Find the latest ACT 1st Federal Credit Union CD Rates, Offers, and Promotions here.
They currently offer a 60 month CD with a 3.45% APY Rate when you qualify.
About ACT 1st Federal Credit Union
ACT 1st Federal Credit Union is headquartered in LaVale, Maryland and it was established in 1950. Since then they have grown to 3 locations and offer money market rates are 3X the national average.
ACT 1st FCU offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
|Eligibility: Membership in ACT 1st Federal Credit Union is open to those who live, work, worship, or attend school in the Maryland counties of Allegany or Garrett; the West Virginia counties of Hampshire or Mineral; or Bedford County in Pennsylvania. Businesses and other legal entities located in those same counties also qualify for membership.
See current membership details
*While ACT 1st Federal Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
|Blue Federal Credit Union||5.15% APY 15-Month CD||Review|
|Ponce Bank||5.15% APY 3-Month High Yield CD||Review|
|Quontic Bank||5.15% APY 12-Month CD||Review|
|First Mid Bank & Trust||5.10% APY 9-Month CD||Review|
|Ponce Bank||5.10% APY 1-Month High Yield CD||Review|
|Ponce Bank||5.06% APY 4-Month No-Penalty CD||Review|
|Western Alliance Bank||5.01% APY 12-Month CD||Review|
|CIT Bank||5.00% APY 6-Month CD||Review|
|Western Alliance Bank||5.00% APY 6-Month CD||Review|
|Western Alliance Bank||5.00% APY 3-Month CD||Review|
|Blue Federal Credit Union||5.00% APY 9-Month No Penalty CD||Review|
|mph.bank||4.92% APY 6-Month No Penalty CD||Review|
|First Mid Bank & Trust||4.92% APY 12-Month No Penalty CD||Review|
|FVCbank||4.90% APY 12-Month No Penalty CD||Review|
|CIT Bank||4.90% APY 11-Month No-Penalty CD||Review|
|Idabel National Bank||4.90% APY 24-Month CD||Review|
|Nationwide||4.75% APY 12-Month CD||Review|
|Discover Bank||4.75% APY 18-Month CD||Review|
|Sallie Mae||4.75% APY 14-Month No-Penalty CD||Review|
|Sallie Mae||4.70% APY 10-Month No-Penalty CD||Review|
|CIT Bank||4.65% APY 13-Month CD||Review|
|CIT Bank||4.60% APY 18-Month CD||Review|
|Great Lakes Credit Union||4.60% APY 12-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
ACT 1st Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $100,000, you can invest in a ACT 1st Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $100,000
- Maximum deposit: None
- Early withdrawal penalty: A penalty of 180 days worth of dividends may be imposed for early withdrawal of 15, 18, 24, 36, 48 or 60 month certificates.
|Term||APY Rate||Minimum Deposit|
|60 Month||2.94%||$500 – $49,999.99|
|60 Month||3.20%||$50,000 – $99,999.99|
ACT 1st Federal Credit Union CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- NCUA Insured
ACT 1st Federal Credit Union offers you a CD rate up to a 60 month 3.45% APY rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $100,000.
This is a great opportunity to invest in a high-interest CD with a low balance from ACT 1st Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest ACT 1st FCU CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:
• Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
• HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program.
• TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
• Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
• Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.