Find the latest Latino Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: Jumbo CDs, $200k minimum deposit – 12-month (5.20% APY), 18-month (5.20% APY), 24-month (5.10% APY)
Availability: Nationwide. Easy membership requirement.
Credit Inquiry: Unknown
About Latino Credit Union
Latino Credit Union is headquartered in Durham and is the 12th largest credit union in the state of North Carolina. It was established in 2000 as a response to a wave of robberies and muggings of Latino immigrants in Durham, North Carolina. Since then, it has become a national model for credit unions and community development financial institutions seeking to serve unbanked individuals and immigrant communities.
They currently have around 77,000 members at 12 locations. However membership is open to people nationwide through their membership eligibility requirements below.
| Eligibility: Membership in Latino Credit Union is open to anyone by joining the Latino Community Development Center ($10 family membership fee). See current membership details |
Latino Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
$200K Jumbo Certificates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 4.90% | $200,000 |
| 12-Month | 5.20% | $200,000 |
| 18-Month | 5.20% | $200,000 |
| 24-Month | 5.10% | $200,000 |
| 36-Month | 4.90% | $200,000 |
| 48-Month | 4.80% | $200,000 |
| 60-Month | 4.75% | $200,000 |
*The above rates are accurate as of 4/14/2023*
Latino Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With only a opening deposit of $500, you can invest in a University Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals.
- Minimum deposit: $500 or $200,000 for Jumbo
- Maximum deposit: None
- Early withdrawal penalty:
- Certificates of 6, 12, or 18 months cancelled early are charged a penalty
of 90 days of interest or all interest accrued or earned, whichever is less. - Certificates of 24 months or more cancelled early are charged a penalty
of 180 days of interest or all interest accrued or earned, whichever is less.
- Certificates of 6, 12, or 18 months cancelled early are charged a penalty
(NCUA Insured)
| Compare to the best CDs such as Blue Federal Credit Union 15-Month CD (5.15% APY), First Mid Bank & Trust 9-Month CD (5.00% APY), FVCbank 12-Month No Penalty CD (5.06% APY), CIT Bank 6-Month CD (5.00% APY), and CIT Bank 11-Month No Penalty CD (4.90% APY). |
CD Features
- Above average interest rates
- Fixed rates depending on term: 6, 12, 18, 24, 36, 48 or 60 months
- Option to receive e-statements
- Your money is safe and federally insured up to $250,000 by NCUA
- Access your account online and do much more with our electronic services
Bottom Line
This is a great opportunity to invest in a high-interest CD from Latino Credit Union. With several different time slots and different account options, you are sure to find a length and rate that fits your needs.
The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Latino Credit Union does have competitive rates compared to traditional banks, I recommend you compare their offers with other banks such as Discover Bank Promotions below
| Blue Federal Credit Union | 5.15% APY 15-Month CD | Review |
| Ponce Bank | 5.15% APY 3-Month High Yield CD | Review |
| Quontic Bank | 5.15% APY 12-Month CD | Review |
| Ponce Bank | 5.10% APY 1-Month High Yield CD | Review |
| Ponce Bank | 5.06% APY 4-Month No-Penalty CD | Review |
| Technology Credit Union | 5.06% APY 5-Month No-Penalty CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| First Mid Bank & Trust | 5.00% APY 9-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 3-Month CD | Review |
| Blue Federal Credit Union | 5.00% APY 9-Month No Penalty CD | Review |
| OceanFirst Bank | 5.00% APY 12-Month CD | Review |
| OceanFirst Bank | 5.00% APY 6-Month CD | Review |
| OceanFirst Bank | 5.00% APY 3-Month CD | Review |
| mph.bank | 4.92% APY 6-Month No Penalty CD | Review |
| FVCbank | 4.90% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
If you are looking for a great CD account, I’d recommend to keep looking and compile a list of the best offers for you so you can narrow down the best account for you. We have listed out the best rates found nationwide at the links below, so click there to get started!
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Latino Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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