Take advantage of First Farmers Bank & Trust promotions, bonuses, and offers here!

Update 12/31/25: There’s currently a $300 checking bonus + free Owala Tumbler when opening a new checking account through 12/31/25.

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First Farmers Bank & Trust $300 Checking Bonus + Free Owala Tumbler

Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $500 bonus + Free Owala Tumbler
Account Type: Checking
Availability: IN (Locator)
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None with eStatements
Early Account Termination Fee: Not listed
Household limit: None listed

$300 Bonus at First Farmers Bank & Trust

(Expires 12/31/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new checking and savings account by December 31, 2025, and receive your $300 cash bonus1 plus complimentary Owala tumbler.
To qualify for the $300 cash bonus, customer must meet the following requirements:
- both the checking account and savings account must be active and in good standing 60 days after account opening;
- customer must use their First Farmers Bank & Trust debit card for at least 15 point-of-sale transactions within the first 60 days of account opening;
- customer must have an aggregate balance of at least $1,000.00 within the first 60 days of account opening.
Customer will receive $300 cash bonus on the 61st day after account opening.

Customer must open both a checking and savings account with First Farmers Bank & Trust to receive an Owala tumbler.
To qualify for the $300 cash bonus, customer must meet the following requirements: both the checking account and savings account must be active and in good standing 60 days after account opening; customer must use their First Farmers Bank & Trust debit card for at least 15 point-of-sale transactions within the first 60 days of account opening; customer must have an aggregate balance of at least $1,000.00 within the first 60 days of account opening.
Limit one (1) promotional checking account offer per individual and per tax identification number.
Multiple accounts opened by the same individual or tax ID will not be eligible for additional bonuses.
This promotional offer is only valid in Boone County, Hamilton County, and Tippecanoe County, Indiana.
If the customer closes the checking account within 6 months of account opening, a forfeit penalty will be imposed.
First Farmers Bank & Trust will reclaim the bonus if account closure is within the first 6 months and possibly disqualified from future promotions.
Customer will receive $300 cash bonus on the 61st day after account opening.
Customers must go in person to either the Carmel, Lebanon, or Lafayette branches to claim their Owala tumbler.
New checking account and savings account must be opened by December 31, 2025.
Promotion may end at any time.

Bottom Line

Although you can earn a generous bonus from First Farmers Bank & Trust, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare First Farmers Bank & Trust Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!