Here you can find the most recent Star One Credit Union promotions, bonuses, and offers here.
Update 2/26/25: The $200 checking bonus offer has been extended through 5/31/25.
About Star One Credit Union Promotions
Established in 1956, Star One Credit Union’s mission is to improve each member’s life by delivering valuable financial services. They have grown to become the 4th largest credit union in California and have 7 locations.
| Eligibility: Star One membership is open to individuals who live, regularly work, or attend school in the following California counties: Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, and Stanislaus.. See current membership details |
We will review the current Star One Credit Union promotions below.
Star One Credit Union $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Checking
- Availability: CA (Branch Locator)
- Membership is open to individuals living, regularly works in, or attends school in these counties: Santa Clara, Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Cruz, or Stanislaus, or immediate family members of current members.
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $1,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires 05/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- To be eligible for bonus, new member must reside, regularly work, or attend school in one of the nine counties of Star One’s field of membership, or be an employee of a Corporate Partner.
- Open a Star One checking and savings account. Use promo code BONUS200
- Bonus is credited to your Star One Savings Account when new membership and a checking account are established.
- A MMSA account is a requirement to become a Credit Union member.
- To be eligible for bonus, new member must reside, regularly work, or attend school in one of the nine counties of Star One’s field of membership, or be an employee of a Corporate Partner.
- Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a Free Checking Account.
- Total bonus not to exceed $200.
- Bonus is credited to your Star One Savings Account when new membership and a checking account are established.
- Only first-time Star One memberships and checking accounts qualify.
- Promo may not be combined with any other offer.
- All new accounts are subject to Star One credit approval, account-opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule.
- Fees may reduce earnings.
- Minors, under the age of 18, and transfer to minor accounts not eligible for bonus.
- Star One Credit Union staff are not eligible for the bonus.
- Individual taxpayer identification number required to receive bonus.
- Bonus subject to IRS reporting.
- Offer expires 5/31/25.
- Promo code BONUS200.
- Star One membership is open to individuals who live, regularly work, or attend school in the following California counties: Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, and Stanislaus.
Star One Credit Union $100 Referral Bonus (Up to $400)
- What you’ll get: $100 bonus, your friend gets $200 bonus.
- Account Type: Checking
- Availability: CA (Branch Locator)
- Membership is open to individuals living, regularly works in, or attends school in these counties: Santa Clara, Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Cruz, or Stanislaus, or immediate family members of current members.
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $1,000
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
Editor’s Note: Here’s an alternative $100 bonus referral link.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Get a bonus when you refer your friends and family!
- Receive $100 for each new member who joins. Refer four and receive $400.
- Plus, your friends and family will receive a $200 bonus when they become a member online and open a new Checking Account.
- Promo code NEWFRIEND200
- Existing members can receive $100 for each new member (up to four) who joins Star One and opens a Checking account.
- Bonus for member and new member is deposited to your account when new membership and a Checking Account are verified which may take up to 60 days.
- Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a Free Checking Account.
- Only first-time Star One memberships and checking accounts qualify.
- Promo may not be combined with any other offer.
- All new accounts are subject to Star One credit approval, account-opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule.
- Fees may reduce earnings.
- Minors, under the age of 18, and transfer-to-minor accounts not eligible for bonus.
- Star One Credit Union staff are not eligible for the bonus.
- Individual Taxpayer Identification Number required to receive bonus; bonus subject to IRS reporting.
- Promo Code: NEWFRIEND200.
Star One Credit Union $60 Referral Bonus
Earn a $60 referral bonus with Star One Credit Union
- What you’ll get: $60 bonus
- Account Type: Checking
- Availability: CA
(No expiration date)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Receive $60 for each new member who opens a Checking and Savings account
- Your friends and family will receive a $120 bonus when they open a new Savings and Checking account
- A minimum deposit of $50 to open a Money Market Savings Account, $25 to open a Checking Account
- Fees may reduce earnings
- Existing members can receive $60 for each new member (up to four) who joins Star One and opens a Checking account
- Bonus for member and a new member is deposited to your Money Marketing Savings Account when new membership and a Checking Account are verified which may take up to 30 DAYS
- Only first-time Star One checking accounts qualify
- Promo may not be combined with any other offer
- All new accounts are subject to Star One credit approval, account opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule
- Minor and transfer to minor accounts not eligible for a bonus
- Star One Credit Union staff are not eligible for the bonus
- Bonus subject to IRS reporting
- Promo Code: WEBNEW120
How To Waive Monthly Fees
- Free Checking: None
- Rewards Checking: None
- Student Checking: None
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Bottom Line
Lastly, the bonuses are quite generous, so I would check this promotion out along with the referral program. Additionally, there is a large variety of features you can access when you open an account and it is a soft pull.
