Find an updated list of First Tech Federal Credit Union promotions, bonuses and offers here.
Update 6/6/25: You can currently earn up to a $800 bonus when opening a new checking & savings account available for a limited time.
NCUA Insured.
About First Tech Federal Credit Union Promotions
Driven by technology, First Tech Federal Credit Union specializes in serving people within technology-driven companies. They have a passion for the innovation that changed the world, and want to support their customers in ways traditional banks can not.
| Membership Eligibility: Offer valid for Microsoft, Intel, Amazon (and more) employees and their immediate family members. For more information, please see the our membership breakdown and their Full Membership Requirements. |
Easy Membership Nationwide: Join Financial Fitness Association for $8 to become a member to First Tech. They may automatically reimburse you for the $8 membership.
First Tech Federal Credit Union $800 Checking & Savings Bonus
When you open a new checking account and meet the requirements, you can earn a $800 checking & savings bonus.
- What you’ll get: Up to $800 bonus
- Account Type: First Tech Rewards Checking & Savings
- Availability: Nationwide. Join Financial Fitness Association for $8. (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, mixed
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
Editor’s Note: First Tech may automatically reimburse you for the $8 membership.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn $300 Bonus
HOW TO EARN BONUSFINE PRINT
- Earn up to $300 when you open a Rewards Checking account and set up direct deposit for at least three months.
- Qualified direct deposits of $1,000 to $5,000 per month must be received for a one-time $50 bonus; qualified direct deposits greater than $5,000 per month must be received for a one-time $300 bonus.
- Earn up to $300 when you move money to First Tech. Increase your Rewards Checking or Savings balances and earn $150 for $10,000-$20,000 or $300 for over $20,000.
- Earn up to $200 on everyday debit card purchases. Activate your new First Tech debit card and earn 5% cash back (up to $200) on everyday purchases.
- Qualified direct deposits of $1,000 to $5,000 per month must be received for a one-time $50 bonus; qualified direct deposits greater than $5,000 per month must be received for a one-time $300 bonus. The monthly aggregate amount of all qualifying direct deposits must meet or exceed the tier minimum for the corresponding tier bonus. New direct deposit must occur at least once per calendar month from the Participant’s employer payroll or approved government benefits provider (e.g., Social Security) into the FTRC account of which the Participant is the primary account owner. Direct deposits from any other source do not qualify. Direct deposits are considered new if there has been no direct deposit activity in the Participant’s share accounts on which they are the primary owner within the previous 18 months. Non-direct deposits including, but not limited to, check deposits, wire transfers, transfers from another First Tech account, non-payroll ACH transfers, such as small business payments or owner distributions, transfers from another financial institution, person to person transfers, merchant transactions, and one-time bonus or tax reimbursements do not qualify. First Tech reserves the right to evaluate each account holder’s Direct Deposit activity and Qualifying Deposits during each Enrollment Period at our sole discretion. To determine eligibility for bonuses, we may request additional documentation for verification. Any transactions that are not identified as direct deposits may be disqualified, and any applicable bonuses may be forfeited. Enrollment is the date of the initial direct deposit transaction. During the period of time commencing with Enrollment and ending 90 calendar days after Enrollment (“Enrollment Period”), at least one direct deposit transaction must occur each calendar month starting with the initial direct deposit transaction. A minimum of three direct deposit transactions must be received during the Enrollment Period. (EXAMPLE: If a member’s initial direct deposit is June 1, 2025, additional required direct deposits must occur at least once in each subsequent calendar month following the month in which the initial direct deposit is made, the last direct deposit must be received by August 31, 2025. Bonuses would be deposited by September 7, 2025.) Only the Participant will receive credit for the direct deposits. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the Enrollment Period. Bonuses may be considered dividends and may be reported on the appropriate IRS form 1099.
- A minimum of $10,000 and up to $20,000 must be deposited to qualify for a $150 bonus. Depositing any amount over $20,000 will qualify for a $300 bonus. Eligible only for funds not currently or previously held in a First Tech Federal Credit Union account at the time of this offer. Funds must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotion. Funds must be deposited into a First Tech Rewards Checking or First Tech Rewards Savings account on which the Participant is the primary account owner no later than 30 days after Enrollment to be considered for the corresponding tier bonus. Starting 31 days after Enrollment, the average daily balance through the following 90 calendar days must meet or exceed the tier minimum for the corresponding tier bonus (“Qualification Period”). For example, if a member enrolls on September 30, 2025, funds must be deposited by October 30, 2025. The average daily balance must be maintained through January 28, 2026. The qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the end of the calendar month in which the Qualification Period ends. Bonuses will be considered dividends may be reported on the appropriate IRS form 1099.
- Valid for all personal First Tech Rewards Checking accounts. The spending bonus reward is 5% of qualified purchases up to a total reward payout of $200 (maximum spend of $4,000). Qualifying transactions include posted debit card purchases to the FTRC account. The purchases must be made using a First Tech debit card linked to the FTRC account on which the Participant is the primary owner. For purchases to qualify, transactions must post to the account(s) no later than 30 days after Enrollment (“Qualification Period”) to receive a one-time spending bonus. Maximum one Qualification Period per Participant. Any qualifying spending bonus earned will be deposited to the Participant’s Membership Savings account the first week following the end of the calendar month in which the Qualification Period ends. Bonuses will be considered dividends and may be reported on the appropriate IRS form 1099.
First Tech Federal Credit Union $3,000 Savings Bonus (Expired)
- What you’ll get: $3,000 bonus
- Account Type: Savings
- Availability: Nationwide. Join Financial Fitness Association for $8. (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, mixed
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 01/31/2025)
Editor’s Note: First Tech may automatically reimburse you for the $8 membership.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn $300 Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new First Tech Premier Rewards Savings account.
- New money must be deposited into a FTPRS account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus.
- Earn $1,000 bonus when you deposit $150,000 – $349,999
- Earn $2,000 bonus when you deposit $350,000 – $749,999
- Earn $3,000 bonus when you deposit $750,000+
- Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s FTPRS account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days.
- Offer is valid from October 11, 2024 to January 31, 2025 for First Tech members who participate in the First Tech Premier Rewards Banking program. Participant must be 18 years of age or older and the primary account owner on both a Membership Savings account and a First Tech Premier Rewards Savings (FTPRS) account. FTPRS accounts must be personal or owned by a Trust. New First Tech Premier Rewards Banking program members will be enrolled upon the opening of a First Tech Premier Rewards Savings account (“Enrollment”). To receive any bonus payout, in addition to satisfying the payout conditions set forth in this disclosure, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period commencing with Enrollment and ending with the applicable date of payout. First Tech reserves the right to modify or terminate this campaign at any time. Any inquiries or disputes will be resolved at the sole discretion of First Tech and must be received by February 28, 2026.
- New Money Offer: New money of at least $150,000 must be deposited to qualify for a $1,000 bonus; at least $350,000 must be deposited to qualify for a $2,000 bonus; and at least $750,000 must be deposited to qualify for a $3,000 bonus. “New Money” is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotion. Fiduciary, business, and Health Savings accounts are not eligible. New money must be deposited into a FTPRS account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus. Balance growth will be determined between the date of enrollment and the following 45 days.
- Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s FTPRS account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days. The Participant’s FTPRS account must be maintained for the duration of the promotion to qualify for a bonus. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the second Friday following 165 calendar days from Enrollment.
First Tech FCU Up to $500 Checking Bonus *Expired*
First Tech Federal Credit Union Up to $500 Checking Bonus
When you open a new checking account and meet the requirements, you can earn up to $500 checking bonus.
Editor’s Note: Offer valid for employees of the following Select Employer Groups (SEGs), SEG subsidiary and vendor employees, and their immediate family members: Amazon, Intel, Microsoft, HP Inc., Hewlett Packard Enterprise, Nike, Salesforce, Cisco, Google, Oregon Health & Science University (OHSU), Tech Mahindra, Levi Strauss & Co., Micron, Micron Laser Technology, Thermo Fisher Scientific, Oracle and Lam Research.
