Find an updated list of Arizona Bank & Trust promotions, bonuses and offers here.
Currently, they have a $50, $200, $600 bonus when you open a checking account and meet all the requirements.
About Arizona Bank & Trust Promotions
At Arizona Bank & Trust, they have an unmatched dedication to customer service. Additionally, they are part of a network of banks that work together to strengthen their communities.
I’ll review the Arizona Bank & Trust Promotions below.
Arizona Bank & Trust $600 Checking Bonus
Arizona Bank & Trust is offering a $600 bonus when you open a new Signature Series Checking Account.
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: AZ
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $9; waivable
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a Signature Series Checking Account.
- To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
- To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
- If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
- To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Direct Deposit examples include payroll, pension, Social Security or other government benefits.
- Offer is not available to existing Arizona Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
- Bonuses only apply when opening a new consumer checking account at Arizona Bank & Trust, a division of HTLF Bank during the promotional bonus period.
- If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses.
- All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
- Limit one bonus per new consumer account relationship.
- All bonus dollars will be paid on the business day after the qualification requirements are met.
- If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
- An IRS 1099 form may be issued.
- Geographic restrictions may apply.
- Account opening is subject to approval.
Arizona Bank & Trust $200 Checking Bonus
Arizona Bank & Trust is offering a $200 bonus when you open a new qualifying checking account and meets the requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a a new Free Checking with eStatement Account.
- To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Free Checking with eStatement terms may change after the account is opened at the bank’s discretion.
- Minimum deposit to open account is $25.00. $3.00 monthly paper statement fee if not enrolled in eStatement.
- Free Checking with eStatement is a Consumer Checking account.
- Only Free Checking with eStatement account is eligible for this promotion.
- No other checking accounts are eligible for the promotion.
- To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Direct Deposit examples include payroll, pension, Social Security or other government benefits.
- If 90th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
- Offer is not available to existing Arizona Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
- Bonuses only apply when opening a new consumer checking account at Arizona Bank & Trust, a division of HTLF Bank during the promotional bonus period.
- If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses.
- All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
- Limit one bonus per new consumer account relationship.
- All bonus dollars will be paid on the business day after the qualification requirements are met.
- If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
- An IRS 1099 form may be issued.
- Geographic restrictions may apply.
- Account opening is subject to approval.
Arizona Bank & Trust $50 Referral Bonus

Earn a $50 bonus at Arizona Bank & Trust!
Arizona Bank & Trust is offering a $50 bonus when you refer a friend who opens a new qualifying checking account and meets the requirements.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$12, waivable
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- Fill out the coupon flyer using the link above.
- Give it to a friend.
- When your friend opens any checking account, we’ll credit your account $50.
- Coupon also services as a one-time waiver of my privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this
account opening. Must be a new customer and new money. $50 credit may be considered reportable on IRS 1099 form. Cannot be combined with any other
offers. Member FDIC.
(Expired) Arizona Bank & Trust $250 Checking Bonus

Earn a $250 bonus when you open a new checking account.
Arizona Bank & Trust is offering a $250 bonus when you open a new qualifying checking account.
- What you’ll get: $250 bonus
- Account Type: Checking Account
- Availability: AZ
(Expires April 30, 2020)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a new Free Checking with eStatement consumer checking account by April 30, 2020
- Two (2) minimum direct deposit of $500 or more each must be posted to your new checking account within 60 calendar days of account opening.
- A $150 bonus will be paid if the account has at least $4,500 balance 60 calendar days after account opening.
- Rates and terms may change after account is open.
- Fees may reduce earnings.
- Bonuses will be paid within 90 business days after account is opened.
How To Waive Monthly Fees
- Free Checking with eStatements: None
- Platinum Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee
- Signature Series Checking: $9 monthly fee. Maintain a $50,000 minimum average daily balance or $100,000 in total relationship
balance for the cycle month to avoid the monthly account fee - Check Free Banking: $5 monthly fee
- Small Business Checking: $5 monthly fee. Maintain a $1,500 minimum average daily balance to avoid the monthly account fee.
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Bottom Line
Arizona Bank & Trust has soft pull and the requirements are easily waived, so be sure to take advantage of this offer while you still can. However, if you are interested in learning more about their partner banks, be sure to check out the complete list of Bank & Trust Promotions
Your feedback is highly appreciated and makes our site even better!
Arizona Bank & Trust doesn’t have great rates for CDs and Savings. You may also want to check out our full list of Bank Rates and CD Rates.
*Finally, check back at this page for updated Arizona Bank & Trust promotions, bonuses and offers.