Find the latest Popular Direct CD Rates, Offers, and Promotions here.
They currently offer a 60-month CD with a 0.85% APY Rate when you qualify.
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About Popular Direct
Popular Direct interest rates provide a simpler, more straightforward banking experience. They can help you select the best savings strategy and products to meet your needs.
Popular Direct offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Popular Direct does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
Popular Direct CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $10,000, you can invest in a Popular Direct CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $10,000
- Maximum deposit: None
- Early withdrawal penalty: A penalty may be imposed equaling 365 days dividends on entire balance
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.15% | $10,000 |
| 6 Month | 0.15% | $10,000 |
| 1 Year | 0.20% | $10,000 |
| 18 Month | 0.25% | $10,000 |
| 2 Year | 0.35% | $10,000 |
| 3 Year | 0.50% | $10,000 |
| 4 Year | 0.60% | $10,000 |
| 5 Year | 0.85% | $10,000 |
Popular Direct CD Features
- Competitive rates
- Interest that compounds daily
- FDIC Insured
- Automatic renewals at maturity
Bottom Line
Popular Direct offers you a CD rate up to a 60 month 0.85% APY rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $10,000.
This is a great opportunity to invest in a high-interest CD with a low balance from Popular Direct. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Popular Direct CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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