Finworth CD Rates: 5.70% APY 14-Month, 5.65% APY 18-Month (Nationwide)

Find the latest Finworth CD Rates, Offers, and Promotions here.

Best CD Rates: 5.70% APY 14-Month, 5.65% APY 18-Month, $50K minimum deposit, $240K maximum deposit.

Availability: Nationwide (Internet Bank)

Credit Inquiry: Soft Pull

About Finworth

Based in Nashville, Tennessee, Finworth is the online division of INSBANK with CD offers for to anyone with a valid Social Security number. Available nationwide, you can open a CD can only be done online, which takes about 10-15 minutes.

• A Sophisticated, Streamlined, Secure Process
• Hassle free Banking with Competitive Rates
• Achieve Peace of Mind Knowing Your Finworth
• Online Account is FDIC Insured

After your application has been approved, you can fund your account via ACH ACH initiated by Finworth. The account ownership can be individual, joint, or trust.

*The above rates are accurate as of 11/13/2023*

Finworth CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make. The interest is compounded and credited annually. You can get this interest money monthly by check or ACH to another bank account.

With an opening deposit of $50,000, you can invest in a Finworth CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!

• Minimum deposit: $50,000
• Maximum deposit: $240,000
• Early withdrawal penalty: Yes

(FDIC Insured)

Finworth CD Features

• FDIC Secured
• Flexible Terms
• Competitive Rates
• Online Dashboard
• Up to 4 beneficiaries

Bottom Line

Finworth offers you competitive CD rates. All you need to do is to pick your CD term, and have a minimum opening deposit of $50,000. Once your funds have matured, you can ACH back to your bank account or get a cashier’s check. They will give you 10 calendar days before automatic renewal.

This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Finworth does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here

This is a great opportunity to invest in a high-interest CD with a low balance from Finworth. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Finworth CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.