Find the Best Bank Account Promotions, Best Bank Bonuses, Top Ten Bank Account Promotions for 2019! I’ve been writing about bank account promotions for the past 10+ years from $10 to $1,000 bonus and everything in between.
Some bank promotions are superb and some are designed with “gotchas” and fees that may not be worth your time. Below I’ll update my favorite checking and savings account promotions each month on all the best features along with a detailed review so you can make an inform decision before signing up.
Editor’s Top Ten Bank Account Promotions
• Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
• Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 3.90% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details |
With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
- Regions Bank $150 Business Referral – Earn a $150 bonus when you have been referred by a friend to open any Business Checking account and fulfill the requirements. After you have completed all of the requirements, you’ll receive the $150 bonus and your friend will receive $50 bonus. You can enjoy features such as online banking with bill pay for business, overdraft protection available, 24-hour automated telephone banking, 30% discount on one safe deposit box per account plus many more. Refer Now—Business Referral Review
Regions Bank $50 Checking Referral – Earn a $50 bonus just for simply spread the word of Regions Bank and refer you friends & family to open up a Personal LifeGreen Checking Account and fulfill the requirements. After your referred members have completed all of the requirements, you will both earn a $50 Bonus. You’ll also have access to features such as online banking and much more. Refer Now—Checking Referral Review
Best Checking Account Bonuses
Chase Checking Bonus
The most popular bank and offer of all time. Don’t forget to open the Savings account too and ask about pre-approved credit card offers.
1st United Credit Union $100 Checking Bonus
This bonus from 1st United Credit Union has easy qualifications you can do in no time!
- Direct link
- Soft pull
- Credit Card funding up to $2,000
- Direct Deposit Required
- Full Review
America’s Credit Union $100 Checking Bonus
America’s Credit Union has an easy offer that’s available for a limited time!
- Direct link
- Hard pull
- Direct Deposit Required
- Full Review
Charles Schwab $100 Checking Bonus
While it’s a hard pull and only $100 bonus, the main reason people get this checking account due to ATM fees reimbursed and no fees for foreign transaction withdrawals. I recommend to open a brokerage account at the same time for one hard pull plus you get access to the Charles Schwab credit cards.
- Direct link
- Hard pull
- No requirements for bonus
- Full Review
Christian Community Credit Union $200 Checking Bonus
The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal.
- Direct link
- Must Be A Member of A Christian Ministry
- Soft pull
- Direct deposit required
- Fund up to $100 for checking account and $500 for CD with a credit card.
- Full Review
Elements Financial $200 Checking Bonus + Earn 2.00% APY
The credit union is available to anyone nationwide to join by paying a $5 fee to Tru Direction.
- Direct link
- Must use the promo code CHECK200
- Soft pull
- Direct deposit required
- No credit card funding
- Full Review
Citi Account Package $200/$400/$600 Promotion
This bonus is available to all residents nationwide
- Direct link – $600
- Direct link – $400
- Direct link – $200
- Soft pull
- Direct deposit not required
- No credit card funding
- Full Review – $600
- Full Review – $400
- Full Review – $200
MemoryBank $100 Bonus with EarnMore 1.60% APY
- Direct link
- Credit card funding up to $500
- Soft pull
- Full Review
Best Saving Account Bonuses
Chase Savings Bonus
- Chase SavingsSM
- Soft pull
- Direct deposit required but no minimum required
- Credit card funding not available when opening in branch
- Full Review
Discover Savings Bonus
If you want some serious savings be sure to open an online savings account to earn one of the highest APY rates available nationwide.
- Discover Online Savings
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Open a Discover® Online Savings Account for all these features:
• Earn high interest rate of 3.90% APY
• No minimum opening deposit, no minimum balance requirement, and now no fees
• Interest on Discover Online Savings Accounts is compounded daily and credited monthly
• Manage your account online or with the Discover mobile app
• FDIC insurance up to $250,000
• See advertiser website for full details
-
- Soft pull
- No minimum length
- Cannot fund with a credit card
- Full Review
Fidelity Bank $125 Savings Bonus
For residents in Northeastern PA only.
- Direct link
- Soft Pull
- Deposit $10,000 and remain on deposit for 60 calendar days from account opening.
