Here are the most recent Gulf Coast Federal Credit Union CD rates, offers, and promotions.
Best CD Rate: 18-month Share Certificate, 3.50% APY, $500 minimum deposit
Availability: Three South Texas counties (Corpus Christi metropolitan statistical area)
Credit Inquiry: Unknown
About Gulf Coast Federal Credit Union
Like all credit unions, Gulf Coast Federal Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. When you join the Credit Union, you will enjoy the many advantages of doing business with a people oriented, member owned, financial organization.
Eligibility: If you live, work, worship or attend school in Nueces, Jim Wells or San Patricio Counties you’re eligible for membership. Check out their Eligibility Requirements to see all of the possible ways to join.
Standard CD
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.60% | $500 |
| 12-Month | 2.45% | $500 |
| 14-Month | 3.25% | $500 |
| 18-Month | 3.50% | $500 |
| 24-Month | 2.75% | $500 |
| 36-Month | 2.10% | $500 |
IRA CD
| Term | APY Rate | Minimum Deposit |
| 12-Month | 2.45% | $500 |
| 24-Month | 2.75% | $500 |
| 36-Month | 2.10% | $500 |
*The above rates are accurate as of 09/06/2022*
Gulf Coast Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a Gulf Coast FCU CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: No Stated Cap
- Early withdrawal penalty: 180 days of dividends
(NCUA Insured)
| Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.75% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY). |
Gulf Coast Federal Credit Union CD Features
- No hidden fees. No maintenance fees
- Competitive rates for all terms
- 24/7 access to your account
- Federally insured by the NCUA
Bottom Line
By joining Gulf Coast FCU you get to enjoy from a simple to set up account, as well as being NCUA insured.
Their rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*Although Gulf Coast Federal Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here.
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| FVCbank | 4.80% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Quontic Bank | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.15% APY 11-Month No-Penalty CD | Review |
This is a great opportunity to invest in a high-interest CD from Gulf Coast FCU. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Gulf Coast FCU CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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