
Find the latest Hancock Whitney Bank promotions, bonuses, and offers here!
Update 8/27/26:
- The $600 checking and savings bonus is back through 2/28/27.
- The $1250 business checking bonus is available through 2/28/27.
About Hancock Whitney Bank Promotions
With almost 200 locations in LA, MS, FL, AL, and TX, Hancock Whitney Bank provides a variety of services and features in all aspects of banking to make sure your financial needs are taken care of!
I will review the Hancock Whitney Bank Promotions below.
Hancock Whitney Bank $600 Checking & Savings Bonus

- What you’ll get: $600 bonus
- Account Type: Checking + Savings Account
- Availability: AL, FL, LA, MS, TX (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: No
- Credit Card Funding: None
- Monthly Fee: $10 checking; $5 savings, waivable
- Household Limit: One
- Closing Account Fee: $20, 180 days
(Expires 02/28/2027)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How to Earn Bonus
- Complete the form and they’ll send you your promo code to your email address nd open your account online or at one of our local financial centers by 2/28/2027.
- $300 bonus for Freestyle Checking: Set up and receive qualifying direct deposits totaling $2,000 or more within the first 90 days of opening the account.
- $100 bonus for Freestyle Savings: Deposit $5,000 or more within 30 days of opening the account, and maintain a $5,000 or more minimum daily balance for 60 days.
- If you meet the qualifying activities above, you’ll receive your $300 Freestyle Checking bonus and/or $100 Freestyle Savings bonus within 135 days of opening your new accounts. If you open both accounts at the same time and meet all requirements, you’ll receive an additional $200 within 135 days of opening your new accounts.
- Important details and required qualifying activities for the Freestyle Checking and Freestyle Savings offers: Use the required promo code when opening your new checking and/or savings account by the offer expiration date of 2/28/2027. The email given at account opening must match the email address submitted to get the offer promo code. Receive a $300 bonus when you open a Freestyle Checking account and set up and receive a total of $2,000 or more in direct deposits within the first 90 days of opening. Receive a $100 bonus when you open a Freestyle Savings account and deposit $5,000 within 30 days of opening and maintain a $5,000 minimum daily balance for 60 days. Receive an additional $200 bonus when you open both accounts at the same time and meet all requirements. If you meet all requirements listed for either account or both, we will deposit the earned bonus and additional bonus if applicable into your new personal checking account and/or savings account within 135 days of opening your new accounts. The checking bonus will be applied to the checking account, while the savings bonus and additional bonus (if applicable) will be applied to the savings account. Account(s) must be open and with a positive balance at the time of bonus award, otherwise bonus is forfeited.
- Offer available to new Hancock Whitney checking clients 18 years of age or older. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years. We reserve the right to disqualify any individual from this offer and recover any bonus if we determine, based on information available to us, that you engaged in fraud or misrepresentation, or activity designed to circumvent the offer requirements.
- A qualifying direct deposit is a recurring electronic payment, such as payroll, pension, Social Security, or other government or monthly income, made by an employer or external agency. It does not include transfers between your own accounts, non-recurring payments from services like Zelle, PayPal or Cash App, tax refunds, stimulus payments, wire transfers or deposits made at a branch, ATM, by mail, mobile device, or online transfer.
- The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Offer valid only to residents of Texas, Louisiana, Mississippi, Alabama, or Florida. Limit of one consumer savings-related bonus and one consumer checking-related bonus per household every 2 calendar years and a household lifetime maximum of 2 checking and/or 2 savings bonuses. Bonuses may be considered interest and may be reported on IRS Form 1099.
Hancock Whitney Bank $1250 Business Checking Bonus

- What you’ll get: $1250 bonus
- Account Type: Business Checking Account
- Availability: AL, FL, LA, MS, TX (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: No
- Credit Card Funding: None
- Monthly Fee: $0 – $25, waivable
- Household Limit: None listed
- Closing Account Fee: Account must be opened for 180 days, or bonus will be deducted.
(Expires 02/28/2027)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Chase Business Checking ($500 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | |
How to Earn Bonus
- Receive a $500 Business Checking bonus when you open Preferred, Essential, or Interest business checking account and:
- 1. Deposit $5,000 within 30 days of opening.
- 2. Maintain a $5,000 minimum daily balance from days 31 to 90 after opening.
- If you meet all requirements listed, Hancock Whitney will deposit the $500 promotional offer earned into your new business checking account within 135 days of opening your new account.
- Up to $750 offer for Merchant Services:
- 1. To earn $250 activate a Merchant Services account.