- What you’ll get: $500 bonus
- Account Type: Checking account
- Availability: Nationwide
(Offer expires April 30, 2022)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn $500 Bonus
HOW TO EARN BONUSFINE PRINT
- When you increase or have a new recurring direct deposit for more than four consecutive months, you can earn:
- $500 bonus for a direct deposit of $3,500 or more per month
- $250 bonus for a direct deposit of $2,000 or more per month
- $100 bonus for a direct deposit of $750 or more per month
- When you add a new balance to your account within 30 days, you can earn:
- $200 bonus for an increase of $15,000
- $150 bonus for an increase of $5,000
- $100 bonus for an increase of $2,000
- Offer is valid 01.01.2022 – 04.30.2022.
- Immediate family members include spouse or domestic partner, parents, siblings and children.
- Must be 18 years of age or older to participate.
- New accounts must be a personal account.
- Fiduciary, Trust, Business, Organization or Health Savings Accounts are not eligible.
- Promotion available to new and existing First Tech members.
- The participating individual must be the primary account owner on a Membership Savings account.
- For new members, opening a Membership Savings account with an initial deposit of $5.00 is required prior to opening any other type of account.
- The participating individual may enroll in the promotion by entering promotion code Bundle2022 on a new account application or by speaking with a representative (“Enrollment”).
- Account must be in good standing in order to receive bonus payout (not in default, closed, inactive, or otherwise not in good standing).
- Any qualifying bonus will be deposited to the participating individual’s Membership Savings account the first week following 120 calendar days from receipt of the first direct deposit and/or new checking account funds deposited.
- Bonuses will be considered dividends and may be reported on IRS form 1099-INT.
- Any inquiries or disputes regarding Enrollment and/or payout must be received by 11.30.2022.
- Membership is required and subject to approval.
How To Waive Monthly Fees
- First Tech Rewards Checking: None
- First Checking Plus: None
- Carefree Checking: None
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Bottom Line
While First Tech Federal Credit Union is great because they have no monthly service fees, be wary that opening an account with them may hurt your credit score because they could have a hard pull credit inquiry.
While they have generous bonuses, First Tech Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare First Tech Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back at this page for updated First Tech Federal Credit Union promotions, bonuses and offers.
If ever your identity is ever stolen, pray to the heavens that the thieves don’t open an account at First Tech Federal CU! A brick wall gets things done faster than this CU. No other institution gave me any trouble – it’s a fraudulent account? Oh let’s close that! Thank you, done, the end.
When this started on Nov 6th, 2020 these guys had me fill out a 5 page form (which I sent back the same day) with no promise of when to expect a follow up. We’ve called so many times I’ve lost count. They verify me like I’m a member and give me the same line – this situation is in review. Their fraud department doesn’t take phone calls – but hasn’t sent any of the communications that the phone reps have promised. Now they’ve sent me a tax form saying that I have earned interest! I’m so fed up.
When we called today, 2/11/2021, I told the rep that no other company has given me this much trouble, they just closed the fraudulent account and it was done, and she said that THAT WAS ACTUALLY A COMPLEMENT! She said that they don’t want to make it easy for fraudsters – but the fraudsters had no problems at all opening this account! It’s me trying to close it that is having problems! She kept saying that their fraud department would email me (I’m not holding my breath…) We asked how long before this was resolved. She said it can take up to 90 days. IT’S ALREADY BEEN MORE THAN 90 DAYS!
Their website says membership in the Computer History Museum or the Financial Fitness Association qualifies you to join 1st Tech…
i called them and they said you have to be an employee of the technology companies to get the bonus.
Hi Amisha, please note the source of the APY was the math calculation we did by calculating the lowest $200 bonus tier amount ($25,000) in order to show the additional APY (3.20%) you will be getting in addition to the standard 0.25% rate. It was listed for reference only and was not advertised on the website. If you have any additional questions or concerns regarding this bonus, please contact First Tech Federal Credit Union CSR. Thank you.
I can’t see anywhere in the first tech website where it says account will earn “3.2% APY for six months + 0.25% APY” ???
FYI: It was hard pull to join & equifax/transunion used.