Feel free to comment below and let us know about how it went and if you could fund your account with a credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Are you interested in saving money through a CD or Savings Account? Check out our list of the best Bank Rates and CD Rates so you can start saving today.
Compare Star One Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo and more!
*Check back on this page for updated Star One Credit Union promotions, bonuses, and offers.
If anyone needs a referral, send me an email at tenniswhiz8@gmail.com with your full name. The referral bonus is $200 just for opening up a checking and savings account. No direct deposits, debit card purchases or maintaining a balance.
I have 4 referrals available to send out to anyone who may need one. If you’re out of state, no problem, I will show you how to join! Please be sure to send your full name and email address you plan on signing up with to my email at timmythetoot@sbcglobal.net and I will send you a referral email with all the details.
Also make sure you enter the promo code indicated on the email during the application process. You can fund checking and savings accounts with up to $500 each or $1k total! Amex and Discover are accepted! I believe that just about any credit card funding should count as a purchase with this CU. Unfortunately, you used to be able to fund additional/secondary/sub accounts as an existing member with up to $1k per account, but this doesn’t seem to be the case any longer.
If for some reason you don’t receive the bonus automatically after joining, no problem, I will help you contact customer service to make sure you receive it. Also, you don’t need to provide any proof of member eligibility on your account application as long as you sign up according to the instructions that I will provide in my email to you.
This bonus is not churnable, but if you’re a first time Star One CU member who signs up with my referral according to the terms in the referral email, you will receive a $200 bonus, and I will receive $100 for your referral. You will need my membership number to apply, and I will provide that to you after you email me at the above email address. Good luck!
If you are looking for a referral, I’m able to currently refer 4 members for a $200 no requirements sign up bonus.
Send your full name and preferred email address to steeliobro@gmail.com and I will send instructions for how to apply, even out of state!
For anyone that wants a code, email me zioiz @ shocknetwork . com.
just as lawrence says, the EWAY200 promo has expired (i called customer service and it was a promo for a new branch that opened in saratoga). they are currently offering a referral promo ($120 for opening a checking account). if anyone needs a referral promo code please email me kittycatboxers@gmail.com
i just opened a savings and checking account today (may 6, 2017) using someone’s referral code. i’ll get $120 for opening the checking account and they will get $60. limit of 4 referrals (https://www.starone.org/membership/refer-a-friend/)
FYI- opening a savings account (min balance $50) is prerequisite for opening a checking account (min balance $100), which then allows you to receive your $120 bonus
FYI 2- star one offers high-yield checking and savings accounts (1.1% APY) and no fees. if you keep your checking account balance $5,000 (and use debit card 10x/month), then it’s a “rewards checking” account and you’ll earn 1.1% APY on your *checking* account!! if you have a balance <$5,000, then you'll earn 0.25% APY.
just opened an account online today using someone's referral code (has to be emailed to you). i called customer service multiple times. i rarely had to wait, was immediately connected to someone, and they were always pleasant to speak to. it's the first credit union i've opened an account with and so far i've had a good experience. if anyone wants to open a high-yield checking account and get an extra $120 please email me kittycatboxers@gmail.com and i'll send you a promo code.
I called the 408 number and was told I would have to go to the branch listed with the actual coupon, not a copy or picture of it, to open the account. There is a $120 referral bonus for opening an account online in case you can find someone who already has an account. They get $60. They also said each branch might have their own bonuses available in-branch, but there’s no way to phone them, so you have to go in to ask.
The code doesn’t work any more.