Here you will always find an updated list of First Horizon Bank promotions, bonuses, and offers.
Update 9/25/25: There’s currently a $700 checking and savings bonus available through 11/29/25. The $800 business checking bonus is also available valid through 11/29/25.
About First Horizon Bank Promotions
First Horizon Bank, formerly known as First Tennessee Bank, first opened its doors in Memphis, Tennessee in the year 1864 and has since expanded its services in Tennessee and into other states such as Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, Texas, and Virginia.
Please continue reading to find all First Horizon Bank promotions.
First Horizon Bank $700 Checking & Savings Bonus
- What you’ll get: $700 bonus
- Account Type: Checking & Savings account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, and parts of VA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: None
- Early Account Termination Fee: None
- Household limit: None
(Expires 11/29/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get a $450 bonus when you open a FirstView Checking account with direct deposits totaling $2,000 or more within 90 days from the account opening. When applying, you’ll get an opportunity to open a Traditional Savings account to take advantage of the full benefits of this offer.
- Then, get a $250 bonus when you open a Traditional Savings account with a total deposit of $3,000 or more in new money within 30 days of account opening and maintain that for 90 days.
- To qualify for the $450 cash bonus, open a new FirstView Checking account between 09/15/2025 and 9PM EST 11/29/2025. Applicant must be a new First Horizon Bank client that has not had a consumer checking account with First Horizon Bank in the last twelve (12) months. Applicant must reside within 50 miles of a First Horizon banking center. Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates. Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security. Non-qualifying deposits include person-to-person, bank, or other electronic money transfers (such as Zelle®), such as those made through internet payment services. The checking account must be open a minimum of 90 days. Bonus will only be paid to open accounts with a positive balance. The cash bonus will be deposited into your account within 15 business days after qualifying activities are met. All FirstView accounts require a $50 minimum opening deposit.
- To receive the extra $250 bonus (total amount of bonus equal to $700): Client needs to complete all the above requirements for the checking account and client must: 1) Open a new Traditional Savings account at the same time as the checking account above which is subject to approval. 2) Deposit a total of $3,000 or more in new funds into the new savings account within 30 days of the savings account opening; AND 3) Maintain a minimum $3,000 balance for 90 days from the day of the deposit. The new funds cannot be money held by you at First Horizon or its affiliates. After you have completed all the above savings requirements, we’ll deposit the extra $250 bonus into your new checking account within 15 business days. Bonus will be paid to active checking accounts only. Traditional savings accounts require a $50 minimum opening deposit.
- Offer is available to individuals only. It is non-transferable and may not be combined with other offers. Eligibility may be limited based on account ownership. Offer and account opening subject to bank approval.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Other terms and conditions of your account are disclosed in your Bank Depositor Agreement. Offer and account opening subject to bank approval.
First Horizon Bank $800 Business Bonus
- What you’ll get: $800 bonus
- Account Type: BizEssentials Checking
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $50
- Monthly Fee: $0 – $25, see below
- Closing Account Fee: The account must be in good standing for 6 months
- Business Entity Limit: 1
(Expires 11/29/2025)
Editor’s Note: The terms state that “Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months.” You should still be able to get the bonus by filling your information to request a code, but YMMV.
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a BizEssentials Checking account
- Deposit at least $25,000 within 15 days of account opening
- Maintain an average daily collected balance of $25,000 for the first three full statement cycles
- Complete 20 qualifying transactions (such as deposits, withdrawals or payments) within the first three full statement cycles
- Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months. Opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates. Limit one bonus per company.
- To qualify for the $800 bonus:
- Open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 11/29/2025,
- Deposit at least $25,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $25,000 for the first three (3) full statement cycles
- Conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account. Full statement cycles are from the first day of the month to the last day of the month. Your first statement is normally a partial cycle and will be excluded from campaign calculations.
- BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking accounts require a $100 minimum opening deposit. A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card. The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to bank approval.
