Find the latest Eastern Bank promotions, bonuses, and offers here for Checking accounts.
Update 8/12/25: There’s currently an up to $750 checking & savings bonus valid through 9/15/25.
About Eastern Bank Promotions
Founded in 1818 and headquartered in Boston, they are the largest and oldest mutual bank in the country. Whether you’re a consumer, business executive, investor, government agency, or not-for-profit organization, Eastern Bank has the financial products to help you save, manage your money, build for the future or protect your assets.
We will review the current Eastern Bank promotions below.
Eastern Bank $750 Checking & Savings Bonus
- What you’ll get: $750 bonus
- Account Type: Checking & Savings
- Availability: NH, MA, ME, RI (Branch Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: None
- Monthly Fees: See below.
- Early Account Termination Fee: None
- Household Limit: One
(Expires 09/15/2025)
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| SoFi Checking and Savings ($325 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $350 bonus when you open a new Checking Account and qualify
- Two or more qualifying direct deposits totaling $4,000 within 90 calendar days of account opening
- A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for Eastern Premier Checking
- Incentive will be paid on or before January 15, 2026
- Get $250 bonus when you open a new Statement Savings Account and qualify
- Deposit $15,000 within first 30 calendar days of account opening
- Maintain a $15,000 average daily balance over a 90-calendar-day period
- Incentive will be paid on or before February 16, 2026
- Get $750 bonus when you open both and complete all qualifying activities
- Receive an extra $150 when both accounts are opened within 3 business days of each other and all qualifications are met.
- Incentive will be paid on or before February 16, 2026
- A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for Eastern Premier Checking, and $10 for Eastern Statement Savings.
- Checking Offer: To qualify for the incentive, you must open an Eastern personal checking account between 8/1/2025 and 9/15/2025 and have two or more recurring electronic payroll pension or government benefits direct deposits totaling $4,000 within the first 90 calendar days of the account opening date. Electronic credits (other than payroll, pension, or government benefits) such as person-to-person payments, self-initiated transfers between your accounts at Eastern Bank and other institutions or brokerages (including pension accounts), and payments through third parties such as PayPal or eBay do not qualify as a direct deposit. You must be a new personal checking account customer. New checking customers have not had an Eastern Bank personal checking account or have had a personal checking account relationship with Eastern Bank, or any Bank merged into Eastern Bank since 8/1/2024. 90 calendar days after the account open date, Eastern Bank will determine if an incentive will be paid out based on whether the stated qualifications and the Additional Important Information were met for the Checking Offer. Incentives for qualified accounts will be deposited into customer’s checking account on or before 1/15/2026.
- Savings Offer: To qualify for the incentive, you must open an Eastern Statement Savings Account between 8/1/2025 and 9/15/2025 and deposit $15,000 within the first 30 calendar days of account opening. You must maintain a $15,000 average daily balance over a 90-calendar-day period. This period will begin on the 31st day following account opening. You must be a new Statement Savings customer. New Statement Savings customers have not had an Eastern Bank personal savings or money market account or have had a personal savings or money market account relationship with Eastern Bank, or any Bank merged into Eastern Bank since 8/1/2024. 120 calendar days after the account open date, Eastern Bank will determine if an incentive will be paid out based on whether the stated qualifications and the Additional Important Information were met for the Savings Offer. Incentives for qualified accounts will be deposited into your savings account on or before 2/16/2026.
- Extra Offer: Earn an extra $150 if you open and qualify for both the Checking Offer and the Savings Offer. The checking and savings accounts must be opened within 3 business days of each other. The Primary signer must meet both the Checking Offer and Savings Offer requirements and all other qualifying criteria. The extra $150 for qualified accounts will be deposited into the customer’s checking account on or before 2/16/2026.
- Additional Important Information: At the time of determining both Checking Offer and/or Savings Offer qualifications, Eastern Bank will ensure the following requirements are also met (a) Primary signer must reside in MA, NH, ME or RI; (b) Primary signer must be age 18 or older; (c) Primary signer must have a valid tax ID; (d) Account must be open and have a positive available balance. If the 90th or 120th calendar day falls on a non-business day, the requirement must be met by the following business day. Eastern Bank may, at its discretion, pay the incentive earlier if all the qualifying requirements have been met. Accounts must be open at the time of payout. Eligible customers may only qualify once for each offer type. Each household, as defined by a common address, is only eligible for one of each offer type. As of 7/31/2025 the Annual Percentage Yield (APY) for the following products are Eastern Premier Checking: 0.01% and Eastern Statement Savings: 0.01%. Fees may reduce earnings and rates may change at any time. You will receive applicable 1099 tax form(s) for any incentive for which you may qualify. Please consult your tax advisor regarding the tax implications of these offers. Offers not valid for Private Bank Checking and Private Bank Savings. Cannot be combined with any other offers. Offers may be withdrawn at any time. Other qualifications and restrictions may apply.
How To Avoid Monthly Fees
- Free Checking: No monthly fee or minimum balance requirement.
- eZ Checking: To Waive the $10 Monthly Fee, get e-statements and make 15 debit card purchases OR get e-statements and maintain a $1,500 average monthly balance.
- Premier Checking: Have combined balances of $25,000 or more and want to take advantage of our benefits including no monthly fees, no account fees and discounts on other products and services.
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Bottom Line
Eastern Bank is a great bank option for new sign-up promotions when becomes available. This bonus is great because they have a soft pull, so your credit score is not affected. Additionally, you will gain access to all their fantastic account features!
Compare Eastern Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
Feel free to comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from Eastern Bank.
Hi! I am a resident in Ohio. Am I eligible to open the checking account for getting the bonus? Thanks!
No you can do online, too. They only allow one bonus. No second bonus ever according to them.
Do you have to go in person to open the account?
Saw the bonus posted on here for Eastern Bank and there is nothing on their website about it? Also call the CS and they had no information about it?
Did you open online?
Opened an account with them just recently and they are a good bank to work with. There was also no hard pull