Find the latest GTE Financial CD Rates, Offers, and Promotions here.
Best CD Rates: 4.87% APY, 36-month Jumbo Share Certificate, $100K minimum deposit.
Availability: Nationwide. Easy membership by joining CU Savers ($10 one-time membership fee); residents of certain Tampa Zip Codes; SEGs.
Credit Inquiry: Hard Pull
About GTE Financial
GTE Financial’s mission is to be the preferred financial services provider and employer in their marketplace. GTE Financial exists because of and for their members. They strive to provide the best value and service.
There are 24 branch locations throughout Florida. However, anyone can become a member online. See the membership requirements below.
| Eligibility: Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes in the Tampa area. See current membership details |
They offer a vast array of products including CD options for all of your specific financial needs. Just know you can fund with ACH for free and $10 for wire. You may fund your credit card up to $5,000. You will also get a grace period for 7 calendar days before automatic renewal.
Jumbo Share Certificates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.76% | $100K |
| 12-Month | 2.27% | $100K |
| 18-Month | 3.30% | $100K |
| 24-Month | 3.81% | $100K |
| 30-Month | 4.58% | $100K |
| 36-Month | 4.87% | $100K |
| 48-Month | 3.56% | $100K |
| 60-Month | 3.31% | $100K |
*The above rates are accurate as of 9/13/2023*
GTE Financial CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make. GTE Financial has CD terms ranging from 6 months to 60 months. The dividend is compounded and credited monthly which can be transfer to a GTE Financial Savings Account.
Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates. The ownnership can be individual, joint, and trust. Once your funds have matured, you can transfer to a GTE Financial Savings Account.
- Minimum deposit: $100K
- Maximum deposit: None listed
- Early withdrawal penalty: The penalty will equal 90 days of dividends for accounts with terms of 12 months or less, and 180 days of dividends for account with terms greater than 12 months.
(NCUA Insured)
Editors Note: You can fund your CD with a credit card for up to $5k. Make sure to set your cash advance limit to $0 so you don’t worry about getting a fee.
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
| Quontic Bank CD (Up to 4.25% APY) | |
GTE Financial CD Features
- Competitive interest rates
- NCUA Insured
- Unlimited number of beneficiaries, Social Security numbers required.
Bottom Line
These are the current CD rates and terms offered by GTE financial. An online account is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*I recommend checking out Discover Bank Promotions here for other great promotions and bonuses.
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Sallie Mae | 4.35% APY 10-Month CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.87% APY 11-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| Quontic Bank | Up to 3.75% APY CD | Review |
| GreenState Credit Union | 3.65% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.55% APY 15-Month CD | Review |
| Blue Federal Credit Union | 3.50% APY 9-Month No Penalty CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
If you are interested in more CD rates continue looking here on HustlerMoneyBlog. We have in-depth lists of the best CD rates found nationwide. To get started, check out our lists below.
Best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest GTE Financial CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
On your jumbo cd’s covered by FDIC and is interested avail on monthly payment plan