Manage your finances without losing sight of what life is all about. The HSBC Gold Mastercard® credit card delivers the extra spending power you need. Currently, you can apply for their special offer and receive 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening.
Afterwards, a variable APR of 13.24%, 17.24% or 21.24% will apply (see Rates & Fees). In addition, you’ll also receive a $0 annual fee (see Rates & Fees) along with some sweet perks. Read on to find out more about the HSBC Gold Mastercard.
HSBC Gold Mastercard credit card Summary
With the HSBC Gold Mastercard® credit card:
• 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
• No Penalty APR.
• Late Fee Waiver.
• No Foreign Transaction Fees.
• $0 Annual Fee.
• $0 liability for unauthorized purchases.
• Terms Apply.
• See Rates & Fees
Why You Should Apply
Save on Fees: Benefit from no annual fee, a late payment fee waiver, no penalty APR, no foreign transaction fees, and no fee for additional cards for authorized users. (see Rates & Fees)
Shopping Benefits: Purchase Assurance covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase. Extended Warranty doubles your original warranty for up to one additional year. Price Protection can refund the difference if you buy an item and then see it advertised for less within 60 days.
Travel Benefits: Know that you’re covered should the unthinkable happen. You and your family will be provided up to $1 million in coverage if an accident occurs on a commercial passenger vehicle. In the event of collision, damage or theft of a rental vehicle, you may be eligible for up to $50,000 in coverage.
Mobile Payments: Make purchases the way you want – quickly, conveniently and securely. HSBC currently supports multiple payment options including Android PayTM, Apple PayTM, and Samsung PayTM.
Fraud Protection: If your identity is compromised, Identity Theft Resolution Services provides assistance with credit bureau notification and credit card replacement. Security chip offers enhanced protection when used at chip-enabled terminals.
The HSBC Gold Mastercard® credit card is a good low interest credit card and balance transfer credit card. If you’re looking for a credit card just to pay off credit card debt or seeking a credit card with HSBC, then I highly recommend this card.
This card does not offer a rewards program. However, if you’re looking for a card that does have a rewards program, take a look at our complete list of credit card bonus promotions for more great credit card offers!
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