- 2. To earn $500 process more than $5,000.
- 3. To earn $750 process more than $7,500 and open a Pay Bills and/or Payroll account.
- If you meet the qualifying activities, you will receive your $500 small business checking offer and/or up to $750 Payment Processing offer within 45 days after the requirements due date.
- Important details and required qualifying activities for the $500 Business Checking Offer requirement: Use the required promo code, 2034SBCK26, when opening your new Preferred, Interest, or Essential Business checking account with new money not currently held by Hancock Whitney Bank before the bonus expiration date of 2/28/2027. Receive a $500 bonus when you open a Business Checking account and make at least $5,000 in qualifying deposits within the first 90 days of opening.
- Receive a $500 Business Checking bonus when you open Preferred, Essential, or Interest business checking account and:
- 1. Deposit $5,000 within 30 days of opening.
- 2. Maintain a $5,000 minimum daily balance from days 31 to 90 after opening.
- If you meet all requirements listed, Hancock Whitney will deposit the $500 promotional offer earned into your new business checking account within 135 days of opening your new account. Account(s) must be open and with a positive balance at the time of bonus award, otherwise the bonus will be forfeited.
- This offer is available to new-to-bank or existing Hancock Whitney checking clients who currently do not have a business or commercial checking account; have not closed a business or commercial checking account in the past 90 days; or did not have a checking account closed with a negative balance in the past three (3) years.
- 2Preferred Checking $18 monthly service charge waived with any of the following: $5,000 min. daily balance, combined deposit and loan balances for the month of $25,000 or more, $2,000 in monthly business credit card transactions, or an active Merchant Services payment processing account.
- 3Interest Checking $25 monthly service charge waived with any of the following: $25,000 min. daily balance, combined balances of loans and deposits for the month of $50,000 or more.
- 4 Up to $750 Payment Processing Bonus: Use the required promo code, 9267SBP01, to receive the Payment Processing Promotional Offer you must both apply and be approved for a new Merchant Services payment processing account and open a new business checking account1 before the offer expires on 2/28/2027. The following criteria will be used to determine your Payment Processing Promotional Payout amount:
- • To qualify for the $250 Payment Processing offer, you must (1) apply and be approved for a new Merchant Services payment processing account and, (2) open and activate the account by processing a minimum of $20 in total payment volume no later than the end of the second full calendar month after credit approval. If you meet all requirements, the $250 bonus will be deposited into your eligible Hancock Whitney Business Checking account within 30 days after the two-month qualification period ends, provided all requirements are met. Example: If your account is approved on January 10, you must process at least $20 by March 31. Your $250 bonus will then be deposited within 30 days of March 31.
- • To qualify for the $500 Payment Processing offer, you must (1) apply and be approved for a new Merchant Services payment processing account and, (2) process between $5,000 and $7,499 in total payment volume no later than the end of the second full calendar month after credit approval. If you meet all requirements, the $500 bonus will be deposited into your eligible Hancock Whitney Business Checking account within 30 days after the two-month qualification period ends, provided all requirements are met. Example: If your account is approved on January 10, you must process at least $5,000 by March 31. Your $500 bonus will then be deposited within 30 days of March 31.
- • To qualify for the $750 Payment Processing offer, you must (1) apply and be approved for a new Merchant Services payment processing account that operates on the Clover platform, and (2) process $7,500 or more in total payment volume no later than the end of the second full calendar month after credit approval, and (3) enroll in Melio Pay Bills and/or Clover Payroll by ADP via the Clover Dashboard after your Merchant Services account has been approved and Clover account activated. If you meet all requirements, the $750 bonus will be deposited into your eligible Hancock Whitney Business Checking account within 30 days after the two-month qualification period ends, provided all requirements are met. Example: If your account is approved on January 10, you must process at least $7,500 by March 31. Your $750 bonus will then be deposited within 30 days of March 31.
- The Merchant Services payment processing account must remain open and active until the bonus is paid after account activation. Merchant Services Early Termination Fee and Monthly Minimum Fee applies. The bonus will be deposited into your linked Hancock Business Checking account.
- A new or existing Hancock Whitney Business Checking account is required for this offer and must be used to settle funds through the merchant services processing activities. The business checking account must remain open and active until the bonus is paid.
- Based on the requirements you meet as defined above for the Merchant Services Payment Processing Bonus, your bonus will be posted to your Business Checking account.
- The Merchant Services payment processing offer may be used in conjunction with the Business Checking offer1. A maximum of one Business Checking bonus and one Merchant Services bonus may be redeemed per tax ID and/or address within a calendar year.
