Find the latest Langley Federal Credit Union CD Rates, Offers, and Promotions here.
CD Special: 5.35% APY, 22-Month Promotional Certificate (Traditional, Roth), $500 Minimum
Availability: Nationwide, easy membership
Credit Inquiry: Soft Pull
About Langley Federal Credit Union
Langley Federal Credit Union is headquartered in Newport News, Virginia and was founded in 1936. Since then they have grown to 19 locations, offer money market rates that are 5X the national average, and it have an A health rating.
Langley Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Easy Membership: Langley Federal Credit Union offers membership to virtually any U.S. citizen or resident alien who has a valid Social Security number. There are no longer any requirements to meet to qualify for membership – anyone is welcome to apply.
|Term||APY Rate||Minimum Deposit|
|22-Month Promotional Certificate||5.35%||$500|
*The above rates are accurate as of 03/30/2023*
Langley Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $500, you can invest in a Langley Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $500
- Maximum deposit: No Limit
- Early withdrawal penalty:
- Terms of 3 to 6 month – 90 days’ dividends
- Terms of 12 months of longer – 180 days’ dividends
|Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.75% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY).|
Important Details for Langley Federal Credit Union
- Funding – ACH ($51k max), wire, or credit/debit card ($1k max).
- CO-OP Shared Branch Participant – Yes.
- Dividends – Compounded/credited monthly; automatic transfer of dividends to a Langley FCU liquid account can set up when opening a Promo IRA CD.
- Maturing Funds – Wire, cashier’s check to address on file, or internal transfer.
- Beneficiaries – Unlimited (Langley representative must assist in adding, either by phone or secured email), percentages can be assigned, Social Security numbers required.
- Grace Period – 7 calendar days before automatic renewal.
- ACH Transfers – Cannot be initiated from any Langley FCU account.
Langley Federal Credit Union CD Features
- Low minimum balance requirement
- Guaranteed return
- Free online and mobile banking
- High Yield Rate
- Insured by the FDIC up to $250,000
Looking for a short term or long term CD? Then look no further as Langley Federal Credit Union offers you a standard and simple range of CD rates. All you need to do is to pick your CD term, and have a minimum opening deposit of $500.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Langley Federal Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from Langley Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Langley Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
This is NOT Nationwide. Come on.. the information on here has not been accurate for some time.