Find the latest GTE Financial CD Rates, Offers, and Promotions here.
Best CD Rates: 60-month Jumbo Share Certificate, 4.80% APY, 48-month Jumbo Share Certificate, 4.70% APY
Availability: Nationwide. Easy membership by joining CU Savers ($10 one-time membership fee); residents of certain Tampa Zip Codes; SEGs.
Credit Inquiry: Hard Pull
About GTE Financial
GTE Financial’s mission is to be the preferred financial services provider and employer in their marketplace. GTE Financial exists because of and for their members. They strive to provide the best value and service.
There are 24 branch locations throughout Florida. However, anyone can become a member online. See the membership requirements below.
|Eligibility: Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes in the Tampa area. See current membership details|
They offer a vast array of products including CD options for all of your specific financial needs.
Jumbo Share Certificates
|Term||APY Rate||Minimum Deposit|
*The above rates are accurate as of 1/30/2023*
GTE Financial CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make. GTE Financial has CD terms ranging from 6 months to 60 months.
Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $100K
- Maximum deposit: None listed
- Early withdrawal penalty: The penalty will equal 90 days of dividends for accounts with terms of 12 months or less, and 180 days of dividends for account with terms greater than 12 months.
Editors Note: You can fund your CD with a credit card for up to $5k. Make sure to set your cash advance limit to $0 so you don’t worry about getting a fee.
|Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.75% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY).|
GTE Financial CD Features
- Competitive interest rates
- NCUA Insured
These are the current CD rates and terms offered by GTE financial. An online account is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*I recommend checking out Discover Bank Promotions here for other great promotions and bonuses.
|Sallie Mae||5.15% APY 27-Month CD||Review|
|Western Alliance Bank||5.01% APY 12-Month CD||Review|
|CIT Bank||5.00% APY 6-Month CD||Review|
|Sallie Mae||5.00% APY 23-Month CD||Review|
|Idabel National Bank||4.90% APY 24-Month CD||Review|
|Blue Federal Credit Union||4.80% APY 15-Month CD||Review|
|FVCbank||4.80% APY 12-Month No Penalty CD||Review|
|CIT Bank||4.80% APY 11-Month No-Penalty CD||Review|
|Nationwide||4.75% APY 12-Month CD||Review|
|Discover Bank||4.75% APY 18-Month CD||Review|
|Bellco Credit Union||4.75% APY 13-Month CD||Review|
|Sallie Mae||4.75% APY 14-Month No-Penalty CD||Review|
|Quontic Bank||4.75% APY 12-Month CD||Review|
|Sallie Mae||4.70% APY 10-Month No-Penalty CD||Review|
|CIT Bank||4.65% APY 13-Month CD||Review|
|CIT Bank||4.60% APY 18-Month CD||Review|
|Great Lakes Credit Union||4.60% APY 12-Month CD||Review|
|Western Alliance Bank||4.60% APY 6-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|Blue Federal Credit Union||4.45% APY 9-Month No Penalty CD||Review|
|Western Alliance Bank||4.45% APY 3-Month CD||Review|
|Ponce Bank||4.41% APY 4-Month No-Penalty CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
If you are interested in more CD rates continue looking here on HustlerMoneyBlog. We have in-depth lists of the best CD rates found nationwide. To get started, check out our lists below.
Best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest GTE Financial CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.