Take advantage of Metropolitan Bank promotions, bonuses, and offers here!
Update 7/16/25: There’s currently a $300 checking bonus available for a limited time.
Metropolitan Bank $300 Checking Bonus
Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: CA (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $8; waivable
- Early Account Termination Fee: Bonus revoked if closed within 6 months
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $50 when you open a checking account online using promo code “WELCOME”
- Get $50 for each monthly recurring direct deposit or bill pay set up (max 2 each), up to $200!
- Get $50 for opening a debit card and making a purchase.
- After you have completed all the above requirements, we will deposit the bonus in your new account within 30 days.
- Personal Checking Accounts: Value Checking Accounts have a minimum balance of $100 to open an account with an $8 monthly maintenance charge. Value Checking Accounts have no monthly maintenance charge when you maintain a minimum average daily balance of $1,500 per month or a combined average monthly balance of $5,000 in a combination of Metropolitan Bank (Bank) checking or savings accounts. Value Checking Accounts are non-interest-bearing accounts. Premier Interest Checking Accounts have a minimum balance of $100 to open an account with an $8 monthly maintenance charge. Premier Interest Checking Accounts have no monthly maintenance charge when you maintain a minimum average daily balance of $2,500 per month or a combined average monthly balance of $10,000 in a combination of Metropolitan Bank checking or savings accounts. Premier Interest Checking Accounts have a 0.05% Adjustable Annual Percentage Yield (APY), which is compounded daily and paid out monthly. Senior Citizen Checking Accounts have a minimum balance of $100 to open an account with no monthly fees or monthly minimums to avoid fees. Must be 62 years of age to qualify for a Senior Citizen Checking Account. Senior Citizen Checking Accounts are non-interest-bearing accounts.
- 1 Bonus/Account Information: Bonus cash offer is available to existing and new Bank checking account customers who open a new account online with new funds. All applicants must not have closed checking accounts or savings accounts with the Bank within 90 days prior or closed accounts with a negative balance within the last 3 years. You can receive only one new bonus checking account per customer. To receive a bonus when applying online, use promo code: WELCOME. To receive the bonus: 1) Open a new qualifying Bank checking account, which is subject to approval; To receive additional $50 bonuses: 2) Create one to two recurring direct deposits totaling $500 or more each per month for 6 months made to this account within 30 days of opening your account. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person-to-Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Each recurring deposit of $500 or more is entitled to receive a $50 bonus; To receive additional $50 bonuses: 3) Set up one to two recurring monthly bill pays from your account. Each recurring bill pay is entitled to receive a $50 bonus. To receive additional $50 bonus: 4) Get and use a debit card linked to this account. This offer is only valid for checking accounts opened online. After you have completed all the above requirements, we will deposit the bonus in your new account within 30 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- Bonus amounts: Each account that meets the above requirements is eligible for a total of up to $300 cash bonus per the above terms to be credited to the account holder’s account 30 days after the required 6-month holding period.
- Offer availability is subject to change without prior notice. Other Bank checking account bonus offers may exist concurrently.
How To Waive Monthly Fee
- Value Checking: $8.00 monthly maintenance charge. No monthly maintenance charge with an average daily balance of $1,500.00 or a combined average monthly balance of $5,000.00 in a combination of Metropolitan checking or savings accounts.
- Premier Interest Checking: $8.00 monthly maintenance charge. No monthly maintenance charge with an average daily balance of $2,500.00 or $10,000.00 in a combination of Metropolitan checking or savings accounts.
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Bottom Line
Although you can earn a generous bonus from Metropolitan Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Metropolitan Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!
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