Find the latest One American Bank CD Rates, Offers, and Promotions here.

Best CD Rates: 5.85% APY 170-Day ($100k minimum deposit), 5.45% APY 5-Month, $5,000 minimum deposit

Availability: Nationwide

Credit Inquiry: Soft Pull

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About One American Bank

One American Bank is headquartered in CENTERVILLE and is the 22nd largest bank in the state of South Dakota. It is also the 1,934th largest bank in the nation. It was established in 1883 and as of March of 2023, it had grown to 60 employees at 3 locations. One American Bank’s savings rates are 8X the national average, and it has a B+ health rating.

You can fund you account via ACH. The account ownership can be individual, joint, or trusts. You can have an unlimited number of beneficiaries with equal shares.

Term	APY Rate	Minimum Deposit
170-Day	5.85%	$100,000
5-Month	5.45%	$5,000
9-Month	5.30%	$5,000
18-Month	5.10%	$5,000

*The above rates are accurate as of 09/13/2023*

One American Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make. The interest is compounded and credited quarterly. You can withdraw the interest penalty-free.

With an opening deposit of $5,000, you can invest in a One American Bank CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!

Minimum deposit: $5,000
Maximum deposit: None listed
Early withdrawal penalty: Yes, there is a 90-day interest penalty whether earned or not.

CD Rates at One American Bank

(FDIC Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Bottom Line

One American Bank offers you competitive CD rates. All you need to do is to pick your CD term, and have the minimum opening deposit. Once your funds have matured, you can request via ACH or cashier’s check. They will also give you a 10 calendar days grace period before automatic renewal.

This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD with a low balance from One American Bank. However, you may want to compare them with our best CD Rates:

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest One American Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.