Check out the latest First Tech Federal Credit Union Certificate rates, offers, and promotions here.
Update 2/3/2025: Currently, you can get 4.60% Annual Percentage Yield (APY) with a 6-month promotional certificate.
About First Tech Federal Credit Union
Founded in 1952, First Tech is the nation’s premier credit union serving the world’s leading technology-oriented companies and their employees.
They offer a full range of customized products and services, as well as individual tools for financial wellness.
Additionally, they invest in their members with great rates and convenient digital, face-to-face and self-service banking solutions.
First Tech Federal Credit Union Share Certificate Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
You can invest in a First Tech Federal Credit Union share certificate account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals.
If you’re interested in making a higher rate than a traditional savings account then make sure to check out below share certificate rates.
- Learn More at First Tech Federal Credit Union
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: The penalty will equal 180 days dividends and will apply whether or not the interest has accrued. This may reduce the principal.
| Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
| Term | APY Rate | Minimum Deposit |
| 6-Month Share Certificate | 3.50% | $500 |
| 12-Month Share Certificate | 3.50% | $500 |
| 13-Month Share Certificate | 4.35% | $500 |
| 24-Month Share Certificate | 4.15% | $500 |
| 36-Month Share Certificate | 4.05% | $500 |
| 60-Month Share Certificate | 3.00% | $500 |
(NCUA Insured)
Effective Date: 02/3/2025
First Tech Federal Credit Union CD Features
- Extremely Easy to Open an Account
- Competitive Rate
- NCUA Insured
Bottom Line
This share certificate offers an attractive promotional rate and it’s a bump-up certificate, meaning if rates go up you can take advantage of the higher rate or add more money to your certificate one time.
First Tech offers a wide variety of share certificates. You have to be a First Tech member to open this certificate, but applying for membership is easy.
The rates at First Tech are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest share certificate from First Tech Federal Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to take advantage of this great rate. Check back often for the latest First Tech Federal Credit Union share certificate rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Live Oak Bank | 4.30% APY 12-Month CD | Review |
| Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
| Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