Hancock Whitney Bank $1000 Checking & Savings Bonus (Expired)

- What you’ll get: $1000 bonus
- Account Type: Checking + Savings Account
- Availability: AL, FL, LA, MS, TX (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: No
- Credit Card Funding: None
- Monthly Fee: $10 checking; $5 savings, waivable
- Household Limit: One
- Closing Account Fee: $20, 180 days
(Expires 10/31/2025)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How to Earn Bonus
- Complete the form and they’ll send you your promo code to your email address nd open your account online or at one of our local financial centers by 10/31/2025.
- $300 bonus for Freestyle Checking: Set up and receive qualifying direct deposits totaling at least $500 each month by 12/31/2025.
- Your account and direct deposits must remain open and active during the entire promotional period which includes up to when the bonus is paid by 2/28/2026.
- If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 2/28/2026.
- $200 bonus for Freestyle Savings: You must deposit $10,000 or more into your Freestyle Savings account by 11/30/2025.
- Your account must remain open and active and you must maintain a minimum daily balance of $10,000 or more during the entire promotional period which includes up to when the bonus is paid by 2/28/2026.
- If requirements are met, we will deposit the earned bonus into your new Freestyle Savings account by 2/28/2026.
- You will receive the additional bonus amount of $500 if you open both accounts at the same time and meet all requirements and it will be deposited into your checking account by 2/28/2026.
- Important details and required qualifying activities for the $300 Freestyle Checking offer: Use the promo code referenced above when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 10/31/2025. Set up and receive qualifying direct deposits totaling at least $500 each month by 12/31/2025. Your account and direct deposits must remain open and active during the entire promotional period which includes up to when the bonus is paid by 2/28/2026. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 2/28/2026.
- Offer available to new Hancock Whitney checking clients 18 years of age or older. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years.
- Promotion Requirements for the Freestyle Checking offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. All account applications are subject to approval.
- A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, Social Security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Account transfers, mobile deposits, payments from Zelle, PayPal, Cash App or other similar providers, tax refunds or deposit made at a branch or ATM are not qualifying direct deposits.
- The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. Bonuses may be considered interest and may be reported on IRS Form 1099.
- Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file; or is an eligible Priority Checking or Private Wealth Management Client; or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing fee will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
- Important details and required qualifying activities for the $200 Freestyle Savings Offer: Use the promo code referenced above when opening your new Freestyle Savings account by the offer expiration date of 10/31/2025. You must deposit $10,000 or more into your Freestyle Savings account by 11/30/2025. Your account must remain open and active and you must maintain a minimum daily balance of $10,000 or more during the entire promotional period which includes up to when the bonus is paid by 2/28/2026. If requirements are met, we will deposit the earned bonus into your new Freestyle Savings account by 2/28/2026.
- Promotion Requirements for the Freestyle Savings offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. Must be 18 years of age or older.
- The bank may discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer savings-related bonus per household every 2 calendar years. Bonuses may be considered interest and may be reported on IRS Form 1099.
- Freestyle Savings Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $5 can be waived by the following: primary account holder is under 18 or age 64 and over with valid date of birth on file; or maintain a minimum daily balance of $250 or more; or have one or more client-initiated debit or credit transactions post to the savings account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. Fees may reduce earnings on the account. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
- You will receive the additional bonus amount of $500 if you open both accounts at the same time and meet all requirements and it will be deposited into your checking account by 2/28/2026.
Hancock Whitney Bank $200 Checking Bonus (Expired)

- What you’ll get: $200 bonus
- Account Type: FreeStyle Personal Checking Account
- Availability: AL, FL, LA, MS, TX (Bank Locator)
- Direct Deposit Requirement: Yes, $300+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: No
- Credit Card Funding: None
- Monthly Fee: $10, waivable
- Household Limit: One
- Closing Account Fee: $20, if closed within 180 days, then bonus is forfeit.
(Expires 09/30/2025)
Editor’s Note: You can waive the $10 monthly service fee by making at least one client-initiated debit or credit transaction per month or including scheduled, automated payments, like your cellphone bill.
| Bank of America (Up to $500 bonus offer) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | |
How to Earn Bonus
- Complete the form and they’ll send you your promo code to your email address.
- Open your account online or at one of our local Financial Centers.
- Set up and receive qualifying monthly direct deposits totaling at least $300 each month by 11/30/2025.
- If you meet the qualifying activities you’ll receive your $200 checking bonus by 1/31/2026. Your account will need to stay open and active through 1/31/2026 to receive your bonus.
- Important details and required qualifying activities for the $200 Freestyle Checking offer: Use the promo code referenced above when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 9/30/2025. Set up and receive qualifying direct deposits totaling at least $300 each month by 11/30/2025. Your account and direct deposits must remain open and active during the entire promotional period which includes up to when the bonus is paid by 1/31/2026. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 1/31/2026.
- Offer available to new Hancock Whitney checking clients. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years.
- Promotion requirements for the Freestyle Checking offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. All account applications are subject to approval.
- A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, Social Security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Account transfers, mobile deposits, payments from Zelle, PayPal, Cash App or other similar providers, tax refunds or deposit made at a branch or ATM are not qualifying direct deposits.
- The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. Bonuses may be considered interest and may be reported on IRS Form 1099.
- Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file; or is an eligible Priority Checking or Private Wealth Management Client; or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing fee will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. Please refer to the Truth in Savings Disclosure for other applicable fees and information.
Hancock Whitney Bank $300 Checking Bonus (Expired)

- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: AL, FL, LA, MS, TX (Bank Locator)
- Direct Deposit Requirement: Yes, $300+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: No
- Credit Card Funding: None
- Monthly Fee: $12 or $20, waivable
- Household Limit: One personal checking bonus per household every 2 calendar years.
- Closing Account Fee: $20, if closed within 180 days, then bonus is forfeit.
(Expires 12/31/2024)
Editor’s Note: If you open the Priority Checking for the $300 bonus which has a $20 monthly fee. To waive the monthly fee, you must have a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances.
It may be better to open the $200 bonus with the Freestyle checking in order to waive the monthly fee more easily.
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How to Earn Bonus
- Complete the form and they’ll send you your promo code to your email address.
- Open your account online or at one of our local financial centers by 12/31/2024.
- Set up and receive qualifying monthly direct deposits by 2/28/2025.
- If you meet the qualifying activities you’ll receive your checking bonus of up to $300 by 4/30/2025. Your account will need to stay open and active to receive your bonus.
- Important details and required qualifying activities for the Up to $300 Any Checking offer:
- Use the promo code referenced above when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 12/31/2024. You must set up and receive qualifying direct deposits by 2/28/2025.
- For Freestyle Checking you must set up and receive qualifying direct deposits totaling at least $300 each month; for Priority Checking you must set up and receive qualifying direct deposits totaling at least $1,000 each month; and for Assure Checking you must set up and receive qualifying direct deposits totaling at least $50 each month.
- Your account and direct deposits must remain open and active during the entire promotional period which includes up to when the bonus is paid by 4/30/2025. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 4/30/2025. The earned bonus for Freestyle Checking is $200, for Priority Checking it is $300 and for Assure Checking it is $50.
- Promotion Requirements for the Any Checking Up to $300 offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. All account applications are subject to approval.
- A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify.
- The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. Bonuses may be considered interest and may be reported on IRS Form 1099.
How To Waive Monthly Fees
- FreeStyle Checking: Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file; or is an eligible Priority Checking or Private Wealth Management Client; or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle.
- Freestyle Savings: To avoid the $5 monthly service charge, all you need to do is either:
- Maintain a minimum daily balance of $250
- Make one client-initiated debit or credit transaction per statement cycle
- Primary account owners younger than 18 or 64 and older pay no service charge
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Bottom Line
Hancock Whitney Bank is now offering attractive bonuses! If you live in the area definitely take advantage of these fantastic promotions, all three trigger soft pulls and provide extensive banking expertise. Therefore I would highly recommend this deal since it will not affect your credit score!
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Hancock Whitney Bank can offer you fantastic resources to better your banking experience, however, they do not provide very competitive Savings and CD rates. Take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
Compare Hancock Whitney Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for more Hancock Whitney Bank promotions, bonuses, and offers.




Hancock Whitney Bank $300.00 promotional code to open Freestyle checking account. Me – too lazy to drive a couple of hours along the Gulf 🙂
Hancock Whitney Bank $300.00 promotional code to open checking account
This a really great deal
Don’t be a greedy troll, that behavior is both obnoxious and shows the kind of integrity you have. This is why banks are beginning to terminate account relationships because of people like this who continue to game this system, smh!
In my experience, this institution fails to honor their promotions and cannot understand their own fine print. Use caution interacting with them.
Don’t be greedy.
I got a bonus from this bank early this year, then recently closed it. If I open another account during the last week of this year, and make several debit cad purchase in January, could I get another bonus in early 2018?