First Horizon Bank $450 Checking Bonus (Expired)
- What you’ll get: $450 bonus
- Account Type: Checking account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA (Bank Locator)
- Direct Deposit Requirement: Yes, $2000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: None
- Early Account Termination Fee: None
- Household limit: None
(Expires 07/15/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the bonus, open a new FirstView or SmartView Checking account
- Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
- The cash bonus will be deposited into your account within fifteen (15) business days after qualifying activities are met.
- To qualify for the $450 cash bonus, open a new FirstView or SmartView Checking account between 04/15/2025 and 07/15/2025.
- Client must be a new or existing First Horizon Bank client that has not had a consumer checking account with First Horizon Bank in the last twelve (12) months.
- Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates.
- Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Non-qualifying deposits include person-to-person, bank, or other electronic money transfers, such as those made through internet payment services.
- Account must be open a minimum of ninety (90) days.
- Offer may not be combined with other offers.
- The cash bonus will be deposited into your account within fifteen (15) business days after qualifying activities are met.
- Bonus will only be paid to open accounts with a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- All FirstView and SmartView Checking accounts require a $50 minimum opening deposit.
- Other terms and conditions of your account are disclosed in your Bank Depositor Agreement.
- Offer and account opening subject to bank approval.
First Horizon Bank $400 Merchant Services Bonus *Expired*
Earn a $400 bonus at First Horizon Bank!
When you open a Merchant Services Account and meet all the requirements, you can earn up to a $400 bonus at First Horizon Bank. Use promo code MSJRNY.
- Account Type: Merchant Services Account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
- Direct Deposit Requirement:
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: None
- Early account termination fee: Bonus forfeit if closed within six months from account opening
- Household limit: 1
(Offer expires September 30, 2021)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How to Earn $400 Merchant Services Bonus
HOW TO EARN BONUSFINE PRINT
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Use promo code MSJRNY.
- $100 bonus:
- <$55,000 in estimated gross credit card sales processing, a $100 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $250 bonus:
- For those between $55,001 and $300,000 in estimated gross credit card sales processing, a $250 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $400 bonus:
- Those between $300,0001 and $2,500,000 in estimated gross credit card sales processing, a $400 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- Offer only applies to recipients who do not have a Merchant Services account with First Horizon Bank.
- Client must open a First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21.
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Restrictions and qualification requirements may apply.
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Bottom Line
First Horizon Bank offers both business and personal accounts that can meet your needs. Additionally, by opening them you can earn bonuses when you meet the requirements. While these accounts aren’t exactly spectacular if you qualify you should definitely apply for First Horizon Bank promotions.
Furthermore, First Horizon Bank promotions are temporary, but you can always earn money using interest-earning accounts such as CDs and Savings Accounts. Also, we recommend you compare First Horizon Bank rates with our full list of Bank Rates and CD Rates.
Compare First Horizon Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
Additionally, if you have experience banking with First Horizon Bank please let us know about your experience by commenting below. By commenting, you help make the site better for all readers!
*Finally, check back at this page for updated First Horizon Bank promotions, bonuses and offers.
still going strong: get a $50 visa rewards card by opening account through this link
https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Seems To work fine. Make sure you submit the referral form first, THEN sign up for the $200 bonus and make sure the code QCH200 appears in the link.
DIDN’T WORK. THE LINK/SIGN-UP ONLY GAVE ME A $5 CREDIT. THE PROMO CODE DIDN’T WORK AFTER I SIGNED UP…..
It’s been proven that you can easily get an extra $50 for yourself by going through someone’s referral link first then sign up for the $200 bonus. To get the extra $50 (visa gift card) however, you must complete two direct deposits of at least $100 each within 60 days of account opening and then
both you and the referrer person will get a $50 Visa Gift Card (within about 6 weeks).
good deal if you ask me
Here is my link. https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Feel free to use for the extra $50