Find an updated list of First Financial Bank promotions, bonuses, and offers here.
Currently, they are offering a $200, $250 bonus when you open a new checking account.
About First Financial Bank Promotions
First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers in Ohio, Kentucky, Indiana, and Illinois we combine world-class financial expertise with personal community service that builds lifelong relationships.
I’ll review the offers below.
First Financial Bank $200 Checking Bonus *No Direct Deposit Required*
First Financial Bank is offering a $200 bonus when you open a qualifying checking account with certain requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: IN, KY, OH (Bank Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Six months, $25 & bonus forfeit
- Household Limit: One
(Expires 05/30/2023)
Editor’s Note: Here is an alternative link to the same offer.
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open an account using promo code “ENJOY200” by May 30, 2023.
- Have a direct deposit worth $500 or more or conduct 3 or more total payment transactions((combination of Debit Card, ACH Debit, Check or BillPay) by July 31, 2023.
- In order to receive the $200 bonus deposited into your account, you must: 1) Open a new personal checking account using the promo code ENJOY200 between December 1, 2022 and May 30, 2023; AND 2) By July 31, 2023, have a qualifying direct deposit totaling $500 or more in a statement cycle made to this account OR conduct 3 or more qualifying payment transactions.
- A qualifying direct deposit must be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- A qualifying payment transaction can be combination of Debit Card, ACH Debit, Check or Bill Pay. Person to Person payments to or from any account at First Financial Bank or any other financial institution do not apply.
- After you have completed the above requirements, we will deposit the bonus in your new account at the end of your next statement cycle.
First Financial Bank $250 Business Checking Bonus
First Financial Bank is offering a $250 bonus when you open a qualifying business checking account with certain requirements.
- What you’ll get: $250 bonus
- Account Type: Business Checking Account
- Availability: IN, KY, OH
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: $3; waivable
- Early Account Termination Fee: Six months, $25 & bonus forfeit
- Household Limit: One
(Expires 08/31/2023)
Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
U.S. Bank Business Checking ( $500 or $900 Bonus) |
How To Earn Bonus
- Open your new account. Head to your local financial center and speak with one of our friendly bankers to learn more about our all-in-one convenience.
- Collect your bonus. Open an account in a financial center by mentioning this offer by August 31, 2023.
- Conduct 5 or more qualifying transactions in one statement cycle by November 30, 2023.
- In order to receive the $250 bonus deposited into your account, you must: 1) Open a new Business Checking or Business Interest Checking account at your nearest branch and mention this promotion between January 1, 2023 and August 31, 2023; AND 2) By November 30, 2023, conduct 5 or more qualifying transactions in a statement cycle.
- A qualifying transaction can be any combination of Mobile Deposit, Wire Transfer Debit/Credit, ACH Debit/Credit, Debit Card purchase, or Online Bill Pay.
- Person to Person payments to or from any account at First Financial Bank or any other financial institution do not apply.
- After you have completed the above requirements, we will deposit the bonus in your new account at the end of your next statement cycle.
- Business address must be within 25 miles of a First Financial Banking Center.
- Offer not available to First Financial Bank employees, businesses who have closed a First Financial Bank checking account within the last 6 months or anyone who has received another offer or bonus within the last 12 months.
- Limit one $250 bonus awarded per household/business address.
- Accounts closed within 6 months of the account open date will result in the bonus amount being deducted at account closing (if bonus was not awarded, account will be subject to a $25.00 Early Account Closing Fee).
- Bonus will be reported on IRS Form 1099-MISC. First Financial Bank reserves the right to end the offer at any time.
First Financial Bank $100 Checking Bonus + $100 Donation (Expired)

Earn a $100 bonus at First Financial Bank!
First Financial Bank is offering a $100 bonus and a $100 donation to the United Way when you open a qualifying checking account using promo code United and completing certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: IN, KY, OH
(Offer Expired)
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- Open a new personal checking account using the promo code ENJOY200
- By September 30, 2021, have a qualifying direct deposit totaling $500 or more in a statement cycle made to this account or conduct 3 or more qualifying payment transactions.
- After you’ve completed the above requirements, they will deposit the bonus in your new account at the end of your next statement cycle.
- In order to receive the $100 bonus deposited into your account and for the United Way to receive a $100 donation, you must: 1) Open a new personal checking account using the promo code United between December 1, 2021 and May 31, 2022; AND 2) By July 31, 2022, have a qualifying direct deposit totaling $500 or more in a statement cycle made to this account OR conduct 3 or more qualifying payment transactions. A qualifying direct deposit must be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. A qualifying payment transaction can be combination of Debit Card, ACH Debit, Check or Bill Pay. Person to Person payments to or from any account at First Financial Bank or any other financial institution do not apply. After you have completed the above requirements, we will deposit the bonus in your new account at the end of your next statement cycle. The donation to the United Way will be made on or around June 7, 2022.
How To Waive Monthly Fees
- Simple Checking: None
- Choice Checking: $10 , waivable with debit card activity or $500+ in direct deposits
- NoWorry Checking: $5
- Performance Checking: $20, waivable with $50,000+ in combined deposit & loan balances
- Premier Checking: $45, waivable with $250,000+ in combined deposit & loan balances
- Student Checking: $0 waivable if any owner(s) are under 18, please open at your nearest banking center.
- Business Checking: $3 Paper statement fee if not enrolled
- Business Interest Checking: $3 Paper statement fee if not enrolled
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Bottom Line
This is a great offer from First Financial Bank. We recommend you open the Simple Checking account from First Financial Bank as it doesn’t have any monthly service fees. In addition, it is a soft pull so it will not affect your credit score!
While they have generous bonuses, the First Financial Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare First Financial Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
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*Check back at this page for updated First Financial Bank promotions, bonuses, and offers.
Can confirm. They require the flyer for the $400 promotion. May want to add that to your post. I just called to confirm what I needed to bring to open the account with the promotion, just in case I needed to save myself the trip, since I did not receive a flyer. Also, the banker mentioned the flyer must be personalized and have your name on it to match it to your drivers license.
They will not offer you anything without the flyer. I went there yesterday and they didn’t offer me anything
The $400 bonus is only for those who received the flyer by mail from the bank. If you were not targeted in the mailing, they will allow you to have a $100 bonus using the same parameters.