- Can fund up to $500 with a credit card
- Full Review
Best Business Bank Bonuses
Chase Bank Business Bonus
- Soft pull
- Full Review
Huntington Business Bonus
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• Open a Huntington Unlimited Plus Business Checking Account
• Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
• Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
• The $1,000 bonus will be deposited into your account after all requirements are met.
• Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee!
• Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®
• Ideal for businesses with higher checking activity and greater cash flow needs.
- Soft pull
- No direct deposit required
- No credit card funding
- Full Review
Huntington Business Bonus
-
• Open a Huntington Unlimited Business Checking Account
• Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
• The $400 bonus will be deposited into your account after all requirements are met.
• Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee.
• Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge.
• Designed for businesses with higher checking activity and greater cash flow needs.
• Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®.
- Soft pull
- No direct deposit required
- No credit card funding
- Full Review
Huntington Business Bonus
- Soft pull
- No direct deposit required
- No credit card funding
- Full Review
BMO Harris Bank Up to $500 Business Bonus
Available in AZ, FL, IL, IN, KS, MO, MN & WI. This offer is good until October 31, 2019.
- Direct link
- Soft pull
- Up to $1,000 credit card funding
- No direct deposit required
- Full Review
Flushing Bank $200 Business Bonus
Available in NY and NJ. There is no expiration date listed.
- Direct link
- Soft pull
- No direct deposit required
- No credit card funding
- Full Review
First Tennessee $450 Business & Savings Bonus
Available in FL, MS, NC, SC, TN, TX, & VA. This expires on June 30, 2019.
- Direct link
- Soft pull
- No direct deposit required
- $300 credit card funding
- Full Review
First Tennessee $300 Business Bonus
Available in FL, MS, NC, SC, TN, TX, and VA. Open up a BizEssentials Checking Account by June 30, 2019.
- Direct link
- Soft pull
- No direct deposit required
- Fund up to $300 with a credit card
- Full Review
First Tennessee $150 Business Checking or Savings Bonus
Available in FL, MS, NC, SC, TN, TX, and VA. Open up a BizEssentials Checking or Savings account by June 30, 2019.
- Direct link
- Soft pull
- No direct deposit required
- Fund up to $300 with a credit card
- Full Review
Liberty Bank $100 Business Bonus
For residents of Connecticut, Massachusetts, and Rhode Island. This offer is available until December 31, 2019.
- Direct link
- Soft pull
- Direct Deposit Required
- Fund up to $500 with a credit card
- Full Review
MIDFLORIDA Credit Union $300 Business Bonus
Available in FL. Pretty nice bonus and no expiration date listed.
- Direct link
- No direct deposit required
- Must sign up for both Free Business Checking & Business Savings to get the bonus
- Full Review
North State Bank $450 Business Bonus
Available in NC. Pretty nice bonus and no expiration date listed!
- Direct link
- No direct deposit required
- Full Review
PNC Bank $300/$200/$100 Business Bonuses
Available in OH, MI, FL, AL, GA, MD, KY, IN, PA. Pretty nice bonus and is good until June 30, 2019.
- Direct link
- Soft Pull
- No direct deposit required
- Fund your account up to $2,000 with a credit card
- Full Review
Provident Credit Union $150 Business Bonus
Available in California. This bonus has no expiration date and there is no monthly fee. (In the past, it required a deposit of $15,000 to avoid the monthly fee)
- Direct Link
- Soft pull
- No direct deposit required
- Fund your account up to $1,000 with a credit card
- Full Review
Regions Bank $150 Business Bonus
Available in AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, TX & VA. This bonus has no expiration date.
- Direct Link
- Soft pull
- No direct deposit needed
- Fund your account up to $1,000 with a credit card
- Full Review
Rockland Trust Bank $250 Business Bonus
What’s great about this bonus is that you can fund your account up to $2,500 with a Visa, Mastercard, American Express & Discover credit card.
- Direct Link – Newton Branch
- No direct deposit required
- Fund up to $2,500 with a credit card
- Full Review – Newton Branch
SunTrust $200 Business Bonus
Available at Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia.
- Direct Link
- Soft Pull
- No direct deposit required
- Fund up to $100 with a credit card
- Full Review
Best State Specific Bonuses
TD Bank $150, $300 Checking Bonuses
For residents of CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA, there is also $100 savings bonus.
- TD Premier $300 Bonus
- TD Convenience $150 Bonus
- Soft pull
- Direct deposit of up to $2,500 required
- Fund up to $300 with a credit card
- Full Review
Associated Bank $275 Checking & Money Market Bonus
For all residents of Illinois, Minnesota, and Wisconsin. This bonus is available until December 31, 2019. What’s great about this bonus is that it’s only a soft pull inquiry and you can fund up to $200 with a credit card.
- Direct link
- Soft pull
- Direct deposit of $300 or more
- Fund up to $200 with a credit card (Visa/MC only)
- Full Review
Columbia Bank $200 Checking Bonus
For residents in New Jersey only. On the online application, there is a field to enter the promo code but on the offer page the promo code wasn’t mentioned. Be sure to check with CSR when applying.
- Direct link
- Soft pull
- Direct deposit required
- Full Review
Dedham Savings Bank $100 Checking Bonus
For residents of Massachusetts only.
- Direct link
- Soft pull
- Direct deposit required
- Full Review
Dollar Bank $150 Checking Bonus
Available for Ohio, Pennsylvania or Virginia. Pretty good bonus but it requires keeping the account open for a full year to get the full bonus. They also have Workplace Banking program bonus.
- Direct link
- Soft pull
- Direct deposit required
- Full Review
Eastman Credit Union $250 Checking Bonus
For residents of TN, TX, VA. This is a great bonus with no monthly fees and there is also a referral bonus you can earn.
- Direct link
- Soft Pull
- Direct deposit is optional
- Full Review
Fidelity Bank $125 Checking Bonus
For residents of PA. This is a great bonus with a soft pull.
- Direct link
- Soft Pull
- Direct deposit required
- Fund up to $500 with a credit card
- Full Review
Fifth Third Bank $250 Checking Bonus
For residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, WV. This is a great bonus with a soft pull.
- Direct link
- Soft Pull
- No funding with a credit card
- Full Review
FirstBank $300 Checking Bonus
For residents of Arizona, Colorado, and Riverside County of California. This is a great bonus with a soft pull.
- Direct link
- Soft Pull
- Direct deposit is optional
- Fund up to $600 with a credit card
- Full Review
First Community Bank $250 Checking Bonus
For residents of AR, MO. This bonus has no expiration date.
- Direct link
- Direct deposit required
- Full Review
First National Bank of Hutchinson $100 Checking Bonus
For residents of Kansas. This bonus has no expiration date.
- Direct link
- No Direct deposit required
- Full Review
First Tennessee Bank $150, $200, 300 Checking & Savings Bonuses + $50 Referral
For residents of selected states, bonuses ranging from $150-$300. Lots of choices to earn depending on your banking needs and preference.
- Direct link – $150 *TN, MS, AR, AL, GA, NC, VA and KY*
- Direct link – $150 *FL, VA, NC, SC*
- Direct link – $50 Referral *TN, MS, GA, VA, NC, AR*
- Soft pull
- Fund up to $300 with a credit card
- Direct deposit required
- Full Review
Flushing Bank $300 Checking Bonus
Available in NY and NJ. There is no expiration date listed.
- Direct link
- Soft pull
- No direct deposit required
- No credit card funding
- Full Review
Focus Bank $100 Checking Bonus
Available in MO and AR. There is no expiration date listed.
- Direct link
- Soft pull
- Direct deposit required
- Full Review
Heritage Credit Union $100 Checking Bonus
For residents of IL & WI.
- Direct link
- Soft pull
- No credit funding
- Direct Deposit Required
- Full Review
Horizon Bank $300 Checking Bonus
For residents of Indiana and Michigan.
- Direct link
- Direct Deposit Required
- You must meet the requirements within 60 days.
- Full Review
Liberty Bank $100 Checking Bonus
For residents of Connecticut, Massachusetts, and Rhode Island. This offer is available until December 31, 2019. Bonus requirement is quite simple and there are no monthly fees to worry about
- Direct link
- Soft pull
- Fund up to $500 with a credit card
- Direct deposit is required
- Full Review
M&T Bank $150 Checking Bonus
For residents of CT, DC, DE, MD, NJ, NY, PA, VA & WV until May 13, 2019. Simple requirements to earn bonus.
