If you’re looking for the Best 18-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 18-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
| Compare to the best CDs such as Western Alliance Bank 6-Month CD (5.70% APY), Quontic Bank 5-Month CD (5.60% APY), Rising Bank 12-Month CD (5.50% APY), Blue FCU 15-Month CD (5.25% APY), First Mid Bank & Trust 9-Month CD (5.00% APY), Blue FCU 9-Month No Penalty CD (5.10% APY), and Western Alliance Bank 12-Month CD (5.51% APY). |
Best 18-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Seattle Bank | 5.80% | $1K | --- | 18-Month CD | Review |
| All In Credit Union | 5.75% | $100K | --- | 18-Month Jumbo CD | Review |
| USALLIANCE Financial | 5.75% | $500 | --- | 18-Month CD | Review |
| Skyla Credit Union | 5.70% | $50K | --- | 18-Month Jumbo Senior CD | Review |
| Luana Savings Bank | 5.68% | $5K | --- | 17-Month CD Special | Review |
| My eBanc | 5.68% | $100K | --- | 18-Month Jumbo Online Time Deposit | Review |
| Finworth | 5.65% | $50K | $240K | 18-Month CD | Review |
| Credit Human FCU | 5.60% | $1K | --- | 17-Month CD | Review |
| Veridian Credit Union | 5.60% | $100K | --- | 15-Month Jumbo CD | Review |
| Hyperion Bank | 5.50% | $500 | $500K | 19-Month CD Special | Review |
| Latino Credit Union | 5.50% | $200K | --- | 18-Month Jumbo CD | Review |
| Popular Direct | 5.50% | $10K | --- | 18-Month CD | Review |
| Blue Federal Credit Union | 5.25% | $1 | --- | 15-Month CD via SaveBetter | Review |
| Rising Bank | 5.20% | $1K | --- | 15-Month CD | Review |
| Idabel National Bank | 5.05% | $1 | --- | 15-Month CD | Review |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We suggest checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
| Western Alliance Bank | 5.70% APY 6-Month CD | Review |
| Quontic Bank | 5.60% APY 5-Month CD | Review |
| Rising Bank | 5.50% APY 12-Month CD | Review |
| Western Alliance Bank | 5.51% APY 12-Month CD | Review |
| Western Alliance Bank | 5.51% APY 3-Month CD | Review |
| GreenState Credit Union | 5.50% APY 10-Month CD | Review |
| Western Alliance Bank | 5.40% APY 16-Month No Penalty CD | Review |
| SkyOne Federal Credit Union | 5.40% APY 5-Month CD | Review |
| Ponce Bank | 5.40% APY 3-Month High Yield CD | Review |
| Technology Credit Union | 5.36% APY 5-Month No-Penalty CD | Review |
| Mission Valley Bank | 5.35% APY 3-Month No Penalty CD | Review |
| Oklahoma State Bank | 5.35% APY 6-Month CD | Review |
| First Tech Federal Credit Union | 5.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | 5.30% APY 12-Month CD | Review |
| Ponce Bank | 5.30% APY 4-Month No-Penalty CD | Review |
| Ponce Bank | 5.30% APY 1-Month High Yield CD | Review |
| Blue Federal Credit Union | 5.25% APY 15-Month CD | Review |
| mph.bank | 5.20% APY 6-Month No Penalty CD | Review |
| Discover Bank | 5.20% APY 12-Month CD | Review |
| Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
| First Mid Bank & Trust | 5.00% APY 9-Month CD | Review |
| First Citizens Bank | 5.00% APY 11-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |