Find the latest Eastern Bank promotions, bonuses, and offers here for Checking accounts.
Update 6/3/25: The checking offer is back with a $200, $300 or $450 bonus valid through 6/23/25.
About Eastern Bank Promotions
Founded in 1818 and headquartered in Boston, they are the largest and oldest mutual bank in the country. Whether you’re a consumer, business executive, investor, government agency, or not-for-profit organization, Eastern Bank has the financial products to help you save, manage your money, build for the future or protect your assets.
We will review the current Eastern Bank promotions below.
Eastern Bank $450 Checking Bonus
- What you’ll get: $450 bonus
- Account Type: Checking
- Availability: NH, MA, ME, RI (Branch Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: None
- Monthly Fees: See below.
- Early Account Termination Fee: None
- Household Limit: One
(Expires 06/23/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open an Eastern Checking Account by June 23, 2025.
- A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for an Eastern Premier Checking Account.
- Make 2 or more qualifying direct deposits within 90 days.
- Cumulative direct deposit amount: $1,000-3,999.99
- Premier Checking bonus: $200
- All other Consumer Checking Accounts bonus: $300
- Cumulative direct deposit amount: $4,000 or more
- Premier Checking bonus: $450
- All other Consumer Checking Accounts bonus: $300
- Cumulative direct deposit amount: $1,000-3,999.99
- A minimum opening deposit of $25 is required for Eastern Free Checking, $50 for Eastern eZ Checking or $500 for an Eastern Premier Checking account. To qualify for the incentive, you must open an Eastern Bank personal checking account between 05/17/25 and 06/23/25, and have two or more recurring electronic payroll, pension or government benefits direct deposits totaling the amounts noted in the table below post to your new checking account within the first 90 calendar days of the account opening date. Electronic credits (other than payroll, pension, or government benefits) such as person-to-person payments, self-initiated transfers between your accounts at Eastern Bank and other institutions or brokerages (including pension accounts), and payments through third parties such as PayPal or eBay do not qualify as a direct deposit. Incentive amount will vary. See the table below for details. The amount of the incentive paid will be based on the total amount of two or more qualifying direct deposits posted to your account within the first 90 calendar days of the account opening date and the type of account
- This offer is valid for new consumer checking account customers only. New customers are primary signers on the new account who have not had a consumer checking account with Eastern Bank, or any bank merged into Eastern Bank, since May 17, 2024. Ninety (90) calendar days after the account open date, we will confirm the type of account to determine the incentive amount and ensure the following requirements are met (if the 90th calendar day falls on a non-business day, the requirements must be met on the following business day): (a) Primary signer must reside in MA, NH, ME or RI; (b) Primary signer must be age 18 or older; (c) Primary signer must have a valid tax ID; (d) Account must be open and have a positive available balance; (e) Premier Checking accounts must meet additional eligibility requirements.** Incentives for qualified accounts will be deposited into customer’s account on or before October 31, 2025 as long as the account is open at the time of the incentive payout. The Bank may, at its discretion, pay the incentive earlier if all the qualifying requirements have been met. Only one incentive per customer and one incentive per household as defined by a common address. Customer will receive a 1099 form for this incentive. Please consult your tax advisor regarding the tax implications of this offer. Other qualifications and restrictions may apply.
How To Avoid Monthly Fees
- Free Checking: No monthly fee or minimum balance requirement.
- eZ Checking: To Waive the $10 Monthly Fee, get e-statements and make 15 debit card purchases OR get e-statements and maintain a $1,500 average monthly balance.super script
- Premier Checking: Have combined balances of $25,000 or more and want to take advantage of our benefits including no monthly fees, no account fees and discounts on other products and services.
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Bottom Line
Eastern Bank is a great bank option for new sign-up promotions when becomes available. This bonus is great because they have a soft pull, so your credit score is not affected. Additionally, you will gain access to all their fantastic account features!
Compare Eastern Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
Feel free to comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from Eastern Bank.
Hi! I am a resident in Ohio. Am I eligible to open the checking account for getting the bonus? Thanks!
No you can do online, too. They only allow one bonus. No second bonus ever according to them.
Do you have to go in person to open the account?
Saw the bonus posted on here for Eastern Bank and there is nothing on their website about it? Also call the CS and they had no information about it?
Did you open online?
Opened an account with them just recently and they are a good bank to work with. There was also no hard pull