Available for residents of Minnesota and Iowa, First Citizens Bank has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 6-month to 60-months with 0.80% to 2.63% APY Rates. By joining First Citizens Bank and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $1,000 to open the account. Right now, they are having a special 48-month CD term with up to 2.63% APY. If you are interested, make sure to read on to learn more about First Citizens Bank’s wide array of CDs or visit any branch now and open your CD today!
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First Citizens Bank CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! First Citizens Bank’s Best CD Offer pays the highest APY rate with a 2.63% APY rate on their 48-Month term. And, their current promotion is the 48-month CD term with up to 2.63% APY. This will be added to our Best 48-Month CD Rates. First Citizens Bank wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
Special CD Rate:
|Term||APY Rate||Minimum Deposit|
Certificates of Deposits Rates:
|Deposit||$1,000.00 – $4,999.99||$5,000.00 – $24,999.99||$25,000.00 – $49,999.99||$25,000.00 – $49,999.99|
|Term||APY Rate||APY Rate||APY Rate||APY Rate|
*Rates Effective As Of 02/21/2018
- No hidden fees or maintenance fees
- Interest compounds and is paid quarterly
- One Time Bump Option Available
- Competitive rates
- Federally insured by the FDIC
Whether you are interested in a short term or long term CD, look no further than First Citizens Bank. Currently, they are offering you standard and special CD rates that go up to 2.63% APY on a 48-month term. All you need to do is to pick your CD term and watch your money grow. Also, you can have peace of mind knowing that First Citizens Bank is insured up to $250,000 by the FDIC. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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