Find the latest United Texas Bank CD Rates, Offers, and Promotions here.
They currently offer a 36-month CD 1.05% APY and 48-month CD 1.15% APY when you qualify.
About United Texas Bank
United Texas Bank is headquartered in Dallas, Texas and was established in 1986. Since then they have grown to 2 locations, offer money market rates that are 70% higher than the national average, and they have an A health rating.
Eligibility: CDs are available to all U.S. citizens and resident aliens who have a valid Social Security number and a U.S. physical address.
United Texas Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While United Texas Bank does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
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| First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
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United Texas Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $1,000, you can invest in a United Texas Bank CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $1,000
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 1 Month | 0.10% | $1,000 |
| 3 Month | 0.20% | $1,000 |
| 6 Month | 0.50% | $1,000 |
| 12 Month | 0.75% | $1,000 |
| 24 Month | 0.85% | $1,000 |
| 36 Month | 1.05% | $1,000 |
| 48 Month | 1.15% | $1,000 |
United Texas Bank CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Federally insured by FDIC
Bottom Line
Compared to CD rates with a similar term length, this rate at United Texas Bank is one of the best. Additionally, take advantage of the low minimum balance of $1,000.
This is a great opportunity to invest in a high-interest CD from United Texas Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest United Texas Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
