prize raffle
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $200.
This is a great opportunity to invest in a high-interest CD from Diversified Members Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Diversified Members Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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