For residents of Louisiana, Home Federal Bank is offering up to 2.00% APY with a maximum balance of $15,000 with their free Rewards Checking Account. You’ll enjoy the FREE checking account with tiered interest rates! You can also receive foreign ATM fee refund of up to $10.00 if the minimum monthly requirements are met. If you live in the state of Louisiana, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Home Federal Bank today!
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Table of Contents
Home Federal Bank Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 2.00% APY
- Maximum Balance: $15,000
- Availability: Louisiana (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $250
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: one direct deposit of at least $500.00, one ACH debit for any amount, receive imaged checks in a monthly E-Statement, and at least 15 signature debit card transactions of at least $5.00 or more
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Home Federal Bank Rewards Checking Features:
- FREE checking account
- Minimum balance requirement of $250
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $10 per month on ATM fees
- To qualify you must have per month: one direct deposit of at least $500.00, one ACH debit for any amount, receive imaged checks in a monthly E-Statement, and at least 15 signature debit card transactions of at least $5.00 or more
How To Earn Up to 2.00% APY Rate:
- Sign up to Home Federal Bank Rewards Checking Account to earn 2.00% APY for up to $15,000.
- Must have one direct deposit of at least $500.00
- Must complete one ACH debit for any amount that posts and clears the account during the monthly statement cycle
- Must receive imaged checks in a monthly E-Statement
- Must complete at least 15 signature debit card transactions of at least $5.00 or more that post and clear the account during the monthly statement cycle
Note: Balances over $15,000 earn 0.35% APY. Balances that fail to meet all requirements earn 0.35% APY
 With the Discover Checking Account: • Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month • No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account. • Early Pay – Get your paycheck up to two days early with no charge • No credit impact - You can apply without affecting your credit score. • Fraud Protection - You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know. • Apply in minutes - Applying for a Cashback Debit account is simple and fast. • Fee free overdraft protection |
Bottom Line:
Home Federal Bank is offering a great rewards checking account program for those that are residents of Louisiana. There is no monthly fee and the account has a great interest rate! Remember that if your balance is over $15,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
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2% as of 3/1/2017
Thanks Gail!