It’s never too early to start teaching your children about financial responsibility, and it’s never a bad idea to open up a chase account. Opening a Student checking account for your teen is a big decision that requires a lot of careful thought beforehand. That’s why I’ve put together a short list of things you need to consider when opening a Chase Student checking account.

If you’re looking for a great starter account for your child that offers a great incentive, get a coupon for the Chase Total Checking® + Chase Savings^SM accounts. For more Premium banking services, you may want to consider the Chase Premier Plus Checking^SM account.

TOP CHASE BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
Chase Business Complete Checking®	$300 or $500 Cash	Review
Chase Private Client	$3,000 Cash	Review
Chase Total Checking®	$300 Cash	Review
J.P. Morgan Self-Directed Investing	Up to $700 Cash	Review
Chase College Checking^SM	$100 Cash	Review
Chase Secure Banking^SM	$100 Cash	Review

Table of Contents

Opening a Chase Student Checking Account

Here are four things you may want to consider before opening a Chase account for your teen:

Consider the Purpose for the Account: Do you want a checking or savings account? Do you want your teenager to be able to access money for school purposes or to invest in their future with a savings account? These are some questions that you need to consider before opening the account. You will need to know what is best for your situation. Be sure to speak with a Chase representative if you have any questions.
Know Which Chase Account to Open: Research online to find out which Chase bank account option is best for your teenager, or go to your nearest Chase Bank branch and talk to a representative. Different accounts offer different benefits, so know which one is best for you and your teen! If you want to earn some cash bonuses and open a bank account for your teenager at the same time, scroll down for more details for our Chase Coupons.
Set It Up Together: You’ll have to teach them the importance of maintaining the account. They’ll have to understand the responsibilities that having a bank account offers. By setting it up together, they can ask their own questions and learn more about the account. Make sure to walk them through the process of depositing and withdraw money. Show them all the features of how the bank account works like using it through a mobile device or accessing it through an ATM.
Monitor Activity: After all is said and done and you made a Chase bank account, make sure that they aren’t making crazy purchases. They need to understand the importance of maintaining funds in their bank account. Show your son or daughter how to maintain a specific balance for their bank account. Show them the process of understanding what purchases they made. Make them responsible for their actions. After all, this is a big step into the adult world!

• Enjoy $100 as a new Chase checking customer when you open a Chase College Checking^SM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
• $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
• Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
• Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
• With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.
• With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly.
• JPMorgan Chase Bank, N.A. Member FDIC

*With Chase Overdraft Assist^SM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

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Bottom Line

Opening a checking account is a great step forward for your teen. After learning how to manage an account, your child will be a much more responsible adult later on in life. Before you get started with the account, take a step back and think about the four things that are listed above.

Manage your money and open your student checking account today, see what you need to open a Chase Bank Account before you go in! If you want to hear about more banking options from Chase, check out our full list of Chase Coupons to get access to the latest banking promotions & the Best Chase Credit Card Deals to get started.