Find an updated list of First Commonwealth Bank promotions, bonuses and offers here.
Generally, they have promotions ranging from $50, $2000 bonus when you open a new account and meet all the requirements.
About First Commonwealth Bank Promotions
First Commonwealth Bank makes it their personal mission to improve the financial lives of their neighbors and community businesses. They are driven by their values to help their customers.
I’ll review the offers below.
First Commonwealth Bank $200 Checking Bonus
- Account Type: Checking Account
- Availability: PA, OH, IN, KY, or WV (Locator)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: None
(Expires 12/31/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($800 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), Fifth Third Bank Momentum® Checking ($200 bonus), KeyBank Checking ($200 bonus). |
How To Earn $200 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- New checking account customers can earn $2001 when you open online or by phone and use offer code NEWACCOUNT.
- To qualify for the $200 bonus:
- 1) open a new personal checking account by phone by calling 844.711.2265 or online at fcbanking.com by 12/31/2023 and use promo code ‘NewAccount’ at the time of account opening AND
- 2) complete 5 or more customer-initiated transactions, including deposits and withdrawals, that post and clear the account within 60 days of account opening.
- Offer available to customers residing in First Commonwealth Bank markets (PA, OH, IN, KY, or WV) with no personal checking account relationship with First Commonwealth Bank at the time of account opening.
- To qualify for the $200 bonus: 1) open a new personal checking account by phone by calling 844.711.2265 or online at fcbanking.com by 12/31/2023 and use promo code ‘NewAccount’ at the time of account opening AND 2) complete 5 or more customer-initiated transactions, including deposits and withdrawals, that post and clear the account within 60 days of account opening.
- Bank initiated transactions such as fee assessments/refunds and promotional credits do not count towards the requirement to earn the bonus.
- The minimum amount to open a Hometown Checking account is $50.
- There is no opening deposit required for a Confidence Checking account.
- Variable-Rate Annual Percentage Yield (APY) for the Hometown Checking + Interest account varies by tier.
- For example, as of 3/1/2023, APY by tier is: 0.01% for $500+; 0.01% for $2,500+; 0.01% for $10,000+.
- Rate and APY may change after the account is opened.
- Fees may reduce earnings on the account.
- Full account terms and conditions will be supplied at account opening.
- Primary account holder must be 18 years or older to be considered for the promotion.
- The $200 bonus will be deposited into active accounts within 60 days of all requirements being met and identified as “Promotional Credit” on your monthly statement.
- Offer is exclusive, not transferable, and limited to one checking reward per customer.
- Offer may be extended, modified or discontinued at any time.
- The value of the bonus may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income.
- Please consult your tax advisor regarding your specific situation.
First Commonwealth Bank $50 Referral Bonus
First Commonwealth Bank $50 Referral Bonus
First Commonwealth Bank is offering a $50 bonus when you refer friends and family to open a qualifying new checking account.
- Account Type: Checking Account
- Availability: OH, PA (Locator)
- Direct Deposit Requirement: Unknown
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $2, waivable
- Early account termination fee: Unknown
- Household limit: None
(Offer has no expiration)
| You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($800 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), Fifth Third Bank Momentum® Checking ($200 bonus), KeyBank Checking ($200 bonus). |
How To Earn $50 Referral Bonus
HOW TO EARN BONUSFINE PRINT
- Current Customer/Referrer:
- To earn a $50 Mastercard Reward Card for each individual referred to First Commonwealth Bank, who does not already have a First Commonwealth Bank checking account, registers for the offer, opens a new First Commonwealth personal or business checking account and completes the other requirements within the time specified in the offer.
- To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person.
- A Referrer may receive up to ten Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements
- New Customer/Referee:
- To earn a $50 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank personal checking account after receiving the email or social media offer through the official means of the program.
- Minimum deposit to open the account is $50 for a Hometown Checking account or $25 for a SmartPay Card account.
- You must complete at least one of the following requirements within 60 days after account opening:
- Complete one (1) direct deposit of $250 or more, OR
- Complete ten (10) qualifying debit card purchases that must post and clear the account
- To earn a $50 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank personal checking account after receiving the email or social media offer through the official means of the program.
- Please allow 4-6 weeks after completion of all requirements for delivery of your Mastercard Reward Card to the physical address provided.
- Bonus may be reported as income to the IRS.
- The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account.
- The program may be discontinued or changed at any time without notice.
- The Referrer authorizes the sending of communications to each Referred Person or Business.
- The email may not be recovered if the person has “opted out” of marketing material from First Commonwealth Bank or ReferLive.
- Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- Returned/invalid email addresses and non-deliverable addresses are not the responsibility of First Commonwealth Bank or its third party vendors.
- The Referred Person or Business acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
- The Reward Cards will be mailed to the addresses within the ReferLive registration system.
- The Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.
First Commonwealth Bank $50 Business Referral Bonus
First Commonwealth Bank $50 Business Referral Bonus
First Commonwealth Bank is offering a $50 bonus when you refer friends and family to open a qualifying new business checking account.
- Account Type: Business Checking Account
- Availability: OH, PA (Locator)
- Direct Deposit Requirement: Unknown
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: None
(Offer has no expiration)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), Bank of America ($200 bonus offer), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn $50 Referral Bonus
HOW TO EARN BONUSFINE PRINT
- Current Customer/Referrer:
- To earn a $50 Mastercard Reward Card for each business referred to First Commonwealth Bank, who does not already have a First Commonwealth Bank checking account, registers for the offer, opens a new First Commonwealth business checking account and completes the other requirements within the time specified in the offer.
- To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person or Business.
- A Referrer may receive up to ten Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business who fulfills the requirements
- New Customer/Referee:
- To earn a $150 Mastercard Reward Card, the Referred Business must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank Business checking account after receiving the email or social media offer through the official means of the program.
- Minimum deposit to open the account is $50
- You must complete at least one of the following requirements within 60 days after account opening:
- Complete a minimum of $2,000 in qualifying deposits
- To earn a $150 Mastercard Reward Card, the Referred Business must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank Business checking account after receiving the email or social media offer through the official means of the program.
- Please allow 4-6 weeks after completion of all requirements for delivery of your Mastercard Reward Card to the physical address provided.
- Bonus may be reported as income to the IRS.
- The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account.
- The program may be discontinued or changed at any time without notice.
- The Referrer authorizes the sending of communications to each Referred Person or Business.
- The email may not be recovered if the person has “opted out” of marketing material from First Commonwealth Bank or ReferLive.
- Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- Returned/invalid email addresses and non-deliverable addresses are not the responsibility of First Commonwealth Bank or its third party vendors.
- The Referred Person or Business acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
- The Reward Cards will be mailed to the addresses within the ReferLive registration system.
- The Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.
First Commonwealth Bank $150 Business Checking Bonus (Expired)
Earn a $150 bonus when you refer a friend to open a business account!
First Commonwealth Bank is offering a $150 bonus when you refer a friend to open a new business checking account.
- Account Type: Business Checking Account
- Availability: OH, PA (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Chexsystems: Unknown. Let us know.
- Opening Deposit: $50
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None listed
- Monthly Fee: Varies by account
- Closing Account Fee: None.
(No Expiration Date)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), Bank of America ($200 bonus offer), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn $150 Business Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new First Commonwealth Bank personal checking account.
- Deposit a minimum of $2,000 in cumulative deposits within 60 days after account opening.
- Then the bonus will be rewarded within 4-6 weeks after completing all requirements.
- The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account.
- The program may be discontinued or changed at any time without notice.
How To Avoid Monthly Fees
- Confidence Checking: $5 monthly service charge waived when you complete 5 or more customer-initiated transactions during your statement cycle
- Hometown Checking + Interest + Solutions: $10 monthly service charge if deposits fall below $2,000 per statement cycle
- Hometown Checking + Interest: $5 monthly service charge if deposits fall below $1,000 per statement cycle
- Hometown Checking: $2 monthly service charge is waived with eStatement enrollment
- Business Checking: No monthly service charge
- Business Solutions Checking: $25 monthly service charge, which can be waived if the minimum daily balance requirement of $5,000 is met
- Elite Business Checking: No monthly service charge
- Business Checking Plus: $10 service charge, which can be waived if the minimum daily balance requirement of $2,500 is met
 |
Bottom Line
First Commonwealth Bank provides great services for members in the Ohio and Pennsylvania area. If you are not located in these areas, you can always access your funds online through mobile banking.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have many generous bonuses, First Commonwealth Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
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*Check back at this page for updated First Commonwealth Bank promotions, bonuses and offers.
