Find the most up to date Land of Lincoln Credit Union promotions, bonuses, and offers here.
Update 6/9/25: The $200 checking account is back and extended through 8/1/25.
About Land of Lincoln Credit Union Promotions
Land of Lincoln CU was established in 1947 and is headquartered in Decatur, Illinois. They have 12 locations throughout the state.
| Eligibility: Land of Lincoln Credit Union offers membership to those are affiliated with United Methodist and employed by one of their Premier Partner Businesses. |
I’ll review the offers below.
Land of Lincoln Credit Union $200 Checking Bonus
Land of Lincoln Credit Union is offering a $200 bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 08/01/2025)
Editor’s Note: Here is an alternative link (another link) to the offer.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Membership required. New checking account requires a minimum $5.00 deposit to open. No purchase necessary.
- Member incentive of $250 will be paid if member meets the following four (4) criteria:
- New checking account opened during the promotional period (6/2/25 – 8/1/25) to qualify for bonus.
- Direct Deposit of a minimum of $1,500 must be transacting to the new LLCU checking account within ninety (90) days of account opening.
- Must have minimum of ten (10) debit card transactions completed within the first sixty (60) days of account opening.
- Member must enroll new checking account in e-statement service.
- Qualifications and restrictions may apply.
- Membership required which includes a $5.00 member share deposit.
- No purchase necessary.
- Member incentive of $250 will be paid if member meets the following four (4) criteria: 1. New checking account opened during the promotional period (6/2/25 – 8/1/25) to qualify for bonus. 2. Direct Deposit of a minimum of $1,500 must be transacting to the new LLCU checking account within ninety (90) days of account opening. 3. Must have minimum of ten (10) debit card transactions completed within the first sixty (60) days of account opening. 4. Member must enroll new checking account in e-statement service.
- Member incentive ($250) will be credited to the member’s new checking account within thirty (30) days of the promotion end date if all qualifying criteria have been met.
- All prize earnings are subject to tax, please consult your tax professional for advice.
- Promotion valid for all LLCU checking account types, EXCEPT HSA, and Business Checking.
- Members that have current, pre-existing checking account prior to promotion dates who open a second checking account in effort to receive promotion incentive do not qualify.
- Visit LLCU.ORG for more details, restrictions, and qualifications.
- Federally insured by the NCUA.
Land of Lincoln Credit Union $200 Checking Bonus
Get a $200 bonus with this offer from Land of Lincoln Credit Union
Land of Lincoln Credit Union is offering a $200 bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes, no minimum (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
- The first $100 bonus:
- Open a New Checking Account at LLCU during promo period
- Enroll in ClickSWITCH Dashboard
- Set up Direct Deposit of $500/monthly within 60 days
- Make 10 or more transactions on your LLCU Debit Card
- Additional $100 bonus:
- Enroll in Online Banking
- Enroll in BillPay
- Qualifications may apply.
- Membership required.
- Incentives paid at time of completion of action items required to earn incentive.
- Monies awarded will be direct deposited into member’s new checking account.
How To Waive Monthly Fee
- Free Checking: No monthly maintenance fees
- Share Draft Plus Checking: If balance falls below $500 any time during the month, a $5 service charge will be assessed and all interest will be forfeited. If the account balance remains at $500 or more for the entire month, interest is paid on the daily balance.
- Amped Checking: If the account is not enrolled in Home Banking, e-Statements AND have 20 monthly debit card transactions, a $5 monthly fee will incur and interest will be waived.
- Premier Advantage Checking: Not listed
- Hero Checking: No Monthly Fee
- Fresh Start Checking: Not listed
- Revive Checking: $8 Monthly Fee
- Traditional Business Checking: Nominal Monthly Fee. For the small fee, get up to 150 checks, withdrawals, debits, deposited items or other credits per month.
- Business Advantage Checking: Nominal Monthly Fee. Assesses a small fee and service change per check, withdrawal, debit, deposited item or other credits, per month.
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Bottom Line
If you are looking to switch to this credit union be sure to take advantage of this current offer. However, I would only recommend this promotion to people that are planning on a new banking experience with Land of Lincoln. Additionally, if you are just looking for a checking promotion with a generous bonus, there are definitely better offers out there.
Lastly, your feedback is highly appreciated and makes our site even better!
While they have generous bonuses, Land of Lincoln Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Land of Lincoln Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S. Bank, and more!*
*Check back at this page for updated Land of Lincoln Credit Union promotions, bonuses and offers.
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