Find the latest Palmetto Citizens Federal Credit Union CD Rates, Offers, and Promotions here.
They currently offer a CD rate with an 1.51% APY 18 Month CD.
About Palmetto Citizens Federal Credit Union
Palmetto Citizens Federal Credit Union is headquartered in Columbia, South Carolina and was established in 1936. Since then they have grown to 15 locations, offer CD rates that are 3X the national average, and boast an A health rating.
Palmetto Citizens Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. If you sign up with them you can be sure to find an account just right for you.
While the rates are definitely worth a look, be sure to compare them with the nation’s best using our guides: CD Rates | Savings Rates.
| Eligibility: Membership in Palmetto Citizens Federal Credit Union is open to those who live, work, worship, or attend school in Calhoun, Fairfield, Kershaw, Lexington, Richland, or Saluda Counties in South Carolina. Immediate family of membership-eligible individuals also qualify. Businesses and non-profits, legal entities and churches operating in the area are also eligible for membership. See current membership details |
*While Palmetto Citizens Federal Credit Union does have competitive rates compared to traditional banks I recommend you still take a look at Discover Bank Promotions here
| Blue Federal Credit Union | 5.15% APY 15-Month CD | Review |
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Ponce Bank | 5.15% APY 3-Month High Yield CD | Review |
| First Mid Bank & Trust | 5.10% APY 9-Month CD | Review |
| Ponce Bank | 5.10% APY 1-Month High Yield CD | Review |
| FVCbank | 5.06% APY 12-Month No Penalty CD | Review |
| Ponce Bank | 5.06% APY 4-Month No-Penalty CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 3-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Blue Federal Credit Union | 5.00% APY 9-Month No Penalty CD | Review |
| mph.bank | 4.92% APY 6-Month No Penalty CD | Review |
| First Mid Bank & Trust | 4.92% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Quontic Bank | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Palmetto Citizens Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
You can invest in a Palmetto Citizens Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals.
- Minimum deposit: $100,000 to earn bonus APY
- Maximum deposit: None
- Early withdrawal penalty: None Listed
(NCUA Insured)
$500 Minimum Deposit
| Term | APY Rate | Minimum Deposit |
| 91 Days | 0.52% | $500 |
| 182 Days | 0.75% | $500 |
| 12 Month | 1.31% | $500 |
| 18 Month | 1.36% | $500 |
| 24 Month | 1.41% | $500 |
| 30 Month | 1.41% | $500 |
| 36 Month | 1.43% | $500 |
| 48 Month | 1.53% | $500 |
| 60 Month | 1.66% | $500 |
$50,000 Minimum Deposit
| Term | APY Rate | Minimum Deposit |
| 91 Days | 0.57% | $50,000 |
| 182 Days | 0.80% | $50,000 |
| 12 Month | 1.36% | $50,000 |
| 18 Month | 1.41% | $50,000 |
| 24 Month | 1.46% | $50,000 |
| 30 Month | 1.46% | $50,000 |
| 36 Month | 1.48% | $50,000 |
| 48 Month | 1.58% | $50,000 |
| 60 Month | 1.71% | $50,000 |
$75,000 Minimum Deposit
| Term | APY Rate | Minimum Deposit |
| 91 Days | 0.62% | $75,000 |
| 182 Days | 0.85% | $75,000 |
| 12 Month | 1.41% | $75,000 |
| 18 Month | 1.46% | $75,000 |
| 24 Month | 1.51% | $75,000 |
| 30 Month | 1.51% | $75,000 |
| 36 Month | 1.53% | $75000 |
| 48 Month | 1.63% | $75,000 |
| 60 Month | 1.76% | $75,000 |
$100,000 Minimum Deposit
| Term | APY Rate | Minimum Deposit |
| 91 Days | 0.67% | $100,000 |
| 182 Days | 0.90% | $100,000 |
| 12 Month | 1.46% | $100,000 |
| 18 Month | 1.51% | $100,000 |
| 24 Month | 1.56% | $100,000 |
| 30 Month | 1.56% | $100,000 |
| 36 Month | 1.58% | $100000 |
| 48 Month | 1.68% | $100,000 |
| 60 Month | 1.81% | $100,000 |
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Competitive dividend rates that are compounded daily and reinvested
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
With several different time slots to choose CD lengths from the Palmetto Citizens Federal Credit Union serves those nationwide. You can be sure to find an account that best fits all your banking needs. Take advantage of maintaining balance greater than $100,000 to start investing.
This is a great opportunity to invest in a high-interest CD from Palmetto Citizens Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Palmetto Citizens Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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