Find an updated list of Mid Minnesota Federal Credit Union promotions, bonuses and offers here.

Update 6/5/25: Offer is back. They are currently offering a $300 bonus when you open a new qualifying checking account.

Table of Contents

About Mid Minnesota Federal Credit Union Promotions

Mid-Minnesota Federal Credit Union is headquartered in Baxter and is the 12th largest credit union in the state of Minnesota. It is also the 594th largest credit union in the nation. It was established in 1970 and as of March of 2023, it had grown to 174 employees and 58,880 members at 12 locations. Mid-Minnesota Federal Credit Union’s money market rates are 2X the national average, and it has a B+ health rating.

Eligibility: Mid-Minnesota Federal Credit Union offers membership to those who live, work, worship, or attend school in the Minnesota counties of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter, Todd, and Wadena, and 18 townships in Aitkin County. See current membership details

I’ll review the offers below.

Mid Minnesota Federal Credit Union $300 Checking Bonus

Currently, Mid Minnesota Federal Credit Union is offering a $300 bonus when you open a new checking account and meet certain requirements.

What you’ll get: $300 bonus
Account Type: Checking Account
Availability: MN (Bank Locator)
Direct Deposit Requirement: Optional
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown, let us know
Credit Card Funding: Unknown
Monthly Fees: $0-$25; waivable
Early Account Termination Fee: $300 if closed within 6 months
Household Limit: Not listed

$300 Offer at Mid Minnesota Federal Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a Kasasa Checking account.
Monthly qualifications include 1 ACH Debit or Credit, 12 Debit Card purchases, and receipt of electronic statements.
The $300 bonus for a new Kasasa checking account will be earned after 60 days if account qualifiers are met.
The $300 bonus will be paid within 30 days of meeting the requirement (approximately 90 days after opening the account).

The $300 bonus for a new Kasasa checking account will be earned after 60 days if account qualifiers are met.
The $300 bonus will be paid within 30 days of meeting the requirement (approximately 90 days after opening the account).
No minimum balance is required to earn the bonus or open a Kasasa account.
The $300 bonus is reportable income for which you will receive a tax document.
A $300 penalty will be imposed if the checking account is closed in the first six months.
Checking promotion will end at the discretion of MMFCU.

How to Waive Monthly Fees

Kasasa Cash Checking: No monthly fee
Kasasa Cash Back Checking: No monthly fee
Simply Checking: No monthly fee
Money Market Checking: None listed
Regular Business Checking: None listed
Business Dividend Checking: None listed

Bottom Line

Make sure you check out Mid Minnesota Federal Credit Union to learn more about the bonus.

Additionally, your feedback is highly appreciated and makes our site even better!

While they have many generous bonuses, Mid Minnesota Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.

Compare Mid Minnesota Federal Credit Union Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!