Take advantage of Guaranty Bank promotions, bonuses, and offers here!
Update 7/11/25: There’s currently a $300 checking bonus valid through 9/30/25.
Guaranty Bank $300 Checking Bonus
Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: MO (Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: Not listed
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 09/30/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new qualified Elevate Checking account, which is subject to approval, by September 30, 2025;
- At least one direct deposit or direct debit made through the Automated Clearing House (ACH) Network has posted to the account;
- The debit card has been used at least once during that same statement cycle; and,
- Receive your monthly statements for this account electronically. Personal online banking enrollment, whether through a browser or our mobile banking app, and a valid email address are required to receive electronic statements.
- New Account Bonus Offer: $300 bonus will be paid within 30 calendar days after all of the following occurs:
- a) Open a new qualified Elevate Checking account, which is subject to approval, by September 30, 2025;
- b) At least one direct deposit or direct debit made through the Automated Clearing House (ACH) Network has posted to the account;
- c) The debit card has been used at least once during that same statement cycle; and,
- d) Receive your monthly statements for this account electronically. Personal online banking enrollment, whether through a browser or our mobile banking app, and a valid email address are required to receive electronic statements.
- Direct deposit ACH examples are, but not limited to, an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or CashApp) are not considered a direct deposit. Direct debit ACH examples would be, but are not limited to, a car payment, mortgage, rent payment or another household bill. Qualifying VISA debit card purchases are defined as point-of-sale transactions made with your Guaranty Bank debit card that are completed using a PIN (personal identification number), signature, contactless, or mobile wallet (e.g., Apple Pay, Google Pay, Samsung Pay). ATM withdrawals, ATM transfers and debit card payments authorized but not yet posted do not count toward the debit card requirement.
- Additional terms of this bonus offer: Offer is for new Elevate Checking accounts only. Account must be open a minimum of 30 calendar days, be positive and active at the time bonus is paid, which will be applied as a credit to the new account. Requirements must be met within 60 days of account opening. Client cannot have a previously closed consumer checking account with Guaranty Bank within the past 12 months. This offer is limited to one bonus per customer, per account, and will be paid to the primary owner. Customers who have previously received a new account bonus are not eligible. Cannot be combined with other offers. $300 promotional offer ends 09/30/2025 and is subject to change without notice. Bonus will be reported as interest to the IRS under the primary account owner, as applicable. The primary account owner is the owner who Taxpayer Identification Number (TIN), such as a Social Security Number (SSN), is assigned to the account and has tax responsibility. Client will be responsible for taxes on this bonus. Consult your tax advisor.
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Bottom Line
Although you can earn a generous bonus from Guaranty Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Guaranty Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!
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