- Direct link
- Soft pull
- Minimum direct deposit of $500 is required
- Full Review
Members Trust of the Southwest Federal Credit Union $100 Checking Bonus
Available for residents of Texas and Oklahoma.
- Direct Link
- Direct deposit required
- Once the requirements are met you will receive the bonus within 3 weeks.
- Full Review
Northwest Bank $200 Checking Bonus
Available for residents in MD, NY, OH, PA and must live within 50 miles of a branch to be eligible.
- Direct Link
- Soft pull
- Can fund up to $1,000 with a credit card
- Two direct deposit of $200 required
- Full Review
Old Second Bank $125 Checking Bonus
Available for residents in IL and this bonus is easy to obtain by meeting qualifying banking activities. The $3.95 monthly fee can be avoided easily by enrolling in eStatements.
- Direct Link
- Soft pull
- No credit card funding
- Direct deposit required with no minimum specified
- Full Review
Pennsylvania State Employees Credit Union $150 Checking Bonus
Available for residents in PA and this bonus is easy to obtain by meeting qualifying banking activities.
- Direct Link
- Expires on December 31, 2019
- Direct deposit required
- Full Review
PNC $300, $200, $50 Checking Bonus
For residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV, you will need direct deposit of $5,000 to get the $300 bonus. Lower tiers are available for smaller bonuses. Best part is funding your account with a credit card for up to $2,000.
- Direct link – $300
- Direct link – $200
- Direct link – $50
- Soft pull
- Fund up to $2,000 with a credit card
- $5,000 direct deposit required for the $300 bonus
- Full Review – $300
- Full Review – $200
- Full Review – $50
Progressions Credit Union $100 Checking Bonus
For residents of WA, you will need direct deposit of $500 or more per month.
- Direct link
- $500 direct deposit required
- Full Review
Republic Bank $200 Checking Bonus
For residents of FL, IN, KY, OH, TN. This expires on December 31, 2019.
- Direct link
- Hard Pull
- Direct Deposit required
- Must use promo code: LX1/LX2
- Full Review
Santander Bank $225 Checking Bonus
For residents of CT, DE, MA, NH, NJ, NY, PA, and RI. This expires on June 30, 2019.
- Direct link
- Soft pull
- Direct deposit required
- Full Review
Star One Credit Union $120 Checking Bonus + $60 Referral Bonus
For residents in Santa Clara, CA only. All you need to do is refer your friends and family to join and you both will get rewarded.
- Direct link
- Soft pull
- No direct deposit requirement
- Can fund up to $1,000 with a credit card
- Full Review
State Bank of India $150 Checking Bonus
For residents in California.
- Direct link
- Direct deposit requirement
- Full Review
Suntrust Bank $250/$500 Checking Bonus
For residents in AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, WV. This bonus expires on July 1, 2019
- Direct link– $250
- Direct link– $500
- Soft pull
- Can fund up to $1,000 with a credit card
- Full Review-$250
- Full Review-$500
Webster Bank $250 Checking Bonus
For residents in Connecticut, Massachusetts, New York, or Rhode Island, this bonus is simple and straightforward.
- Direct link
- Soft pull
- No Direct deposit required
- Full Review
Wescom Credit Union $200 Checking Bonus
For residents of CA. There is no direct deposit requirement and monthly fees can be waived easily by becoming a Platinum Signature Members and Signature Members by December 31, 2019.
- Direct link
- Soft pull
- Direct deposit not required
- Full Review
Westfield Bank $200 Checking Bonus
For residents of Connecticut and Massachusetts. This offer does not have a expiration date.
- Direct link
- Direct deposit required
- Full Review
Wings Financial Credit Union $100 Checking Bonus
For residents of MN. There is no direct deposit requirement and no monthly fees.
- Direct link
- Direct deposit not required
- Each student will receive a $100 deposit to their Share Account upon completing their final class
- Full Review
Bottom Line
It’s important to learn all important details when opening a bank account such as Hard Pull or Soft Pull, what count as direct deposit, or credit card funding. At HustlerMoneyBlog, we strive to provide you the latest information on all bank deals and promotions. If you find another bank bonus we don’t know about, feel free to comment on any bank review pages to let us know!