Hawthorn Bank Promotions: $300, $1000 Checking, Business Bonuses (MO, KS) – Ends 3/31/26

• Mention code 2026Cash300 during account opening.
• Open a new qualifying checking account, which is subject to approval, keep the account in good standing; AND
• Have two or more direct deposits totaling at least $500 made to this account within 90 days of account opening.
• After the full 90-day qualification period, qualifying customers will receive a direct deposit of $300 to their checking account within 2-6 weeks of the qualifying period end date.

• Offer is not available to existing Hawthorn Bank checking customers.
• To receive the bonus: 1) Open a new qualifying checking account, which is subject to approval, keep the account in good standing; AND 2) Have two or more direct deposits totaling at least $500 made to this account within 90 days of account opening.
• Deposit accounts must be opened by March 31, 2026 when offer expires.
• Checking accounts may be opened with a $25 deposit.
• After the full 90-day qualification period, qualifying customers will receive a direct deposit of $300 to their checking account within 2-6 weeks of the qualifying period end date. Accounts with a zero balance will be closed, will not qualify, and are subject to early closure fee. Please mention this offer or promo code 2026Cash300 in order to receive this incentive. Offer expires March 31, 2026.

• To qualify, open a new qualifying business checking account, which is subject to approval,
• Maintain required average ledger balance ($50,000 or $10,000), during last full month of your 90-day qualification period, and meet these requirements:
  • make 2 or more ACH transactions totaling $7,500 within 90 days to earn $1,000, or
  • make 2 or more ACH transactions totaling $2,500 within 90 days to earn $500.
• After the 90-day qualification period, qualifying businesses will receive a direct deposit within two to eight weeks.

• To qualify, open a new qualifying business checking account, which is subject to approval, maintain required average ledger balance ($50,000 or $10,000), during last full month of your 90-day qualification period, and meet these requirements: make 2 or more ACH transactions totaling $7,500 within 90 days to earn $1,000, or make 2 or more ACH transactions totaling $2,500 within 90 days to earn $500.
• Qualifying ACH activity includes debits and credits totaling the amounts listed above.
• Accounts with a zero balance will not qualify and will be closed.
• After the 90-day qualification period, qualifying businesses will receive a direct deposit within two to eight weeks.
• Additional fees may apply.
• Please refer to our Business Fee Schedule(Opens in a new Window).
• Offer is valid for new business checking customers ONLY.
• Payment of a bonus may result in the issuance of a 1099. Offer expires March 31, 2026.

Current Customer/Referrer:

1. Refer a friend or family member to Hawthorn Bank by completing the Registration Form.
2. Have them open a new business checking account.
3. Once the requirements are met, you will receive the $50 bonus.

New Customer/Referee:

1. The new member must open a new business checking account
2. Must complete two (2) or more ACH debits and/or ACH credits totaling at least $500
3. Keep the account open for at least 60 days

For a personal checking account:

• Receives two (2) or more direct deposits to their new Hawthorn Bank personal checking account totaling at least $500 AND
• Keeps the account open for at least 60 days
• The referred person receives a $50 Visa Reward Card.
• Your friends and family can earn an ADDITIONAL $25 when they open an additional deposit product within 60 days of opening their new personal checking account AND meet the above requirements.

For a business checking account:

• Completes two (2) or more ACH debits and/or ACH credits totaling at least $500
• Keeps the account open for at least 60 days
• The referred person receives a $150 Visa Reward Card.

• The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person or Business) to Hawthorn Bank who registers for the offer, opens a new Hawthorn Bank personal checking or business checking account and completes the other requirements listed below within the time specified in the offer.
• To make a referral, the Referrer must register for the program and share the offer with their friends, family, or co-workers.
• A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
• The Referred Person or Business may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer.