M&T Bank is offering residents of New Jersey, a $300 bonus when you open a MyChoice Premium Checking account by December 28, 2018.
To qualify for the bonus, you must open a new Checking account at their Paterson Branch with a $25 opening deposit, then set up and receive a a Direct Deposit of $500 or more within 90 days of account opening. Once completed, you will earn a $300 bonus within 90 days.
For all the latest offers by this bank, make sure you check out our full list of M&T Bank Promotions! If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Editors Note: This is an in-branch offer only, so be sure to visit their Paterson Branch and present their promotional offer to qualify for this bonus.
Credit goes to Dorianne for letting us know about this bank promotion. If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $15!
• Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
• Open your new HSBC Premier checking account online by June 2, 2019; and
• Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Table of Contents
M&T Bank $300 Bonus Information
- Learn More
- Account Type: MyChoice Plus or MyChoice Premium checking
- Availability: NJ (Bank Locator)
- Expiration Date: 12/28/2018
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: $14.95 – $24.95
- Additional Requirements: Must open an account at their Paterson Branch with flyer
- Household Limit: One per customer
- Closing Account Fee: $50 fee if closed within 180 days
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus. Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
- ACH trial deposits
- Capital One ACH trial deposits
- Chase trial Deposits
- Citi ACH trial deposit
- Paypal trial deposits
- PNC test deposits
How To Earn M&T $300 Bonus
- Visit their Paterson Branch and present the promotional flyer.
- Open a MyChoice Plus or MyChoice Premium Checking account from M&T Bank with a $25 opening deposit by December 28, 2018.
- Set up and receive a Direct Deposit of $500 or more within 90 days of account opening.
- Once you have completed the requirements, you will earn the $300 bonus within 90 days of account opening.
How To Avoid Monthly Fees
- MyChoice Premium: To avoid the $24.95 monthly maintenance fee, you must:
- Maintain an average daily balance in the account of $7,500 or more per monthly service charge cycle OR
- Keep total combined balances of $25,000 or more in eligible personal deposit accounts, loans and home equity outstanding balances, business deposit accounts, and investments.
- MyChoice Plus: To avoid the $14.95 monthly service fee, you must:
- Maintain an average daily balance of $2,500 or more in the account per monthly service charge cycle OR
- Have direct deposits to your MyChoice Plus Checking account totaling at least $1,500 per monthly service charge cycle
Make sure you check out M&T Bank to learn more about the $300 bonus promotion. Don’t forget, the $300 bonus will be reported on IRS Form 1099-INT.
Feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.
See our most popular Bank Promotions to earn high cash bonuses!
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With the Wells Fargo Propel American Express® Card:
• Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
• $0 Annual Fee
• Earn 3X points for eating out and ordering in
• Earn 3X points for gas stations, rideshares and transit
• Earn 3X points for travel including flights, hotels, homestays and car rentals
• Earn 1X points on other purchases
• 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
• Select "Apply Now" to learn more about the product features, terms, and conditions